Synopsis A committee appointed by insurance regulator IRDAI has recommended that traffic violations be linked with motor premiums to encourage better road sense. The report published Monday by the nine-member working committee suggested inserting “Traffic Violation Premium” to the ambit of motor insurance. In practice, every motor insurance buyer will be assessed for traffic violation points based onwhich the premium will be fixed. Mumbai: Speed thrills but kills – at least your savings. Very soon, your motor insurance premium may depend on your traffic-ticket count. So, there’s sufficient incentive – besides better mileage - to go easy on the accelerator. A committee appointed by insurance regulator IRDAI has recommended that traffic violations be linked with motor premiums to encourage better road sense.