Gerri your show. Your money. Your voice. Tonight your veteranssthis veterans day we know our veterans aren trouble. High unemploymenrates more d more heroes on food stamps. Where have we gone wrong . D as a research so selflessly betterer a goldstar mom a mother of a navy seal also a military family adviser with concern to veterans for america. We appreciate you coming. But what is 900,000 veterans on food stamps . Why it is going on in the . Limit these are brave and amazing human beings writing a check to america up to their life in america has turned their back and right here in new york city 40 pcentf the returning veteransfind themselves on fo stamps and standing in this soup kitchen and it is inexcusable. Gerri i read effuse he went to thousand vets will eating at soup kitchens on the thanksgivi. How do react to that as a mom . It i tragic. Throw sons life i have met paul lot of people who have served and eve since his death now working with concerned veterans of america the these people not ing able to find jobs or proper resources or medic care is an atroty in the black mark on the amerin citizen. Gerri were looking at pictures of you and your son and we will get your story but when you talk to individual theyay it is so important to give our best bet we dont. But tre not talkiig abou the war tha is ongoing but what takes place because of that. Even on special da like memorial day and vterans day b. C. Images from the past but nottof indeedrom the current war fighters coming home as somehow americhas been disengaged with the war we have to reignite. They need to be reminded we are at war andeople there coming home and did family is a losing a loved ones and this is real happening right now. Gerri transitioning back theyre hang trouble getting a job 10 percent unemployment with thats higher than the rest of america. Walmart says if you come home norably disarged we will give you a job. Shouldnt there be more employers stepping up . I do think that is one group of citizens that do deserve a step up. They have sacrificed everything. When a person joins the military they are the property of the u. S. Government literally. Ever cancelled holidays and vacations they dedicate everything to americas safety and the very least we could dos dedicate ourselves to their prosperity when they come home. Gerri you gave me a copy of your book betrayal a story of your son that was set on the raid of osama bin nodded but tragical died with 16 other navy seal. A sealed he is a home wrecker. Co. Get was mayor ran the osama bin lauded raid. I dont believe he was a part of the raid but it was his team. He was amazing. My husband finally put the book together to decide they need to know what is happening. But eecially an agreement with what is happening here on foreign soil and the military war fighters are being betrayed by we finally put the book together. Gerri these veterans deserve better treatment and to you and your family thank you for your sacrifice think you for coming on the show people need to hear about this. Audrey we to wait enough . That i will show the resultsts at the end of the show. Of rage upon outrage. We have a sneak preview of the enrollees in to obamacare the white hoe is forced to release official figures we were promised the and this weekend now from the Manhattan Institute five, paul i wnt to talk about these numbers. Glenfed sinn of the number that we expected. 3 of the inspected enrollees is a reflection ho terrible with the technical problems it is impossible to get on the site people are staying away until they see it has been fixed. Gerri our expectations a a dialack every day but they had a goal 500,00by december 15 of the 50,000 number is a fraction of that defense and smaller fraction of those who have had policys canceceled. This is outrageous. That we could have so many policy cancellations nobody could sign up. Very few. With the president s non apology apology they knew about for years d kept repeating the promise if you like the coverage you can keep did they knew that was false and this will haunt the industry should for months to come. Gerri i dont care about the impact on politics but your wallet and your life. If your policys cancelled today because of a requirement end you cannot get coverage, andowou or face possibly with having to y catastrophic illness out ofour pocket is unconscionle. Forget politics. Think of the moral reality. These people wiil face higher premiums at least half will not get any subsidies and will be required buy more expensive coverage and they cannot tellit doctors or hospitals would be covered. You are right to is a moral issue. They have been promised something. Gerri i want to ask you about s says all are in charge of fixing obamacare he said itis a long way from where it needs to be. That they will make the end of the month deadline there will miss the. What does tat mean . For people cross the that covered across the country . Bamakos who are the most determined older or sicker who could benefit they will get through that will leave to a higher risk pool and higher ct down the line to locker it drags on the wor shape and it could lead to the collapse of the individual insurance market. Gerri they still have not told us the official number. But it the three guys from Silicon Valley decidedhat happened if we tried to build a health care. Gov on our own . Itis done within days from line and get a sense of what is available and how much to pay outofpocket. What do you say a couple Software Programmers could design a system and have it done in a heartbeat . Why didnt they did . Over 500 llion could come get it done. Other companies could do is years be Obamacare Obamacare and other people have medice exchanges for private employers. E web sites a out there so it is a complete disast they could not get itone. Gerri that knowledge bas does not exist with people who conact with the government. Thank you for coming. If you are curious it is health care sherpa. Com. Now the irs is cracking do on fraud t a little bit too late. And now the nations kids e tting sick as the return of mum and measles. Coming up. We went out and asked people a simple question how old is the oldest person youve known . We gave people a scker and had them show us. We learned a lot of us have known someone whos lived well into their 90s. And thats a