who's got the bird legs now? only pay for what you need. ♪ liberty. liberty. liberty. liberty. ♪ this is the planning effect. if you ask suzie about the future, she'll say she's got goals. and since she's got goals, she might need help reaching them, and so she'll get some help from fidelity, and at fidelity, someone will help her create a plan for all her goals, which means suzie will be feeling so good about that plan, she can just enjoy right now. that's the planning effect, from fidelity. this is renae. never heard of her? it's probably because she's not an influencer. she's more of a groundbreaker. just look at the way she's reshaping and reimagining her 4 acre slice of heaven. it's not hard to tell she's the real deal.