shopping on the 26th. know the return window, is it 21 days, is it longer? always try to give a gift receipt when you give a gift. they're going to try to get you to open a store credit card. don't do that. >> why? >> sometimes it can make you appear financially risky on your credit report if you get a whbuh of store cards open. also if you're prone to overspendi overspending. >> what about the sale gift cards? >> there are online marketplaces for your unused gift cards. some of them you can get as much as 90 cents on the dollar. you're never going to get 100%. there are a lot of different sites you can go to. some of them are more reputable