great thing. Butt even though were living longer, one thing that hasnt changed much is the official retirement age. The question is how do you make sure you have the money you need to enjoy all of these years. Customer erin swenson ordered shoes from us online. Customers not happy, im not happ salego down, im not happy. Merch comes back, im not happy. Use ups. They make returns easy. Unhappy customer becomes happy customer. Then, repeat customer. Easy returns, im happy. Repeat customers, im happy. Sales go up,m happy. I ordered another pair. Im happy. both im happy. Im happy. Happy. Happy. Happy. Happy. Happy happy. I love logistics. Gerri loping cough end deadly deases making a disturbingome ba. Here is our you protect your child. It is always gre to have you. People forget they cakill your child. That is wat you get vaccines. I am sad to say a british doctor published an article very reputable rerting on the link between vaccines and doctors said iwas publishednly involving 12 children but unfortunately it was published 15 years ago his extremely flawed over 12 children also a number of studies looking at the issues since then but 15 years later and the legacy that pple our concerned about the link. Gerri one solution is to get your child vaccinated. We know about this study but people still believe it and is that the only reason . Is there Something Else . Are kids being ignored by those who are too busy with their lives to watch out . If ur child uc developmental ises to understand why parents are very concerned and those vaccines given to childr during the developntal stages but in answer to your queson and we have to emphasize that children and diseases and some pient are veryeadly. They can killl. Gerri in boston and they had 24 cases. And i read the comments of a young mother thatays your child could in effect my three month old baby killed them end get a vaccine. She mad the point of t community but 5 plus are vaccinated but it is coming down and therere a ry few who cannot receive vaccines due to medical reasons but at is when those few people are not protected so if those children go up. So you feel everybody else but as more and more people dont get the shot that evebody is a risk that is the consideration people dont make. My friend told the they lifted one of the most exclusive neighborhoods in the your carri. Very expensive and she was flred. I wonder the degree that people are not aware because the ioc these diseases any more. There not exposed to the real risk. Even well educated people they queion the science and dont understand how flawed the studies are. And with that risk associated with the vaccine and that ought to is some steady is discredited. Would head the 59 cases in 16 states that i astonishing. It is. Not just the global increase but various population is the numbers are higher in those areas that is the risk to pick up the disease is much higher. Gerri take you for making us aware. Later be picke up the users guide tohopping and what not to buy on black friday. There is a list more cases of waste fraud and abuse how refunds are handed out. It will shock you. As a business owner,m constantly putting out fires. So i deserve a small businessredit card with amazing rewards. With the spark cascard fromapital one, i get 2 cash back onry purchase, every day i break my back around here. Finally soones recognizing me with unlimited rewards meetings start at , cindy. [ male announcer get the spark business car from capital one. Choose 2 cash back or double miles on every purchase, every d. Whats in your wallet . I need your timesheets, larry whats in your wallet . At od, whatevebusiness youre in, thats the business were in with Premium Service like one of the best ontime delivery records and a low claimsat, we do whatever it takes to make your business our business. Od. Helping the world keep promises. My dna. S me. It helps make me who i am every piece is important. Its like a selfportrait this part. Makes my eyes blue. So thats why the sun makes me sneeze. I might have an increased risk of heart disease. Arthritis gallstones hemochromatosis ill look into that stuff we might pass onto to our kids. Foods i might want to avoid. Hundreds of things about my health. Getting my 23andme results it really opened my eyes. The more you know about your dna the more you knowmy eyes. Abouyourself. I do things a little differently now. Eat better. Ask mo questions change what you can, manage what you cant i always wondered d what my dna sd about me. Me. Me. Now i know. Know more about your health. Go to 23andme. Com and order your dna kit for only 99 today. Learn hundreds of things about your health at 23andme. Com gerri tax very funny and identity is a girl ring epidemic the paid to do the 4illion of tax refunds to identity thieves but it is the way they hand it to them now the real problem . Lets talk about the fraud rst the story was out last week but the federal government is sending money overseas . But refunds were so early on there is of this message. Gerri talk about the fraud. With e filing of a Social Security numbers it is easy for thieves to take the number two fictitious leave ke up a tax return they get their refund routed to them because and the bank account en a debit card at a drugstore and there is no verification of the name on the account your the debit card gerri this story is essentially was 655 tax refunds go to a single address or shanghai it is deral taxpayer dollars. Because the irs believes these people are opsed massive refunds and this is possible because they dont jack . First they send the check can wait for the w2 and that seems crazy. I think part of the problem is the irs verifies that they verify with what is said to to the as the say so they are to be sent out to the employees and defenders by jittery 31st. However theyre not filed with as a say intel february february 28th but taxpayers want the refund. If you do you want to get it filed by david g. Geary your february 4th so there is a tie between the filing to get the returns filed in refunded early verses when it is verifiable. Gerri they have figured is out because that government is not chking it is sending us a check before you deserved of monday. They nd to have the systems parallll one another with timely filing but you know, somebody will be happy because taxpayers dont want