Welcome to Canada. The Subaru BRZ was made to be modified. Subaru even encouraged owners to do so, resulting in a range of upgrades such as supercharged engines and suspension enhancements. But there's one thing the Japanese automaker didn't warn consumers about beforehand: insurance. Although it's not an automaker's job to do so, performing aftermarket modifications can impact insurance claims. A young BRZ owner from Ontario, Canada has just learned that the hard way. According to Global News, 21-year-old Modasir Ayobi leased a 2020 BRZ but was recently involved in an accident. Unfortunately, the sports coupe was declared a total loss and Ayobi was found to be at fault for causing the crash.