Calling it t.v. Cake was as Mary Berry's decision to follow hosts Mel and Sue to stay with the b.b.c. Has prompted speculation the corporation will launch a rival show most papers do carry pictures of Mary Berry and Paul Hollywood presented to move to Channel 4 The Guardian reports that prominent Labor M.P.'s are set to reject a return to the From. Today's leadership battle and fails to accept the elections to the Shadow Cabinet and that any expresses Britain is in a position of power to negotiate it this is 5 Live It's 515. This is. A very good morning to. Wake up to money on b.b.c. 5 live coming up between now and 6 the biggest data breach in history a 1000000000 accounts a state sponsored hack a boss under fire it's not just Hollywood blockbuster but a cyber attack an Internet company who the scary thing is here is the data that's out there can be used against other systems so if you use the same passwords or user name or recovery information on other services they can use that data to get it to many productions. We've got a former special agent from the f.b.i. Elsewhere contain your excitement. Shipping troubles and their merry berries leaving will the Great British Bake Off behind bikes or can it be a real life Hollywood blockbuster song plays with Yahoo hacked the Financial Times focuses on a World Trade Organization. For the aircraft. Says it out. Billions a Us dollars of tariffs the Footsie close up 776911. This is b.b.c. 5 Live and will be sprinkling a bit of our own start this thread to share with our markets guest Russ malled investment director pension provider morning Ross. Ross joins us this morning we'll hear a. Bit more from him later in the program we'll get our Right now half a 1000000000 names e-mail addresses telephone numbers security questions and dates of birth have been taken from Yahoo's databases it looks like being the biggest data hack in history crucially for the time being the company says there's no evidence bank card details have been stolen but it believes the attack was carried out by what it calls a state sponsored act although it's not given any more details now what can the impact of such infinite mation loss be on those affected Well that's McAfee Blue is an analyst at Forrester Research in San Francisco we've got the loss here of not just the typical username and password data that gets lost but really really sensitive data birth dates and even the security questions that we all know and love when we have to reset our passwords or improve the security of our online accounts this is now data that's been out in the wild for a couple of years this breach happened in 2014 and it's just being reported now this may have been a state actor right government sponsored breach if that is the case then it's hard to know how that data will be used the black market for consumer data is really rich and that means that identities are being sold that can be then used to create new financial accounts and new financial records it means that security data and security question responses could be breached and sold and that means all of our accounts are really at risk because the majority of these security questions are the same from website to website since this data has been out there for a couple of years it's hard to know how many people have been affected already without even knowing it and you'll recall that a few months ago talking about the most of Yahoo's business the telecoms giant Verizon has agreed to a 55 story a 5000000000. Deal but he's not yet been finalized this emerged for us and you about this hike 2 days ago and a statement last night Verizon said we have limited information and understanding of the impact we will evaluate as the investigation continues through the Fata McCotter blue again thinks the whole thing should be reassessed There's also a real concern from a business perspective because the rise in acquisition of Yahoo is is sort of in the works now I think that Verizon has to seriously re-evaluate the price that it's paying for Yahoo at this point you know we know that a data breach costs on average about $100.00 per record so Yahoo's on the hook to fix this with a lot of money now if the tech giant you who weren't protected wasn't protected enough what about other small businesses Well yes that I before all this are caught up with a bill the chief executive of the global insurance marketplace Lloyd's of London she told me that insurance for cyber attacks was a big growth area for them a many big businesses aren't sufficiently protected we were the 1st to provide insurance for anything that was new the 1st airplane that took off the 1st satellite that was launched these days we focus on more intangible risks like cyber insurance because cyber attacks are on the rise and that's the sort of risk that we're really trying to uncover we're trying to understand and now we're providing insurance for cyber attacks and it's basically the global market leader for cyber insurance we did a survey of all the European businesses or a segment of the European businesses and we found that really probably 9 out of 10 big businesses are not fully protected it's a case of people will be attacked not may they be attacked they will be attacked that sort of certain then it's a matter of getting your right protection in place make a. Matter of getting your right protection in place but it seems you who haven't of the. Shonan just change I'm a passionate. That's the answer and then we keep changing our plans words well is that even good enough I mean if you have to want the I mean how often do you change yours. Well it's also for China's is many sobs they told me I wouldn't get anything done. And how did how do you even remember all your passwords I mean people have different ways there are apps you can get in theory keep your passwords together I'm protected but what's your method of well basically I'll go with a very complicated one and run it right away through the system trying to keep it as you know so that I can remember bicycle it was the point in different passwords you can't remember any of them well we'll be talking to a cyber security expert a little later in the program for some tips on that is I imagine having the same one right across everything if all of a sudden you're hacked like your Yahoo account might have been hacked and you've got the same password there is everywhere else because leaving yourself very open so we want to hear from you today what do you do to protect yourself how do you remember your passwords we need so many of them these days don't we. Other special tricks that you've got the