*Alin Brendea, Prime Transaction: "The level of interest, even if decreasing, will still ensure a good source of profit for banking companies"*Adrian Codirlaşu, CFA Romania: "Compared to other countries in the European Union, our country is poorly banked, so there is a lot of room for growth"*Aurelian Dochia: "I think that the dynamism of lending will decrease and non-performing loans will increase in 2024, which will affect banks' profitability"*Dividend yield of 5.9% for Banca Transilvania and 7.3% for BRD, according to brokers' estimates