PayBy partners with NT.Payments to expand in UAE PayBy’s strategic partnership with NT.Payments will enhance the user experiences and also expand its user base. — Supplied photo PayBy top-ups and repayments can now also be done using cash at NT.Payments kiosks. Innovative fintech company PayBy has announced a new partnership with NT.Payments that significantly expands its footprint in the UAE. PayBy users can now top up their wallets, allowing to use a series of financial services, including repaying the credit bills, purchasing goods and services. NT.Payments has 4,500+ kiosks installed at high footfall locations across the country. Users may find the location of the nearest payment kiosk on the NT.Payments official website, which will allow you to have access to your wallet replenishment whenever and wherever you are.