Should I exit mutual fund schemes that are offering negative returns? SECTIONS Last Updated: Apr 21, 2021, 03:19 PM IST Share Synopsis If you have any mutual fund queries, message on ET Mutual Funds on Facebook. We will get it answered by our panel of experts. Getty Images I need Rs 2 lakh corpus within 2 years. So I have started SIP in IDFC Gilt Fund and DSP Gilt Fund with Rs 4,000/- each. Now it has been almost 6 months that I am seeing negative returns. Is this okay? Should I move to different funds? --Pritam Sadhu Rushabh Desai, an Amfi-registered mutual fund distributor based out of Mumbai responds: