Simple, one of the first and most popular Internet-only "neobanks," is being shut down by parent company BBVA US. As a result of the news, Simple users have taken to social media, Reddit megathreads, collaborative spreadsheets, and—of course—a Change.org petition to deal with the fallout. I've spent the last three weeks alongside them, scrambling for a replacement to share with you. Unfortunately, there really isn't one. Don't get me wrong, many modern banking services have flashy apps, usable websites, and plenty of features—but none of them truly capture the deceptive simplicity of Simple. What makes Simple good