We have on our panel today a community developer, in investment maker, a next general banker and another. They all have a complex role to play. Let me introduce each one quickly. First, bart harvey. He joined enterprise in 1984 shortly after james rouse. He ran the foundation from 1993 until 19 98. He help form the foundations and the Financial Institutions trying to scale capacity of around the country. Like jennifer, bart lives in baltimore and has been in integral part that we will hear about in a moment. Know was started as a small Housing Program in harlem in the late 1970s. Today, it is a program that has scaled. It is now in a 100 programs across 10 countries, helping disconnected youth to become leaders in rebuilding their own communities. And joel is one of those leaders. He is a graduate and now a director in the organization. On top of that, he is involved with my brothers keepers. Next to him is donald brown, the president of an investment firm. They are experts in financing revitalization, increasing the wealth and assets of people in communities. You will hear a lot about the neighborhood. Derek douglas, he is the Vice President for specific for pacific engagement at the university of chicago. He is working on partnerships around the south side chicago neighborhoods. Around urban Economic Development. The other hat he wears, he was special assistant to obama in the first administration, helping to lead domestic policy and metropolitan policy in the white house. And michael smith, the philanthropist i talked about. He is the special assistant to the president and helps run my brothers keepers. Before that, he oversaw the social Innovation Fund and others at the case foundation. We have a dynamic discussion. Just as a reminder, we will have this conversation for about 45 minutes. Think about your questions and we will open it up, again folks on the webcast are welcome to join the conversation. Let me start with bart. Bart went to help contribute with the cleanup, start with what you saw and experienced their there. Bart thank you. I was raised in baltimore and came back and settled there, i was heartbroken. When you saw that cvs on the loop that kept burning, i wondered what had really happened. The next day, i went to look for my self and to help clean up and it was a very different scene than you might have expected. There were about 200 people out from churches, from the community, they were cleaning up. And on north and pennsylvania avenue, where the cvs was and also in a couple of other areas, small stores had been impacted. I toured all of the investments that enterprise had made, homes that we had directly contributed to about 250 through habitat for humanity. They looked better than they would then they looked 20 years ago. The homeowners were there, they were in great shape. No Property Damage in any of them. There was a beating heart at the center of winchester. That was very positive and reassuring. And then yesterday, i was how does baltimore react to this . Basically, they surveyed everything that had been touched by the rioting. There were 350 different businesses, half of them with broken window something on the exterior. The serious ones you saw on the clips, and a very large shoe store, the cvs, one Senior Center that burned to the ground. If you take those 350 and look at the cost that is estimated about 12. 5 billion just from the initial estimate. A third of them have full insurance, third of them have partial insurance, and a third have none. So banks, philanthropists, community Financial Institutions, they are getting together a pool to try and put everyone back in business. So it is a hopeful situation more than what you might see or watch. I am sure jennifer has the same thing. I got 67 emails saying, are you ok baltimore is burning . So put it in perspective. It is a huge issue, and we should get into those issues. What were the original plans the effort made by enterprise, habitat for humanity, and all your partners . What is your reaction to the assumption that the money spent their did work there did work . Bart i will say at the outset that this was the view of a neighborhood transparent information transformation. What would happen if the schools, the housing, the employment, the health care and all these systems worked to really help people become productive, more productive and really integrate into part of the system so that there is a path upwards for them or their kids, going forward. We did undertake a major effort around that. We learned a lot. A part of it was successful and part of it was not successful. I was interested it said 130 million wasted. I went back and, and if you just take the housing and infrastructure as a major part of that expenditure, there were others, but that was the major part. 139 is a mix of private and public one to 39 million is a mix of private and public financing. If you if you took just what we know about ours, which is chicky grace and enterprise homes of the 524 units cost 58 million and its all there and its all owned by people that are working and a significant portion of thats being paid back to the state in mortgages over time. So and then if you look at the amount that was spent with habitat for humanity, thats being paid back, back into habitat that goes into other houses along the way. So thats all there. Now, let me just do one thing if i may on this. Not to avoid your question, but just put it into context. If you took 524 people and put them into starter houses in the county and in some of the wealthier metro areas at a 350,000 home over the same period with the same Interest Rate you would spend more in the mortgage Interest Deduction on them. They have their houses, the cost to the government would be more than it is in Sandtown Winchester if you do the math over the