A Return to Work Program (RTW) can be a win-win situation for employees and employers alike. Before injuries even occur, employers can share the benefits the program provides with their employees, such as how RTW helps maintain wages and a connection with their employer and co-workers. Business owners can also promote their Return to Work program as an advantage of employment with the company. At the same time, RTW plays a major role in controlling claim costs and the direct impact on insurance premiums. RTW Program for Restaurant Workers A restaurant worker with a lost time claim is off an average of