Tips on how to find out if secret life insurance policy is taken out on you Fraud of all types is on the rise during the pandemic, everything from medical identity theft to secret life insurance policies. By: KGUN Staff and last updated 2020-12-29 17:04:15-05 TUCSON, Ariz. â Fraud of all types is on the rise during the pandemic, everything from medical identity theft to secret life insurance policies. James Quiggle with the Coalition Against Insurance Fraud says people are committing all types of fraud during the pandemic. The crimes include taking out secret life insurance policies and medical identity theft.