Did you note irs also has the ability 20 to seize your assets even if puff done nothing wrong . Civil Asset Forfeiture was designed for money lawn dirers and drug dealers. But it allows them to take the your stuff and keep it forever, even if you are never charged with a crime. Law makers are beginning to tackle the issue. But does it go far enough to ends the insanity . I talked to Mike Gillespie about that. Lets talk about the irs dipping their fingers into Small Business cookie jars and taking money that does not belong to them for people who have not been charged with crimes. This legislation says if the federal government wants to seize your money through a tax action, then you have to be charged with a crime at the very least. It would be better if you also had to be convicted of a crime. But civil Asset Forfeiture is a major issue in criminal justice reform. Law enforcement departments at all levels from the smallest towns all the quay up to the federal government does this on a pretty i systematic basis is they go after people and one of the ways they mess up what you are doinif they suspect something. They say this money was gone the through ill gone the gains and we are going to hold it. Then you have to sue to get your possessions back. Its very good this is happening. It shows sanity at its best. Kennedy we have seen from the president and various Law Enforcement organizations a new push to increase civil Asset Forfeiture on the Law Enforcement ends. But Justice Thomas refused to hear a civil Asset Forfeiture case. Judge tom pass wrote a 6page dissent. He painted the finger at it and said its blatantly wrong. We think about things like sentencing reform or drug policy reform. Te but its basic. It provides money and really bad incentives for Law Enforcement to go after marginal cases and do things that just dont make any sense. These are old policies that go back to English Common law. Whats good about this legislation. It passed the house. There is a version of it in the senate that should be voted onbh shortly. Kennedy these are bipartisan bills. With the climate so politicized and polite down party lines. An it temperatures rare and nice to see something coming from a place of liberty bringing both sides together. De talk about structuring. This is making cash deposits under 10,000. Which a lot of Small Business owners have no choice but to do. A lot of the suspicious activity reports that get filed by banks get triggered aroundaue 10,000, withdrawal or depossible sit of 10,000 or more. Then the federal government says if you are taking out 9,050 to get around the 10,000 limit you are guilty of something called structuring. You are trying to avoid a law that is not a law. That shows the weird inseason tifts of a lot of these laws. They were designed to go after money launderers, and mafia and drug dealers. Moving money a it end up snaring innocent people. If you have something to charge me with, do it. But otherwise, get out of my face. Kennedy its very expensive for people to defend themselves, hence, this legislation looks like it has a good shot. According to research from the census bureau. Less than 1 3 of americans are saving money in retirement accounts. That growing college debt is offsetting young peoples savings. They dont know they can actually invest in a 401k. I asked Brian Brenberg of Kings College why people arent saving. Its not a big surprise that younger generations are notheir stocking their ponds with extra cash. Brian younger generations are buried in student debt. When you are young, you dont y think about thing like retirement. T you dont understand the power of compound interest. How much it matters save money when you are younger versus when you are older. You also have an economy thats not growing. People save money for retirement when they feel like they have money to spare. When the economy isnt growing and wages arent growing, they are thinking about how do i stay in my home. T you have got it right in front of you. Kennedy do you think because this comes from the census bureau, is this just the government trying to scare usog into more Government Programs . Whs going on here . What theyre saying is, they are talking about employerprovided retirement accounts. They are saying a third of americans are employer provided. For most people they are going to rely on Social Security. Not entirely, but most people will rely to some degree on Social Security. They have retirement assets, they just might not be doing it through their employer . Why arent they doing it through their employer . 12 cents out of every dollar you make comes off the top to pay for Social Security. Why in the world am i going to put other money away to deal with my retirement. But can you blame people forng thinking that way when Social Security has been build as this billed as this great program. Kennedy the problem is Social Security is not going to remain solvent. Its not. Within 20 years it wont be able to pay its promised benefits. Most people dont know that. So they are expecting more from it than they are going to get. They report this, we talk about this Massive Retirement crisis in the u. S. Then states like california,la oregon, maryland, connecticut. Say employers, you have to provide a retirement account or force them to enroll in a state plan. Oh, good, lets introduce another state plan to replace a plan thats not working. Kennedy a quarter