Post Office Scheme: Earn Rs 4950 on your investment under THIS plan, know how In this, if anyone opened a joint account under the given scheme and deposited up to Rs 9 lakh in it, then they can earn Rs 4,950 every month. , File Photo Updated: May 16, 2021, 04:57 PM IST Post Office Schemes are time-tested and are in a way safe investment schemes. Post Office offers many beneficial schemes to keep your money safe and give more benefit than any other sources. One of such schemes offered by the Post Office is the Monthly Income Plan (MIPs) that offers a great return in a given period of time. Investors get to make a certain amount every month with this scheme.