Days, more weeks, continue on support the king of jordan as he exercises his military leadership and makes sure that we knock these people back and get rid of them once and for all. Lou what i worry about hes going full throttle and commending and applauding that we might give weapons to keep doing what hes doing no one else is. Theyre jawbone about it in that neighborhood can, jordan do this alone . Jordan can make a big and decisive difference, and were seeing that they are. With American Leadership with. Our allies in the middle east. We can underscore the danger that this is not just to jordan or israel but to the entire middle east. The president ial leadership at this point can do that. What do we see an equivalency type of speech at a prayer breakfast. We see a doctrine of passivity, not doctrine of patience. All the messages out of white house are wrong are and bad, and youre right, we have to keep the pressure on. Keep the attacks going. Continue to drive forward, now that we have a real ally on the ground with the king of jordan. Lou governor gilmore good seeing you again, thank you very much. We might be waiting for other countries to pipe up, be careful what when Michael Moore is shutting up. Not a peep glorifying a coward in the social media, because isis thugs are keeping it alive in the social media. Don gillian says there that is a good thing, because were keeping priorities straight. We were talking about a lot of tough guys on twitter. Lot of people have a lot of machismo and people say what they feel on the inside, but you know having a feeling about something versus understanding it are two Different Things and you know in life, there is certain inevitabilities. We will all be born, we will all breathe. Hunger. We will die, and there will always be war and always be killing, always. And people like Michael Moore and the other people in hollywood or in politics need to realize you have to lead follow or get out of the way. Neil the fact hes shutting up, do you welcome that to at least hes not adding insult to injury . Or just getting ready to Say Something . Hes like a whale i dont mean his weight hes like a whale that will rise for air again. Hes an opportunist and people shouldnt take him more seriously than that. Neil i wonder about when we ourselves direct an airstrike over isis strong holds in syria, iraq, and take out civilians, where there is that as you talked about, the pain the Collateral Damage then hell be all over, that questioning what you did, what chris kyle and others did, and were back to here we go again, right . That we dont have the stomach are in. Eventually whats going to happen, this is where they have it put on them, if we dont go take the fight to the enemy, and listen to people like Michael Moore, that enemy is going to come to us then what are they going to say. Neil when you were serving, did you Pay Attention what the media was reporting or say i got to do my job. The way it was portrayed in american sniper the book and the movie, kyle was rattled by it but said i dont want them coming here, i dont want them coming here. The interesting thing about being in the military we are told to stay far away from the press, and by and large, we dont associate ourselves, which is interesting, now im on the tv a lot but it doesnt play as big of a part as you think. I will tell you this it does hurt peoples souls on the inside when they lay their lives on the line and somebody that has a stage to support them turns around and sticks a knife in their back. That is a vicious thing to do, and as an american you have to realize freedom, i was talking about inevitabilities, is not an inevitable that were going to have freedom. Some people are born with it, some arent, if you get it you have to fight to keep it, thats all there is to it. Neil if youre not going to fight, it support those who are. Support those who are fighting it. Neil i will never mess with you. And the jobs are back, Unemployment Rate is tick up. But the problem remains what it has always been for the recovery. Folks arent feeling it. And given stagnant wages, not seeing it either. There is no doubt that folks are fighting jobs the ones who lost the jobs. Heres the problem theyre getting the jobs at nowhere near the pay in the old jobs. Market pros still think this recovery is whats the real piece of work. So gary, unless you get wage growth going, unless these people start seeing jobs that are proving big financial gains, were not going to see gains, is that the gist of it . Look, you want to see 33. 5 of wage growth, and sitting at the low 2s right now. Thats got to change. The Bigger Picture is the strongest area growth of jobs believe it or not is the 21,000 average and thats Food IndustryHotel Industry and the like, and one of the worst areas is the higher paying jobs around 87,000 and thats professionals and technology and things like that. Neil, if that dynamic does not change, the economy will never see true potential. Simple as that. Neil does that mean the recovery is getting long in the tooth, or weve been worried about this for quite some time. Everyone take a chill pill . You know, i dont think the market thinks about that consciously, neil. Its bubbling under the surface, never come to the forefront, because the white house managed to put the kabash on anything related to it. The president single handedly solved global warming, lowered the globalortion layers and more jobs than the middle can handle. Neil i dont think he said that. Not literally, what im saying is the political tab lum is as far as theyre concerned, the economy is great. There are lots of middle americans who dont have jobs rising wages, and reality does not match what the white house or the fed thinks is happening. Neil thats why we have both of you here. I can remember when things are beginning to percolate, in the scheme of being in a deep, deep recession, you said whatever the improving numbers are, people arent feeling them, and as this recovery ensued and the job gains picked