To better support small entrepreneurs who may not have access to bank credit, Microlux wants to offer microloans, some of which would benefit from a 0% rate. To guarantee them, Microlux is calling on the generosity of Luxembourgers to set up a guarantee fund. Accustomed to supporting--through microcredit--micro-entrepreneurs not in the banking customer circuit, Microlux hopes to develop its range of products even better in order to help new candidates take the plunge, despite the uncertain economy. “With the health crisis, some people are almost forced to create their own business to find a job. But they hesitate to take the plunge for fear of not being able to ensure the repayment of a loan," explains Rémy Jacob, president of the young institution.