There moderate economic growt d and little to know in that environment, a company with good Growth Prospects that executes wealth, should produce a positive return. When we hear from the Federal Reserve, when were in exactly that sweet spot i just described, so that while the industrial and financial dow only gained two points, the nasdaq actually declined 2. 4 . The Federal Reserve needs to raise rates by a quarter of a percent as it continues to get out of its emergency footing because theres no longer an emergency. As someone who got in this business when rates were at 14 . Im not going to sweat the program at 1 and change only younger people do that. However, we have a gigantic Cottage Industry of second guessers who constantly critique the fed and find it wanting. Frankly i find the second guessing to be totally other worldly. Think about it we have a government thats incapable of getting anything done because of strife we have horrible partisan activity, the worst since the civil war. And the shooting at the Congressional Baseball Team practice it makes you uncertain about whats going to happen in a day, let alone a week, a month, a quarter or a year. Into that dark void comes the fed. Which i think has become a paragon of predictability and legitimacy there was time that even a whisper of a rate hike would destroy the stock market but they truly amount to nonevents, nonnews events. And thats precisely whats needed to keep the stock market orderly. Notice i didnt say propel the stock market higher, i used the term orderly while its a nice by product for the bulls, its not the feds job. It might have been at some point when we had Systemic Risk in the country. Their j Janet Yellens job is getting the economy i think shes doing her job well a bump in the fed rate will be a nonevent there will always be people who ask if the economy can handle any rate hike, given how things may be weaker than we thought. There are people that ask how can rates be so low, though, given how unemployment is. Yellintried to please all and pleases none this is a bit of a confusing time we all expect that with employment more bountiful our economy would have more inflation, but we dont. One things for certain, though, despite what i regard as yellins professionalism, thats the word that comes to mind is professionalism. About all those commentators who question her judgment endlessly. Let me give you the classic example. At the beginning of the year, we all thought that president trumps agenda of lower taxes, repatriation, deregulation, with a gigantic side effect of Infrastructure Spending would cause a giant boom but when yellin made her forecast, take your time raising rates buzz that puts the market into a tail spin ask were stuck on one thing thats health care and russians. Russian, how many times a day do you read about the russians, thats what people are focused on at the same time, were knocking down longterm Interest Rates at levels thatlook like they coul go below 2 . Shes been right as rain, shes been right as rain as to what was going to happen. And she gets zero credit for negotiating the path out of the economic if yellins that great, why didnt the entire market go up i mean, honestly, have you ever heard someone say other than me that yellins been smarter than the average bear, but her entire goal has been a nonfactor, i think shes a pretty brilliant nonfactor. The s p hit a high yesterday, and hit another alltime high today. Given how weak consumer strength has been, shes judged it correctly. A nonevent that produced a little buying and a little selling, is a by product of what happened because of her actions. So with some hesitation after the rate hike news today we need a little bit of a bump in that news again for that yellin needs to re thats what the bank wants, but thats not yellin. So the bank stocks arent going to war i think its terrific they didnt get hammered. You dont take rates up 2 while you may have heard that she thought she could fool the housing market, then why did the housing stocks rally with many of them going the highest since the great ecession tech is all over itself. It is trying to adjust to concerns about apples growth and that produces a newfound Sticking Point for all tech. Bottom line is that we may want to make yellin the story, but she aint taking the bait, shes too smart. So then we returned to the regularly scheduled second guessing program, where nobody says what needs to be said thank you for being predictable and on your game, madam fed chief. Joan in new york caller jim, finally, i just want to thank you for helping me so much. Ive done so well in the stock market with all your help. Well, these are long days caller now i tell you why im calling, im calling about five below, i bought five below at 52. 23 about three weeks ago. And everything looked good, but now it came in that theyre saturated with those spinners going down in your opinion do you think i should buy more as it goes or do you think i should sell it or hold it i wanted a spinner embargo. This is a fad, and when the fad dies down, youre right, i think five below, the earnings estimates are going to come down so thats why we caught it downgrading five below today yes, i like it longterm, but i think it will go to 45, but the spinner craze is not going to last its just not. We dont need the money that bad. Lets go to craig in pennsylvania, please craig . Caller hello jim, how is it going im doing good. Caller i had a question about wix, i saw it came down off the target of about 18 , what is the longterm view on this i think these guys are really, really smart i think its possible, if you got your head around like the philadelphia phillies, its hard to think wow, this is like were going to use tonight its like baltimore is going to lose, its like st. Louis, its not a loser, wicks is a winner, i think you should hold on to it if it comes down a little bit, i would like to buy it can we stop with the spinners . Im sick of them they get on other peoples tables, they knock over