same period of time. So you have these houses almost 700 if you count ours and habitats together that are there, are effective, they are a heartbeat. What didnt happen . The connection to jobs was incredibly difficult. There is a large number of ex offenders in the area, they are an automatic exclude by law. We went round and round on that. That was a failure. Economic development did not occur. So you can see where sandtowns investment begins and ends. Where freddie gray lived was on the outskirts of the area that had been improved dramatically and had the strongest Home Ownership portion of all of Sandtown Winchester. And what didnt happen was there wasnt an economic driver that kept that redevelopment going past where the homeowners and were and past where the stability in Sandtown Winchester was. The employment did not occur. The Healthcare Systems we and im sorry im probably taking too long the Healthcare Systems, we organized all of the various Healthcare Providers all the Payment Systems changed, very hard thing to do, but we signed up every almost every kid this sandtown for the chips program, et cetera, so there is more healthcare available than when we started. The schools, we took on two Public Schools under an agreement and combined them into one from k through 6 to k through 8 and it went from one of the worst schools into the top half by all statistical measures along the way. So that improvement is still there. More needs to be done. So there are positives and negatives to this whole situation. Most of that investment is still there, its in and its amazing that its in better shape than it was when it was first done. Amy so i think that positive progress, the one outstanding issue was jobs. Bart jobs and Development Economic development. And which takes us really naturally to joel, and he and i talked a bit before this about how what we see is that despite some of this positive progress a lot of young people still very frustrated and so youth build works directly with those young people and its, by the way, it is not lost on me that we are having this conversation at an institution that is like the symbol of privilege. So i asked joelle to just get us out of our ivory tower and really make everyone in this room really uncomfortable. And tell a story about how youth build really works with kids who feel left out and how you get to a place of promise. Joel thank you, amy. So youth build, just to give you some background on youth build youth build is in its 36th year as a program, it started in 1978 in east harlem became a National Federally funded program in 1993 under the department of housing and urban development and is a federal funded program under the department of labor. As far as the numbers go, we went from this one tiny program in harlem to 268 programs nationwide which sounds great, right, but there are over 2000 communities have applied to have a Youth Build Program in their communities and only 368 are able to operate because of lack of funding. Here are the needs if in those communities, the young people who come to our programs they come to our programs, we dont have to do very much advertising, wordofmouth gets them in. They have a brother, a sister, and uncle who graduated from youth build and talks about this as a unique experience that helped them tap into their potential it. Theyre coming to us from fragmented homes, some of our young people were or are currently gang members, single parents, struggling with substance abuse, homelessness. I mean, theyre really feeling the sting of poverty every day and theyre feeling of sting of generations of poverty. So theyre coming to our programs sort of saying i need something to change. Theyre survivors. In the Youth Build Program theyre engaged by a loving and Supportive Community that believes in their innate and abundant potential and we provide economic enrichment, career redness skills, life skills development, Leadership Development, the opportunity to engage if Meaningful Service and we tap into that desire, right to want to change their communities. The story isnt all linear. I will give you an example. Myself. I dropped out of high school when i was 17 and i literally walked out in front of High School Officials and i remember at the moment feeling like i didnt want to go back but wondering why no one was coming after me. Wondering why no one was telling me to turn around. At the age of 17 when that happened and you feel disconnected from the rest of the world and see that some of the people who are supposed to be responsible for your education, for developing you arent doing that and dont bother to say, hey, wait. You believe that the world doesnt care. Young people who come to the program in addition to the many stings of poverty that theyre suffering theyre coming angry because they feel like theyve been disappointed. But when you come to the program we believe in them. They nurture them. We provide a place for them to heal, to develop real world skills, to tap into what i call, i compare this to the laws of energy which is that their ability is neither created more destroyed but transformed from one form to another and we take these amazing skills and talents that they bring and within the walls of our program we are that reactor and we tap into the leadership that they already have and we help them come out and find a sense of self efficacy, make better decisions about their lives. Theyre able to succeed if n career and post secondary education. We provide this ongoing love and support. We have this motto, this mantra amongst graduates that says once in youth build always in youth , build. So were a family. I have 140,000 brothers and sisters nationwide who have graduated from Youth Build Programs over the years. These 140,000 brothers and sisters have engaged in the building