people could use to maybe remember them do you have a little book on Auntie's Mickey myth of couple months ago they actually sell little password books I'm not sure that's the safest thing to do that I think a lot of the programs have got plans for programs on them now but I'm a big gee whiz about using them and also if they can hack the normal things they can act them as well surely if you've got a Yahoo account as well what is it what are you thinking about this you going to carry on using it have you change your password in the last couple of years looks like this attack was in 2014 and they recommended if you haven't change your password in that time to do that now getting to this how do you remember your passwords 85058 you can send us a text or on social media b.b.c. 5 Live It's $523.00 this is b.b.c. 5 Live wake up some money around the world in a moment we'll be talking to Marie Cocco in Singapore but 1st Mickey what's going on on in the. U.s. Markets have annoyed investors around the world having continuing to reflect. That no movement in u.s. Interest rates were going to put my going to put him down in the end they left him where they were and I think most people accepted that that was the right move and also it meant that the outlook was a little bit more stable and if we did get any interest rate rises they wouldn't come as they come fast as some people expected that they're going to have a percentage point to close i 1390 the s. And p. Enjoyed its biggest rally in 2 months it closed up 445300 search you know and so it really is all about interest rates the start of the u.s. Economy and where we go from here by the one thing you can be sure of interest rates will move we're just not sure which direction is the Nasdaq up 44 markets guess this morning morning. What was your big thing you took out of the u.s. I think make you so middle perfectly interest rates lower for longer so investors are not getting a return on their cash they're looking for other sources and that's driving them towards the stock market intriguingly the big statistic from the us yesterday was existing home sales quite a good indicator of the overall strength economy down for the 2nd month in a row back to its lowest level since February just another indication that the u.s. Economy isn't firing also and has probably explains why the Fed didn't move on Wednesday wake up to. 55 let's cross over to Asia and speak speak to Good morning good morning so this has been shipping saga I don't know if you've managed to get on about yet we were speaking to share and it she'd had. A jury didn't she hated it but what's the latest twist. Well the latest twist is that the company's former chairman is currently reportedly under investigation for alleged insider trading as so as we've been reporting the company fall full bankruptcy protection we. Huge debt worth more than $5000000000.00 But before the company fall for that fall for that punk bankruptcy apparently she and her 2 daughters sold all of their shares worth $3000000.00 So and now she's under investigation is a that's a bit of a twist in the latest saga as we've been talking about this company the huge shipping joined in South Korea running out of money and all of its ships being being docked around the Weald a one big mystery cleared up the smaller more Rico he's on spend so much time in Singapore Power is one of the best places in the world to live all I imagine to Moore's or perhaps a New York man or Tokyo. Yes The bad news definitely cheered us up this morning as we been working from 4 am that Singapore came 2nd in the world's best place to live in the latest report which was funded by Gates Foundation Iceland k about the top of the list and Sweden did very well as well the u.k. Didn't do too badly only that they came in the 5th and they sickly this report assessed some of the some of the obviously obvious issues such as poverty clean water education but also social inequality industry innovation etc The only all the Asian country which came in at 27th was my home country Japan which came in ahead of America which was 28 a so I'm sure not many Americans are too happy about the results of the survey do you think is the best place in the world to live. If you also made Japan is the best place to live. But at the same time actually Singapore is much easier to you know race family case it's safe as well as to but because help is more readily available it's more family oriented Yeah yeah but also in Japan I find that as you know we've been talking about Prime Minister. Push to get more women to go back to work but there's some societal expectations of you have to deal the House what gets said Trailways in Singapore you can just hire somebody to to help you and you can actually continue working and still raise a family quite you know at a reasonable rate say that I have to say probably ranks Singapore a lot higher than Japan thank you very much for that Enjoy your weekend lost his place is yours Mary. Kay shall we delve into the papers Yeah and the the lead story set in the Telegraph fresh transatlantic trade war in the offing of the World Trade Organization ruled against the European Union in the long run the legal battle over the billions of pounds of state I'd apparently they're making this available to the aviation giant us and of course this is pretty rough with the loss of Boeing in America. It's all about so-called moment shy or fact least I given to Airbus by members to develop its fleet and that's called just genuine and substantial loss of cells from about. The boat going in there so you know off the bricks things do not run it's a smoothly for world trade Ross mold for my job l. With this program trust him on this it doesn't look like the way you have been behaving particularly well does it well if that's the way the Americans see equally the being counter arguing saying that was because Boeing gets state defense or was to get some little benefit from from from the us government as well I think what this goes to show is what stuck in a low growth world it's not easy to find and companies and governments are getting more and more desperate and more and more frantic in their attempts to generate it we're hearing several politicians talk about toleration protectionism it's just the know the leg in a later development in an ongoing situation and remember there is a tricky economic situation in the thirty's and I would bet a lot worse by charging protectionism lot of people put the Great Depression down to that so we've got to be fairly careful we go and open a very slippery slope another one that's in the Guardian