Addressing the cause: CGC's financial advisory services are delivered by the Financial Advisory Team to accomplish the aim of increasing the number of SMEs successfully obtaining financing. CREDIT Guarantee Corporation Malaysia Bhd (CGC) wants to address the lack of access to business financing for Malaysia’s micro, small and medium enterprises (MSMEs). Firstly, MSMEs can use Malaysia’s first SME free online financing referral platform imSME to understand the financing options available, based on their current business condition. For those unsuccessful in obtaining financing, they can leverage on the CGC Developmental Programme with its advisory services to improve their chances.