Reforming pensions in K-P The writer is a public policy expert and an honorary Fellow of Consortium for Development Policy Research. He tweets @hasaankhawar Khyber-Pakhtunkhwa is the first province to constitute a high-level cabinet committee on pension reforms, signaling its commitment to this very important yet greatly ignored fiscal challenge. Although the issue of mounting pension liabilities has been repeatedly highlighted in the recent past, so far neither the federal government nor any province has been able to move the needle on this front. Similar to other provinces, civil service pensions in K-P are governed under the Civil Servants Act 1973. Civil servants who have completed 25 years of service become eligible for pension at superannuation (at the age of 60 years) or may choose early retirement at the age of 55 or 25 years of service. Pensioners can also opt for commutation or cash payouts in lieu of a significant portion of their pension dues.