Operator Good day and welcome to the Pacific Premier Bancorp First Quarter 2021 Conference Call. [Operator Instructions] Please note this event is being recorded. I would now like to turn the conference over to Steve Gardner, Chairman and CEO. Please go ahead. Steven R. Gardner -- Chairman, President & Chief Executive Officer Thank you, Betsy. Good morning, everyone. I appreciate you joining us today. As you're all aware, earlier this morning, we released our earnings report for the first quarter of 2021. We have also published an updated investor presentation that has additional information on our financial performance. If you have not done so already, we would encourage you to visit our investor relations website to download a copy of the presentation. In terms of our call today, I'll walk through some of the notable items. Ron Nicolas, our CFO will review a few of the financial details and then we'll open up the call to questions.