up, you were saying theyre gains, absolutely the case but not the quality type of gains you see in a recovery. Now does that mean that if the recovery is long in the tooth as it is and wasnt a great recovery, we fall back into something worse or what . Potentially, i have two big issues, number one is if this is all were getting while we have zero percent Interest Rates and negative Interest Rates in some places across the globe on top of printing 10, 12, 13 trillion dollars and more coming, thats a big worry. We should be at zero unemployment with those type of things going on. Neil dont you get a little traction from that gary . Dont you sense that all right, well you have to crawl before can you walk, walk before you can run, and then thats starting. Things that look definitely better, my contention is if we ever go back to normalization, you remember in real times, neil the fed used to drop Interest Rates a quarter percent here and there and get out of way, now i think theyre too involved. And the other big thing and weve talked about this many times through the years the Participation Rate the amount of people in the workforce has crashed and not being accounted for. They can sit there is advertise 5. 6 real world numbers for the 89 range. Neil the latest is 5. 7. I see what youre talking about. Keith, what do you think . Spot on. Statistic that grabs me more than any other single statistic. In 1990 we had roughly 1. 3 Million People involved. We are becoming a parttime nation, a nation is truly a service nation, thats not what built this country. Either we need to be serious about getting back on manufacturing or content with mediocrity. Neil the one thing we make great we make it abroad the ipad and the iphone. Thats not reflected. Neil i hear you, i agree with you, dont get nasty with me. Sorry sorry. Neil you have been great with this. If you are hunting for a job, how about the irs, theyre hiring. Unfortunately for now, theyre hiring mainly exirs workers and not just any ex workers exreprimanded workers Kayleigh Mcenany finds it taxes. What are they doing . 824 former employees with infractions since 2010. 15 were caught falsifying forms engaging in fraud. Neil details, details. Okay, so why were they hired back when you have a vast pool of Unemployed People very good at accounting and adding and subtracting. Hire them. Thats the easy thing to do. It hits at the brunt of the problem, the accountability comes from the top obama and trickled down and you dont have the sense of private entrepreneur who has to hire the best the most efficient. Neil if you like government and you believe in government work, believe in fine government workers you and i know them if bias is toward federal workers laid off or been downsized, theyre the first guys the go to guys even if they left under unfair circumstances. Theyre your own, theyre the ones you protect. They gave 1100 employees bonuses who owed back taxes. That plays in the overarching picture of hierarchy. Neil if you are watching, this is purely kayleighs view. Where is all of this going remember this happens at the securities and exchange commission, guys watching porn, briefly reprimanded and back on the job, im not saying we all make mistakes, in government it is motor rule than the exception. Exactly right. And the Republican Finance Committee has done as much as they can to expose some of the things going on within the irs, but its so frustrating when you see commissioner koskinen brought before the senate and essentially covers for people, and hes just neil hes insulted by those who request it. Cavalier, arrogant attitude. A new president is when we are going to see change. Neil you are still a maybe on president obama. Thank you very much, good seeing you again. Might be some of the funniest sketches in saturday night live history. So is it me or snl tell history, piscopos response. And help out with mortgages, be afraid, be very afraid. The real question that needs to be asked is what is it that we can do that is impactful . What the cloud enables is computing to empower cancer researchers. It used to take two weeks to sequence and analyze a genome; with the microsoft cloud we can analyze 100 per day. Whatever i can do to help compute a cure for cancer, thats what id like to do. The future of the market is never clear. But at t. Rowe price we can help guide your retirement savings. Our experience is one reason 100 of our Retirement Funds beat their 10year lipper averages. So wherever your longterm goals take you we can help you feel confident. Request a prospectus or summary prospectus with investment information, risks, fees and expenses to read and consider carefully before investing. Call us or your advisor. T. Rowe price. Invest with confidence. Ive been called a control freak. I like to think of myself as more of a control. Enthusiast. Mmm, a perfect 177degrees. And thats why this road warrior rents from national. I can bypass the counter and go straight to my car. And i dont have to talk to any humans, unless i want to. And i dont. And national lets me choose any car in the aisle. Control. Its so, whats the word . Sexy. Go national. Go like a pro. If you take multiple medications, a dry mouth can be a common side effect. Thats why theres biotene. It comes in oral rinse spray or gel so theres moisturizing relief for everyone. Biotene, for people who suffer from a dry mouth. Neil time for neils spiel stressing over mortgage payments . Have no fear, uncle sam is here, again, and apparently with billions of bucks to space, again frm the administration considering, again, mortgage rework program that would effectively reduce payments for struggling home owners. Now this time not by giving them the money outright. Heres where it gets inventive, by pushing lenders to slash the principal they owe. So lets say youre behind on a 200,000 mortgage how about we make it 150,000 bucks so we cut your Monthly Payment by 25 . Would that work . It would for the borrowers. What about the folks who arent or trying