Updated Jan 19, 2021 | 06:08 IST Scheme E Tier II Account in National Pension System (NPS) is an add-on account that provides you the flexibility to invest and withdraw from various schemes available in NPS without any exit load NPS schemes deliver returns up to 22% in one year. Should you expect similar returns in future? New Delhi: National Pension Scheme is slowly becoming a popular choice for Indians because of its impressive returns. In fact, NPS schemes outperformed as the equity and debt schemes by all the pension fund managers gave double-digit returns in the last one year. Both Tier-I and Tier-II accounts have shown unbelievable returns.