Business Journalist Despite it being a record year for savings in Ireland, much of it was accidental given that large sections of the economy were shut down for long periods in 2020 so there was reduced opportunity to spend. And many people were not in a position to accumulate savings given that their source of income had been severely curtailed because of those restrictions. We look at areas where long-term savings can be made into the future in our New Year personal finance checker. Overpaid on tax? The answer is most likely 'yes'. People leave thousands in unclaimed refunds and reliefs with Revenue every year that they are unaware they are entitled to, according to Marian Ryan, Consumer Tax Manager with Taxback.com.