of 28,000 units of Affordable Housing. So not only are they building themselves, they are building their community. Those two things go hand in hand. So we take the young mother who is coming out of an abusive relationship and she comes to us and we provide the healing, we provide the real world skills. The young man who is suffering because he has been the victim of poverty but also has also been the aggressor of the many things that come with poverty, violence on others, violence on a partner, violent on himself. And so, we work with a group of young people that to many in society are not that attractive. I was having a conversation earlier with you, bart, about, you know, there are some programs that have scaled really quickly but theyre working with the people who are a little more attractive. Folks from more affluent communities, College Graduates theyre easier to talk to theyre easier to deal with theyre not going to blow up in your face the minute you confront them with some of the problems theyre facing. But these are young people that need us. We really are living in two americas. One that looks pretty and is pretty to talk about because were doing something about the problems that kpi in that that exist in america and one that were not really dealing with and one that we know is there because we saw the anger come out, right, in baltimore. And, you know, i think back, a colleague of mine pointed me to an interview on one of the news stations and i cant remember which one it is at the moment, but a young man, the reporter turned to the young man and the young man said, we are hurting. We are hurting. We are not being listened to. And at that moment the reporter turned away because he wanted to focus on the riots. So that is who we are working with. We are working with young people who are hurting and our goal is not only to them them heal but to become productive responsible citizens who are not just living in their communities and not just part of their families but they are building their families, building their communities, theyre becoming leaders. What i mentioned earlier thats who our young people were, today they are community leaders, they are police liaisons, they are working to go into the prison system and work with young people before theyre released to give them some hope, to let them know once they get on the other side there are opportunities for them. That was long, im sorry. Amy no. No. I dont want to ever cut you off. Tell us about youth builds experience in ferguson because i think you do have a chapter there or working in st. Louis, and in baltimore, too. Joel so youth build has a chapter in st. Louis and soon after the events in ferguson we got a call from the director in st. Louis and she said, you know Michael Browns uncle is actually a graduate of the st. Louis program. He needed some help for funeral costs, clothing related to the funeral, we provided that. And the young people at the st. Louis program and the staff at the st. Louis program said we are close by, we need to be doing something. They were going into the community, sort of just being there, being part of it and beginning conversations with officials approximate in the community. Its taken longer than anyone would have liked, but recently the mayor of ferguson actually gave youth build st. Louis two plots why they can begin to build homes, Affordable Housing units. And the hope is that this grows so that the young people in ferguson are then able to build Real Community assets. And, you know, where weve seen this work weve seen in the young people once theyre building these Community Assets they remember that for a lifetime. They drive by that house, that building that they helped build and they say, i built that. And, therefore, i am taking care of that. You cannot touch this. And so what we hope is that that is where we get into ferguson and we think were on our way there. You mentioned in the green room that for every student that come into youth build there are so many more. Joel for every young person that make it into the Youth Build Program we have at least five young people who cant because of lack of funding. So, you know we hope that the following year those young people come back. Many of them do. There are some times when they dont. And well go out into the community and search for them, but we worry about where they ended up. So if theyre not if were not able to capture them when theyre saying, hey, we want this, right, were going to lose them. Its the responsibility of everyone, right, its the responsibility of our government, our Corporate Partners of everyone in the community, it takes a village, right, and weve got to take a look at who is answering the call and most of them are. Amy thats great. Lots to cover, but, don, why dont we go to you and talk about your work in baltimore and how thats a reflection of your theory of change at trf. Donald sure. The Reinvestment Fund is both a cfi, Financial Institution thats a nonprofit but also weve founded a development company, very specifically for baltimore, but it is working across the midatlantic as well. Then we also are a data and Analytics Company and thats part of both the Development Entity and our data business are really reveal our theory of change. We were invited to baltimore by by an organization just after the dawson fire bombing, an event that today would spark a riot, but then it sparked a tremendous amount of despair. The neighborhood and all of it organized with builds assistant ce, and they wanted something positive to follow that horrible , heinous event and they invited us to come and help them develop a redevelopment strategy. Amy can you tell the audience what oliver is, where that is. Donald oliver is in east baltimore, it is where they film the wire. It is adjacent to the ebdi regio