No charges on debit card transactions up to Rs 2000, Finance Ministry sources No charges on debit card transactions up to Rs 2000, Finance Ministry sources Last Month, Union Cabinet Approved A Proposal That Government Will Bear The Merchant Discount Rate (MDR) Charges On Transactions Up To Rs 2,000 Made Through Debit Cards, BHIM UPI Or Aadhaar-enabled Payment Systems To Promote Digital Transactions. PTI | Updated on: 01 Jan 2018, 09:25:36 PM New Delhi: Customers will not have to pay any transaction charges for payments through debit card, BHIM app and other payment made for up to Rs 2,000 from today onwards. Last month, Union Cabinet approved a proposal that government will bear the merchant discount rate (MDR) charges on transactions up to Rs 2,000 made through debit cards, BHIM UPI or Aadhaar-enabled payment systems to promote digital transactions.