the beer and i got i promise, promise, well calm down about this anyway, blocks over, spinners, stupid spinners. We took a very long day and then back to our regularly scheduled program. Should you spend your refund on shares of h r block . This stock could be a little different. See if cocacola can bubble up under new management shares of box. Should you buy ahead of itself branching out . Ive got the exclusive with the ceo. So stick with spinners and cramer wow, look at the stock of h r block go, the nations largest brick and mortar Tax Preparation Company brought the stock up nearly 2 thats 8 on the s p 500 today h r block delivered that was very impressive. Particularly after last year when the company had a not so hot tax season this year h r block got aggressive with its advertising. Good question, can they keep it up lets check in with the outgoing ceo of h r block, mr. Cobb, welcome back to mad money. Thank you for coming thank you for having me youre here on your way out, after a not so great quarter you said i got to be sure, i dont know, but you did. It was more fun to come this time we had a good year last year and i came here and said fire away, i think we have a lot of good things going, our deal with watson, pretty good on what i couldnt really go into was we had really made some strides on the expense side to drive our margin over 200 basis points, so everything came together with our financials the promotion, the campaign to get your taxes funded the de we actually delivered better than i had anticipated but i knew we were going to have to have an expense reduction, and i fl knew we were going to deliver there. Sometimes putting the money where your mouth is, the amount of stock you bought back in the last couple of years has been extraordina extraordinary. Since i have been ceo, we bought back shares and we have always told our shareholders we want to be a shareholder Friendly Company and i think we have delivered that. We always do the dividend valuation at the end of the year, because our Fourth Quarter is where it all comes down to, where the highest concentration company in the s p 500, almost 80 of our revenue occurs in our Fourth Quarter, ending april 30th we feel really great im not going to go into the details about where were headed next year. I want to go back to the watson, because you put it out there, i think that watson has struggled. What did watson do for you watson did a couple of things, first of all we put a dedicated monitor in every one of our offices, so consumers came in and taxpayers came in and could effectively watch the tax return through the eyes of watson we had bubbles there, basically all the callouts of deductions and credits you can take what also was a very nice surprise because how excited our tax they love it, our consumers love it. Its going to be better next year, but were very pleased about what it brought to our offices thisser yall. In terms of being pleased, i was pleased about what you guys do for the military and veterans and i think you should talk about that, you dont get enough credit were pretty sure were the largest tax preparer for the military, we do we actually have offices in germany and a lot of our bases overseas, we dont talk a lot about it. We have put a lot of offices right outside military bases, sometimes we can go on the base, but its very important to us that we continue this effort you were so confident and i was like, wait, you had a real sense that your ads were going to be real successful this time . Hes a real craftsman, he can carry, he can do a funny line, he can be very serious, he was great with watson, he was excited about it he was a great partner for us. We really wanted to differentiate ourselves from turbo. We talked about, we believe we can get your taxes one, maximize your credits and your refund you always call us a brick and mortar i know and i said this time, theyre also more. 40 of our returns from digital, with a strong i lived down the block from one of your bricks and mortar. We do returns the way clients want to do, we have both sides of the ball. But really this year, were really pleased with not only the price promotion, the h r block our imports of competitor, we made i easy to import from competitors right into our software, we did w2 capture from your phone right into our software, and we feel that we are really leading on this, making ease of use a part of our brand i know that this may be the last time we see you, i dont know, because its five months but what i did want to ask you is, whats your view on whether they can get any tax reform done in 2017 . We may be doing the exact same thing next year . Your guess is as good as mine one of the things i talked with members of congress is that i think its got to go a few steps at a time. When you go back to the 80s, when the Reagan Administration tried to do it, it took five years. I think the president wants a rate cut, i think that can happen, the rate cut can happen on the corporate side. Which will be great for us i think thats really should be the focus. And then test your way through to all the various deductions and credits, versus your standard deduction and the like. What a great quarter, mad moneys back after the break. Coming up, after a big down day for crude, should investors barrel their way to the oil patch . Or will their stocks soon be gone with the wind cramer takes a bold stance on energy when we return your Insurance Company wont replace the full value of your totaled new car. The guy says you picked the wrong insurance plan. No, i picked the wrong Insurance Company. With Liberty Mutual new car replacement™, you wont have to worry about replacing your car because youll get the full value back including depreciation. Switch and you could save 782 on home and auto insurance. Call for a free quote today. Liberty stands with you™. Liberty mutual insurance. With an arsenal of billion dollar brands and a new man at the top, will this American Icon serve more than 12 ounces of innovation in the last four