to dutifully pay their mortgages and do the right thing. What is to say hey, wait a minute, i want in on this thing. To hell with doing the responsible thing. That is like the other Government Housing fix, that required only those three months or more behind on mortgage payments could participate . Guess what happened. And this i told but because its so obvious. Thousands of home owners started skipping payments to qualify. Now you dont have to be a genius or world renowned tv financial anchor to figure this has stupid written over it. Not me just the federal idea. Anyway, yet another instance of washington refusing to put the spending shovel down and just let Market Forces work. You would think wed have learned by now that good intentions dont come cheap, and in the case of housing reworks invariably need reworks of their own, instead of helping people out, the washington fixes drove the agony out, most end up defaulting and neighbors who werent rescued cursing as their home values continue falling. Im telling you its madness and its a surefire case of a cure that ends up being worse than the disease its supposed to fix. Bad cure same fix. Lets get to the housing experts, david and kendra i think it adds insult to injury. What about you . This is crazy talk, neil flash back to your program five years ago, we had the exact same conversation, a bad idea then, its a bad idea now and always will be, and for all of the obvious reasons. I mean lets start with the fact that it promotes the idea can you borrow moneying are not take commitment to repayers isly, not have personal responsibility or accountability, and sends a message to consumers that, hey if i cant pay i can negotiate to get my principal balance reduced. This is the thinking that will set us back. Neil festering, what do you think, dave . Its naive beyond belief what this could do. And you brought up the fairness issue, is it fair to those, your neighbors on right or left when this starts happening. This is a slippery slope neil whats next. Student loan Debt Forgiveness . Neil yes, as a matter of fact dave, yes. And i think everyones hands are in it. I am just worried about what signal it sends to the housing industry, guys like you, when theres a large chunk of the population that might be waiting for something else. Kendra . Neil, i dont want to discount the fact there are 13 million americans who are significantly underwater on their homes, meaning what they owe on mortgage is 25 or higher than what the home is worth. But better idea would be create a Better Program to allow those people to refinance those loan balances so that they can lower payments but still promote the idea they have to pay what they owe. Neil work with your lender dont tell the lender you are going to hack 25 off the borrowers principal no lender wants to throw someone out of a house, it is very expensive for them. What would you do to help the 13 million in arrears. There are programs that exist. Why we need to come up with another program . We have the programs that help people refinance. Interest rates, our economy you talk about the Free Enterprise system working. Our rates are so low, this is an ideal time to get in and start refinancing. The biggest and the scariest issue in the whole topic of regurgitating this particularly ridiculous idea, it has the potential of being a big threat and potentially undermining our existing Housing Finance system, and that is the one that worries the most its basic economics 101, Property Rights are thea the foundation of our economic system, and its a bond holders that hold this. Theyre the ones that arent being represented. Neil i hate to break it to you, they do not count. I hear what you say and screaming, kendra five years ago. Thank you very much, guys appreciate it. Good to be with you. Neil in the meantime all right, honey, if youre watching, ive got your list for target. Valentines gifts for the kids, yes, and books for 3rd and 3. 58 seconds on the clock, what am i thinking about . Foreign markets. Asian debt that recognizes the shift in the global economy. You know, the kind that capitalizes on diversity across the credit spectrum and gets exposure to frontier and emerging markets. If you convert 4quarter p e of the s p 500 its yield is doing a lot better. If youve had to become your own investment expert, maybe its time for bny mellon a different kind of wealth manager. And black swans are unpredictable. Want to know how hard it can be. To breathe with copd . It can feel like this. Copd includes chronic bronchitis and emphysema. Spiriva is a oncedaily inhaled. Copd maintenance treatment. That helps open my airways for a full 24 hours. You know, spiriva helps me breathe easier. Spiriva handihaler tiotropium bromide inhalation powder does not replace rescue inhalers for sudden symptoms. Tell your doctor if you have kidney problems, glaucoma, trouble urinating, or an enlarged prostate. These may worsen with spiriva. Discuss all medicines you take, even eye drops. Stop taking spiriva and seek immediate medical help if your breathing suddenly worsens your throat or tongue swells,. You can get hives, vision changes or eye pain or problems passing urine. Other side effects include dry mouth and constipation. Nothing can reverse copd. Spiriva helps me breathe better. Sfx blowing sound. Does breathing with copd. Weigh you down . Dont wait ask your doctor about spiriva handihaler. Neil now i know that targets the Red Department store, but i didnt know that meant red light district store dont look now but shades of grey is coming to the land of the red, or shall i say racy target is going risque defending itself for selling shades of grey sex toys, because theres cash in the kinky business. Betty cohen says this is a good move applauds target for not backing down. An Attorney Says target is being shady. You dont like it, why not . Target has gone overboard theyre selling fifty shades of grey next to childrens toothbrushes. There is one picture online that the toys are next to the toothbru