Switching car insurance in 2021? Here’s 5 insurance options to consider Switching car insurance in 2021? Here’s 5 insurance options to consider January has rolled around once again and with it so has a determination to really get a handle on your finances. This time you’ve got a foolproof savings plan, you’ve cancelled lingering subscriptions and you’re working on banishing your credit card debt. The only snag? You’re still paying a hefty amount in car insurance premiums. Well January is as good a time as any to give your service provider the ol’ heave ho and switch to an insurance policy that won’t burn a hole in your pocket!