New super laws mean you need to check your insurance We’re sorry, this service is currently unavailable. Please try again later. Dismiss Normal text size Advertisement Shane Hempenstall was working as an interstate truck driver when he was struck on the head and suffered a brain injury that caused him to become totally and permanently disabled (TPD). Before the accident, his employer Scott Group had signed the 58-year-old up to an MLC superannuation fund which claimed to have a TPD payout of about $130,000. However, when Hempenstall applied to receive this money after his injury, after having his disability verified by doctors, MLC declined the claim. The policy did not cover interstate truck drivers.