Not so secret anymore. If you're in the market for a new Subaru then you'll want to pay extra close attention to this latest news. Normally at this time of the year, automakers are racing against the clock to sell and/or lease as many vehicles as possible before the New Year. Automakers authorize dealerships to offer more attractive incentives to help make this happen. Subaru is no exception. But there's something the Japanese automaker isn't currently promoting online or elsewhere: hidden APR deals. CarsDirect has uncovered details regarding these attractive loan rates that apply for the entire 2021 lineup, the sole exceptions being the 2020 BRZ and 2020-21 WRX and WRX STI. The basic formula here is the longer the loan term, the better the rate.