of your salary going to a Theoretical Program that when you are young you probably wont be able to draw from. They will raise the retirement age so high. You eat the berries, then you stab your coworker with a pencil. Problem solved. Police unions expect the Trump Administration to cancel Barack Obamas order that bans Police Departments from buying surplus it in equipment from the federal government. Opponent say the heavy duty equipment is unnecessary and can be used to silence free speech and protests. I spoke to dr. Ron paul about the militarization of police. Is the only way to show your support of police in this country to give them grenade launchers . Hardly. Beside this combination of the federal government and the military providing weapons for local police, thats a long way from what the founders intended or what the constitution said. But the militarization of the police is generally out of control. Its related to the drug war which is out of control. This new administration, they dont want anybody to even touch a marijuana cigarette and they are going to train them to be better with threats of grenade launchers. Its a strange thing that libertarians or conservatives can be on the side of obama, not allowing that to happen. I think he was correct in not transferring those types of weapons to the local police force. Kennedy a broken clock is right twice a day. When i have this conversation with cops across the country and i talk to Many Police Officers about that and we get into heated discussions because its not that we dont support Police Departments. Its not that we dont see there is a need for some form of law and order, i understand that. But i think the military shoulde look different from the police department. Absolutely. There is a big difference its not a military force. Its not an army. Sometimes i think they are moving in that direction because the greatest threat according to administration is the global war on terrorism. Wa but if you put that into proper perspective. Most of those crimes are related to local crimes. In a oneyear period there were nine People Killed related to terrorism where there were 1 12,000 murders in the inner cities probably related to drugs. This idea you use the global war on terrorism and we better be prepared for mass conflict with these gangs, and it is serious. I think local control, i thinkii symbolically one of the worst things i have ever seen on television is way the davidian compound was burned the down by the feds because they needed local police power to enforce law. The police were supposed to be local. It shouldnt be with the military. L, and we have moved in the wrong direction. T kennedy good Police Departments know that Community Involvement and localizing Police Interaction as much as possible is what leads to success and trust in Police Officers in general. And i think when you have just as you pointed out, the visual of what appears to be a paramilitary organizatio patrolling the streets of your city, it creates a divide. We have enough divisions as it is, whether they are political, racial or socioeconomic, the last thing you need is another layer between the police and the community that they keep safe. This amplified because in every organization you dont have defection. We are far from having perfect policemen. Sometimes all this weaponry and even courages police to overreact and we do see the scenes that almost everybody would say you shouldnt have done this. You see people getting shot and they shouldnt have been. So the atmosphere is such. We do know all policemen arent that way. Thats part of this whole militarization and war on drugsa and perfection and the federal government coming in with tankss because sometimes they feel like they have to use them. What do we have them for . We better be prepared. They go out and have uniforms on and helmets and tanks. Sometimes they make mistakes. The s. W. A. T. Teams have been known to go in and bust in no knock. Sorry about this, they tear up places and that has to do with they get these search warrants and they go in and they do make a bunch of mistakes. C kennedy thank you very much for your time. We have to continue to have this discussion. So we bring things to rationale and normalcy. Thanks again. Dirty jobs host nuke row says the best mike rowe says the best way to create jobs in america is to get young people to rethink their education choices. At crowne plaza we know Business Travel isnt just business. Theres this. a bit of this. Why not . Your hotel should make it easy to do all the things you do. Which is what we do. Crowne plaza. Were all business, mostly. Ostriches dont really stick vitheir heads in the sand. Ve horns on their helmets. And a real john deere is actually real affordable. You learn something new everyday. The surprisingly affordable john deere e series tractors. Kennedy for his first three months in Office President trump has been working with Companies Across the coury to make a deal to bring back jobs. Is there actually a way to bring back manufacturing jobs. It means ending the belief that americans are entitled to go to college and pushing for Vocational Schools and training. I spoke to mike rowe of the mike rowe works foundation. You have a generation of people who say millennials are entitled and special and need to go to college. But you end up with a lot of debt and very few employment opportunities. And you