Michael Welti Michael Welti: «Clients Want Multiple Services» ');} The private banking market is constantly evolving. But the changes have been small so far. With all the global innovations from fintech, artificial intelligence and robotics, changes are now forecast to come much more rapidly, Michael Welti writes in a piece for finews.first. This article is published on finews.first, a forum for authors specialized in economic and financial topics. For now, the calm before the apparent storm prevails in Switzerland, where private banking is still developing steadily and solidly. In actual fact, client behavior has remained reasonably constant over the decades. Even during the Covid-19 crisis, wealthy private clients have remained loyal to Switzerland.