In February, the government published these regulations as part of the Civil Liability Act 2018 – they establish the final tariff table for soft tissue or whiplash injuries and clarify that a medical report is required in order to settle a whiplash injury-related claim. However, Elsby believes the new tariff table “allows insurers to save money at the expense of injured people”. He said: “The proposed tariffs for whiplash injuries are derisory and offensive and will almost certainly leave people under-compensated. “The lowest tariff provides just £240 for pain and suffering that will affect an injured person for up to three months - this is not anywhere near the appropriate level of compensation.