Last modified on Mon 1 Mar 2021 02.02 EST Q My fiancee and I are looking to buy a home in Liverpool. Our budget is about £160,000, which includes a cash deposit of £22,000. We’re looking for a three-bed house ideally with a bit of garden. We’re not afraid of some work to get a home renovated – and would most likely be doing so whatever we bought, so it would be a good long-term home for us and our two young children. We are living with my in-laws but would like to be in our own place as soon as possible. There’s a lot of unnecessary arguing and shouting in the house which is really affecting the mental health of my children and my partner. However, my in-laws are convinced that because of inflation house prices are artificially high, and are due to drop considerably later this year.