becuase they have triple zone protection. ... and reduce shock by 40%. so i feel like i'm ready to take on anything. "getting my free credit score at credit karma." "i got great credit." "when was the last time you checked?" "that's a lotta dough daddy-o. we gotta check your credit. hmmm.....your credit is outa sight!" "alright!" "you know credit scores change... aren't you curious to know what yours is now?" "still got it." "credit karma, get your free score now."