Profit rates on National Saving Schemes certificates increased Pakistan Profit rate on savings account to remain at 5.5% New rates to come into effect from January 21 The Finance Minister on Thursday issued a revised list of profit rates on various National Saving Schemes certificates. According to the new rates, the profit on the Defence Saving Certificate has been revised to 9.42% from 8.49%. Likewise, profit on Regular Income Certificates has increased to 9% from 8.04%. The profit rate on the Special Savings Certificate has increased from 7.77% to 7.97%, while the Behbood Savings Certificates profit rate has increased to 11.28% from 10.32%. The profit rate has also been increased on Pensioners Benefit Accounts to 11.28% from 10.32%. The profit rate has also increased on the Shuhada Family Welfare Account to 11.28% from 10.32%.