[captions Copyright National able satellite corp. 2013] [captioning performed by national captioning institute] president roosevelt got that right 80 years ago, and many of those reforms of the 1930s and the success of the next 80 years, and that is what president obama did as well after the crisis that he took on five years ago. But i think it is through these doddfrank reforms that any of which are now being implemented. I want to mention a couple of mine around the table, if i can. I just