to wait until february 28. But we should because we all pay for this. That is a lot of mone overseas and once it is going you will not get a back. Crazy story. I had no idea it explains a lot at the irs. Send the eck and we will look later. You cannot look overryour shoulder. It is not coming back. Gerri our Financial Panel is coming up and say no. One of the users guide to Holiday Shopping information to get the best deals and there is a ggod chance it is not on black friday. Its as simple as this. At bny mellon, our business is investments. Managi them, moving them, making them work. We oversee 20 of the worlds financial assets. And that gives us scale and inght no one else has. Investment management combined with investment servicing. Bringing the power of investments to peoples lives. Invested in the world. Bny mellon. [ male announcer ] the parking lot helps by letting us know whos coming. The carts keep everyone on the right track. The power tools iroduce themselves. All the bits and bulbs keep themselves stocked. And the doors even handle the checkout so we can work on that thing thats stuck in the thing. [ female announcer ] today, sco is connecting the internet of everything. So everyone es he happy. Re shopping. Mo dining out. And witit, more identity theft. By the ti this Holiday Season is over, more than a million identities may be stolen. Every time you pull out our wallet, shop online, or hit the road, you give thieves a chance to rn your holiday by the ti youre done watching this, as many as 35 me identies may be stolen. You cant be on the lookout 24 7. But lifelock can. There relentless about otecting your intity every minute of every day. When someonsteals your identity and tries to take over your bank accountsts, drn the equity in your home, or even tries to buy a car in your name, lifelock is on the job 24 7. When they detect a threat to your identity within their network, they will alert you by text, phone, ormail, protecting you before the damage can be done. Lifelock wantyou to be proteed this holidaseon. So theyre giving you 60 days of protection risk free. My years as a prosecutor taught m that you have to be proacve to protect yourself from crime. And thats especially true of identity theft. Thatshy im a member of lifelock. [ male announcer ] no one protects you beter th lifelock. And they stand behind their protection with the powerf their 1 million service guarantee. In fact, last year, lifelock protected over 2 Million People during thholiys and now they can do it for you. Try lifelocks protection 60 days risk free. Order now and get a scial holiday gift a document shredder to keep sensitive documents out of the wrong hands. A 29 value free. Because during the holidays, keeping your identity protected means keepi your family proteed. Gerri you want to hollay shot put tonight we launch a users guide the deals to downloading the est holiday app we are dedicating this segment to you and me and take a look at the toy store fao schwarz with a preview of toys this season and a nostalgic look back. Joining me now with the advice is a consumer savings expert. Thank u for coming on the show. You dont see this very often about retailers what are the best to check out . Apple is the one time of your that they offered deals if you look for the laptop for the ipad check that out. Macys. Walmart of what will be opening on thanksgiving so we could expect fed deals to match but alsonline. Gei walart will be competitive no matter what looked at the stores open on thanksgiving. Kmart, all theve become the best buy chemicals, and macysa target, officemax and this years. What should people be buying . Looking for electronics but you dont care about the brand that is wonderful as he mentioned all those storrs will see a great deal on apparel but als matcd of mind so you do not have to go into stores and housewares is always a eat thing to buy. Gerri pots and pans may never go o sale but they will be on black friday. Gerri apparel but not winter coats . Simic you have to wait for the season to change so jean you very is the time to buy into it to buy that apparel. Gerri ready as soon as a sale is a goodsales gimmicks some things wait and tell cybermonday that anything like a vacation package on the. Com you want monday and also onber black friday you really want to check out all of T Electronics but not namebrand. Gerri dont to buyoys . Wait for the two weeks leading up to christmas and the sales are en greater. Gerri mms say are scared they will run out. You are really worried they will be on the sale but really for the discount rate two weeks before. Gerri you say forget the appare . They will hit the clearance rack costs 60 off supplyhose deals and also for theame brand of television when 2014 models rolled out in 2013 will be on sale so way intel early nuary. Gerri you have to be careful. A savvy consumer. Gerri you just help us to do th. Of tomorrow to reduce hours died continues my revenge of brick and mortar of the best deals may not online. The youre not t 42 million forgoing thanksgiving you could help thanksgiving preparation easier. The best gadgets for the kitchen. Number fiva garlic press that does not clog. Large chamber ana good grip 16. Number for the better blade hopes to capture the flavor with the grip case that does not end up all over the place. 15. Number three sharp knives. Consumerepts recommends and thisrand r 75. Number to a pptato peer and this is an unusual but effective brand 18. Also helping with your apple pie. Number one gadget at buy and chopper. The greatest gadget is perfect for small kitchens. 40. Also the good grip cheese grater 80 is also on the list. 18. Invasion of privacy all in the name of good cost German Customer Service and finally jumping back in the welcome back. How is everything . Theres nothing like being your own boss and my customers are really liking yo flat rate shipping. Fedex one rate. Really makes my life easier. Maybe a promotion is in order. Good news. I got a new title. And a raise . Management couldnt make that happen. [ male announcer ] introducing fedex one rate. Simple, flat rate shipping with the reliability of fedex. horn, dg, ding r ] introducing fedex one rate. How long have i had my Car Insurance . I dont know, eight, ten years. I couldnt tell you but things were a lot less expensive back then. If you