months, the stock of cocacola has finally picked up some momentum. The soft drink titan has started transforming itself and i think the future of this new coke could be a lot brighter than most people think. Before we dig into the future of cocacola, we have to understand where this company is coming in. In recent years, cocacola stock has started to lag behind its closest competitor pepsico thats some serious underperformance in a world where youre only as good as your record says you are the reason a lot has to do with the global shift away from soda, which is cocacolas bread and butter cocacola has become the slowest growing company around cocacola has partnered up in the Monster Energy market. Despite these moves, the Companies Sales just stagnated, which brings me to the big regime change at the top of the company, the ceo announced his retirement, with the ceo job going to kent larsen cocacola has started to outperform the broader stock market, and its even started outpacing the red hot stock of pepsico. So are we going to see some sort of nation turn around here should we call this a new coke or given that new coke was such a disaster, maybe we returned to cocacola classic. The Biggest Group of Analysts Group a major annual con fab for all sorts of cocacola laid out a whole series of initiatives to try to transfor the company. First of all cocacola wants to take a new approach to carbonated beverages, the new goal is to dominate the most valuable part of the Beverage Market pepsico is going to keep taking smaller brands and ramping them up internationally, and theyre going to continue to they also like the small sizes, at the same time cocacola knows that it needs to make its Core Products healthier, if it wants to take more market share is reduce the products sugar content. They need to label the nutritional information to make the product more enticing, well, not really but theres a growing trend for no sugar or low sugar added. They want to refranchise their bolling business getting rid of the bottlers definitely makes sense because thats a low margin, low Growth Business thats not particula y ly attractive. On top of that, the company also talked about embracing a leaner operating model. We know its about doing a better job of hiring and managing Performance Plus the new cocacola wants to bet heavily on digital when the Company Reported in midapril, it had weaker than expected earning, but they delivered 3 on organic growth and thats not bad at all. The companys having some success with its low sugar efforts, cocacola zero sugar, they acquired a soy based cocacola in south america plus knockout, which is what we call on wall street the ko signal all told the company is set to genera generate 8 billion in savings. While its good that the companys finally making bold moves, my view, huhuh, i think its better than that, maybe its taking cocacola too long to calibrate stuff the leanest structure it has had in ages, the problems will floe right through to the bottom line in a much fatter way than i think people realize the company understands that it needs to find ways to win in a world where many consumers just dont want to drink soda anymore. Can the ceo actually deliver on these turn around moves . Cutting costs, thats going on the ongoing, a big to do list. But you know what . I dont think that the ceo would have let quincy take over if he didnt believe the guy has what it takes, moreover, if i know kent, and i think i do, hes giving quincy the best hand possible, as part of his graciousness, hes a gracious man, and his desire to make things as easy on quincy as possible unfortunately, its still tee early to tell how different the new coke will be, sure they have started solving the companys long standing problems, but they do have a long way to go more important from my perspective, the stock from cocacola h cocacola. Its very difficult for me to endorse cocacola when pepsico has been the superior company for so long. But coke has a chance to gain a larger market share, but pepsico has had it for a long time pepsicos ceo one of the best i have ever seen i think cocacola is worth watching if you think the transformation is going to happen if you want to buy coke now and wait for a pull back, you have my blessing, i think the companys set up for a good 2018 and you may have to start buying now to get those gains lets go to gerry in florida caller you have one of the most entertaining and useful shows on television, i think you should nominated for an emmy an emmy man, you should tell that to my wife, shes sick of me, maybe it will help. Caller i was sitting having my cereal the other day, my great grains, it tasted so good, i was wondering if the stock was any good i dont have a good start every day, but i really like it. An the granola, i dont want to buy post necessarily, i would prefer to see you in pepsico we all have our favorite cells, and we champion them, breakfast of champions caller first i want to say thank you for all you do i want to say thank you for teaching frank everything he knows. My question is about mattel, i have owned the stock for threequarters, and i used to love the dif lends, up until today. But today the dividend was 2. 3 . Do you think i should hold on or sell at this point okay, heres the problem, a lot of times i would say maybe its going to be a good turn around my take is this, we have got this stock, it is called hasbro, it is run by mr. Goldner, who is doing a remarkable job, i think its the best Growth Stocks of all time why do i need that buy for mattel, im going for hasbro coke is a company that could be worth watching, but i still like pepsico but i believe theres a chance to make money here microsoft google, theyre like frenemies. And is it time to call the end of oil some people are. Im giving the crude reality on oil. Then well have the lightning round so stick with cramer. Thanks to the recent pull back in tech, i think youre getting a chance to buy some of the highest Quality Companies at lower prices than they were trad