RBI keeps repo rate unchanged: What home loan, auto loan, personal loan borrowers should do now SECTIONS RBI keeps repo rate unchanged: What home loan, auto loan, personal loan borrowers should do nowBy Share Synopsis With RBI maintaining status quo, banks most likely will not increase interest rates on loans any time soon.Here is a look at how existing borrowers and those looking to take a new loan (be it home loan, car loan, or personal loan) can take advantage of RBI's pause. Getty Images Good news for borrowers as the Reserve Bank of India (RBI), in its bi-monthly monetary policy review meeting on June, 2021, has decided to keep the key rates unchanged yet again. This is the seventh consecutive time the RBI has maintained status quo on rates; the last time the repo rate was reduced was in May 2020. The repo rate and reverse rate remain at 4% and 3.35%, respectively, after the latest announcement.