Mickie speaking to a bail the chief exec of Lloyd's of London and making a few headlines today Lloyd's proms. E.u. Office to protect business and this is what she told me yesterday we've calculated that about 4 percent of our revenues are at risk if we don't have that access but we're not going to hang around we're not going to wait to see what the government will end up in the geisha ating we've got our own contingency plans that will put in place as and when necessary and one of those is about setting up a subsidiaries has some sort of subsidiary full the market in one of the existing e.u. Countries or one of those that will continue to be an e.u. Country and then be able to write business from the other countries into that subsidiary. We're not going to hang around us while I do this this sounds very similar to the story. Of been climbing you know they need to have a subsidiary in I think is each other easier on a subsidiary in Europe in order to sit tight revenues affectively says no I don't think I think Lloyds are coming out on a limb on this of the other companies are obviously contemplating what the outcome of the of course is another matter. What else have we gotten here. Bt the Telegraph once again bt plans to bar full ownership of you view from partners bt is in talks to was a deal worth tens of millions of pounds for full ownership of you at least to set up technology joint venture with Britain's public service broadcasters and it's broadband rival talk talks are some big names being lumped in there and I think this is such too because the code for a program that uses the same people right might that. That's fairly topical at the moment. And also we cover everything to make you have a look at the Wall Street Journal it's been saying more tech companies under pressure big ad buyers marketers are upset with Facebook after learning the tech giant has vastly overestimated average viewing times for its video ads you do wonder sometimes that you when you see you see either of these things be retreated hundreds of that. The times are millions of years on Facebook how many people actually sitting down and watching the whole video can't you press to move on from the you can still the case you can yeah you can do that on well it depends what you do as if you've recorded it on t.v. You can fast forward through things but online now it they sort of trap you a little bit more and you know if you want to see the content but this is more I think about people who are going past video adverts on on its platform are they actually watching the whole thing or are they just switching off turning away scrolling down a bit of sticking with it Facebook bases a lot of its revenues on that kind of stuff that's plenty in the papers today it's 531 on digital online smartphones and tablets this is b.b.c. 5 live coming up more bake off Yahoo and stranded sailors but 1st with the news Helen place Yahoo says hackers stole information from about 500000000 users in 2014 it's thought to be the largest publicly disclosed cyber breach in history a curfew has been imposed in the city of Charlotte in North Carolina after 3 nights of protests following the death of a black man shot by police a man shot during yesterday's demonstrations has now died in Oklahoma a white police officer who shot dead an unarmed black motorist has been charged with manslaughter but he claims she opened fire on the 40 year old when he didn't follow her commands and began to reach into his car window the United States and Russia have failed to agree on how to revive the collapsed cease fire in Syria the u.s. Secretary of State John Kerry says Moscow needs to show its serious about ending the violence there and the consumer group Which is calling on banks to cover the losses of their customers who are tricked into transferring money from their accounts to fraudsters it wants financial regulators to see if there should be more protection for the public that's the headlines Nelson Kumar has the sport Celtic and Rangers will meet in the semifinals of the Scottish League Cup The Old Firm tie was can. Firm following Aberdeen's 10 win over St Johnstone to reach the last for Adam Rooney's last minute winner means they'll meet Morton for a place in the final the 72 teams in English Football League have collectively ruled against the inclusion of Premier League b. Teams in any future reform to the league structure Somerset's heavy victory of the Nottinghamshire means they'll win the county championship for the 1st time if Middlesex and Yorkshire draw their match at Lord's Yorkshire's for batting bonus points mean all 3 contenders can still clinch the title on the final day of the domestic season Rory McILROY and pool Casey have both a couple of shots off the lead at the season ending p.g.a. Tour championship in Atlanta the path initially on 2 under par after their 1st round us Open champion Dustin Johnson is involved in a 3 way tie for the lead on 4 under and in Super League qualifiers leads ended their disappointing campaign with a 3712 win of a lease century and twice the school is back on their hands back on the right column or 8 and this is fighting talk on Saturday will be live from Cardiff in front of an audience at the b.b.c. Champions league of darts where my panel will go head to head to win points for punditry this is 1.2 points this is 3. Days for you if that's fighting talk with me call Mary Saturday the earlier time of 10 30 am on 5 life. Good morning it's 534 this is where I get to money with Mickey Clarke and me Sean Farrington our top story this morning is of course that Yahoo story it suffered what could be the biggest data breach in history half a 1000000000 accounts hacked the e.u. Has failed to eliminate billions of dollars in legal aid to Airbus according to the World Trade Organization and a new loan for the stricken ship line hanging should mean many of its crews will actually be able to return to land we'll have more on that shortly and get 5 lives . Website podcast for Wake up to money of course maybe see you k. Forward slash 5 live if you want to catch up with any of the podcasts from this week I mean you've got a few tips in on what to do with your passwords we've had on the amount just a says he's got his password he's an obstructed combination of a group of foreign words which I remember as a mnemonic. Might be more familiar with j. 102 work he says he's seen since of the password for everything same password for everything it's when one logon asks you to change it that causes problems always forget what I've changed it to. He says there's one password up on the i Phone whic