have been pushing for people to learn vocational skills which i think is a good idea. You dont need me here for this. You did it bully. Porgy its look, there is. In my humble view pfl i would show the Student Loans might suggest we have been lending money we dont have to kids who cant pay it back. Kennedy a system that has no way of policing itself keeps sucking more money from government and the families. These are not stem jobs or engineering jobs. These are jobs you say require work. How do we make calloused hands sexy again. Why not put skills on the enn of it. When you take the art out of the vocational arts you are jest left with vocation. There is a whole category of consolation prizes we call these types of jobs. Which ironically are tied to th times of education we call alternative education. Parents and guidance counselorst make it clear there is a path for people who report cut out for the path which is most desired. Kennedy so many kids are forced into it when they are not ready for college. If yo you are running for ofe you have to Say Something that makes sense to the Largest Group of people. But the problem is a microproblem. A cookie cutter approach to education is killing us. Kennedy its outdated, thats why Parents Want School choice. People always say, how did it get so expensive . How did tuition get more expensive than energy, food, f real estate and healthcare . The answer is because we told all generations the best path for you is the most expensive path. Ex then we freed up endless money. Kennedy we have a half Million Dollars and you are tellingg dollar kids, come, take my money, please. E. Do you know how hard it is to give away work ethic scholarships . Every year we get about a half a million. And they are not big alotments. It can be between 2,000 and 15,000, depending on the applicant. But we want to focus training money on jobs that actually and currently exist that dont get a lot of love. Half the welders that went through our program are making six figures. O my nephew is not cut out for school. So hes in Vocational School where hes learning carpentry over 2 1 2 years, and hes a year into the program and hes already building houses. This kid will have skills and a job and a future. And no debt. Or very, very little. Every time i have this conversation what comes back is you are anticollege or antieducation. If i can look into the camera and say there is no hope without education. You have to have some sort of useful skill. But this idea that the only place to get the best education is the most expensive place. Its killing us. Its hot malarkey. Go to my website and apply for a workette sthik scholarship. The money is burning a hole in my pocket. Kennedy what is the website . I dont know. Kennedy your boss is looking to fill jobs and a bunch of new graduates apply. You just give them snow flake test. My business was built with passion. But i keep it growing by making every dollar count. Thats why i have the spark cash card from capital one. With it, i earn unlimited 2 cash back on all of my purchasing. And that unlimited 2 cash back from spark means thousands of dollars each year going back into my business. Which adds fuel to my bottom line. Whats in your wallet . Then youre a couple. Think of all youll share. Like snoring. Does your bed do that . 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Well, im sure you talk to people all the time who think 100k is just pocket change. Right now were just talking to you. I told you we had a fortune. Yes, you did. Getting closer to your investment goals starts with a conversation. Schedule a complimentary goal Planning Session today. Hello Hampshire College students who had the American Flag removed from your campus because it hurt your feeling. Im kyle. I run a Marketing Agency that you always dreamed of work for. But we wont hire you. Oops, did i forget your trigger warning . Kennedy he designed a snowflake test to make sure he doesnt allow college cry babies into his company. Its more worthwhile to talk about having a test than applying the test. Th kennedy you are asking millennials who want to work for you. A lot of them do, because you pay a decent wage. But you ask, how do you feel about police . I need them to be in support. Police. We are in the middle of a campaign to donate 500,000 to first responders. We need them respect that. Kennedy ways your favorite adult beverage. There is not a wrong answer to most of these. I care more about peoples ability to take a stance and justify and their ability there, their, and theyre properly. Kennedy thing are so often misspelled on social media. Another one is whats your favorite thing to do in your free time . A lot of my staff goes out and volunteers on their own time. They race in marathons. Kennedy im doing a team in training in a week and a half. You can donate because you have so much money because of all this free marketing, kyle. Ill better getting a lot of pushback because people think you are just a hobo conservative and you are troll in the great train car of freedom. But you do insist people believe in the constitution. El absolutely. Kennedy and value the first and second amendment. Do you find that hard . A lot of our staff carry a lot of my clients carry, so i want people who are comfortable with guns on a regular basis. Kennedy connecticut is a conceal carry space . I cant have somebody running off into a safe space the