Hot water after comments he made the play been distressed babies for changing the 401k program all said jury a companywide conference call. Here to way youd we have our power panel. And paul howard senior fellow at the Manhattan Institute he aded moms to the staff we have to do that had distressed babies that we paid 1 billion each to be sure they were okay in these are the things that add up to benefit cost so i made the decision to change the 401k plan. Critical of their decision to give employees less benefits. Doou have a problem with what mr. Armstrong had to say . As i understood in it he was playing obamacare with the increased cost rather the individual situation. That caught cost is indisputable obamacare is costing them millions of dollars. So what he was saying is the Employee Health premiums have to go up or they have to cut the batching. So the company and the employees a of the culprit is obamacare. Gerri there are other sources for those funds. You were not a favor and . You thought it was bad form . To make you dont want to single out any individual employee for health care. It could even be a federal violation classic case of foot in mouth spicule party as opposed to disclose as clues medical liberation about employees. Gerri they give all the trouble we go through here to Keep Personal Information in separate addon that call today there were probably a couple bevan who were very upset. I thought the same thing right away privately have been very upset. I did not hear the details of it was an end to have babies because toretically they are involved and covered because of the mail but it is possible people do who they were. Theoretically that would be hipaa violation. Bb Tim Armstrong is not the best benefits manager brett fight is any company in a position to be so critical of health care . Going back to world war ii price regulations so this is the fundamental cause some courage words but government involvement under health care. Ups, a target, a university of virginia, comnies have said health costs are going up specifically because of obamacare. Then why not say Health Care Costs are going up . We have to offset with 401k. We have to make a Business Case decisions. I am not certain he can tie all these to obamacare. For the last few years while heth care premiums have been going down for a middle businesses they are going up or stay the same. Said you have a variety of cost related to obamacare like a Preventative Care or things that are good for employees long term. We have to let this shakeout gerri i hear that but i agree obamacare cost are out of corol absolutely. Tim armstrong hasoot in mouth syndrome like i have never seen. Here he calls on the employees he will fire in the conference call. They think it is a joke if you want to joke around you should pick up your stuff a you believe today i will be very specific, from experience, put that camera down right now. You e fired. Of. You just neverear this because nobody ever does this except possibly tim armstroog. It is not the good readers and style to be rate to employees and a public manner i am not an aol shareholder but the italy is in the competitive environment but with government breathing down its back. Gerri broadly i was asking the question how is aol even on the hook . You explained why that babies. Companies self insured to play all their own medical bills through the administrator. Aol s of the folks for premium reinsurance attacks also a new Government Agency that works on comparative effectiveness so they are real cost that aol will pay. Gerri but aol revenue is up 13 the stock is on fire but yet the employees are not happy. We object to the manner that this practice was disclosed some significant changes especiallespeciall why resulting in a pay reduction should not be buried in fine print but it spoke about openly. So the ideaof 401k dial back this came out some time ago and was buried . Employees are not happy . I see that has been the problem with the affordable ca at all along we still dont have a sense what is happening. It and we both know businesses dont like it. Obamacare he use a the ramifications here in the Conference Calls of aol dealing with all these uncertainties. Gerri i believe now employees are befuddled a and confused. To m armstrong has some confusion but it goes to the bottom line. Because Health Care Cost employees rather than using Medicare Coverage under the Affordable Care act. On the heels they stepped on his own message. We did not get a chance to talk about the positive things in pat is a lot of things are covered preventative play that in the long run i hope will make costco down but every dont know yet. In the meantime people find their cost is the wing of. If you can find a doctor. If you can find a job. [laughter] great job. We appreciate your time. What do you think . Is a else rolling its own employees unr the bus . We have more to come including eight new device that looks like star trek. Not just the price tag we will tell you the cars that will cost the least to maintain over five years. As a business owner, im constantly putting out fires. So i deserve a Small Business credit card with amazing rewards. Withhe spark cascard from capital one, i get 2 cash back on ery purchase, every day. I break my back around here. Finally soones recognizing me with unlimited rewards meetings start at 11, cindy. [ male announcer get the spark Business Card from capital one. Choose 2 cash back or double miles on every purchase, every d. Whats in your wallet . I need your timesheets, larry whats in your wallet . [ mthat if you wear a partial,w youre almost twice as likely to lose your supporting teeth . Try poligrip for partials. Poligrip helps minimize stress which may damage supporting teeth by stabilizing your partial. Care for your partial. Help protect your natural teeth. Theres nothing like being your own boss and my customers are really liking your flat rate shipping. Fedex one rate. Really makes my life easier. Maybe a promotion is in order. Good news. I got a new title. And a raise . Management couldnt make that happen. [ male announcer ] introducing fedex one rate. Simple, flat rate shipping with the reliability of fedex. We are thinkers. The job jugglers. The up allnhts. And the ones who turn ideas into action. Weve made our passions our lifes work. We strive for the moments where we can s, i did it we are entrepreneurs who started it all. With a signature. Legalzoom has helped start over 1 million businesses, turning dreamers into business owners. And were here to help start yours. Turning dreamers into business owners. To manage your money. R guy arnd 2 percent thats not much, you think except its 2 peent every year. Go to e trade and find out how much our advice and guidance costs. Spoiler alert. Its low. Its guidance on your terms not ours. E trade. Less for us, more for you. Gerri consumer alert gas prices will jump as we begin the countdown to the winter than higher prices as refineries and shut down for the winter rain in santa summer plant that is more expensive but the pain but not be as bad as last year. Aaa predicts it will take between 3. 85 a and 375 per gallon. Last year they hit 3. 79. Just one factor to consider when buying a car a Kelley Blue Book is unveiling a list of cars with the lowest projecte cost for the first five years of ownership. Of the senior markets analyst thank you for coming. Great to have you here. Tell me everything that goes into this depreciation depreciation, maintenance, r epair . Exactly. Consumers get caught up with the up front Purchase Price of the add maintenance maintenance, insurance, fuel maintenance, insurance, fuel , in addition to get a sense of what they would pay over five years. Gerri nobody thinks about this they just looked at the sticker. You say mas des is the best reid streetcar to operate overtime . Dear rick if you look across the portfolio if fantastic little crossover on average you will save the most with mazda by looking at a brandon their portfolio. Their fuel efficient and will last of the road. Gerri the best luxury . Llxus. No surprise they share is jerry and platform with toyota so we know there is a big focus on quality youd fuel efficiency. Lexus is the vendor there. Gerri if you have a single model which one will save the most over five years . The midsized is tough it is very competitive a lot of great products but we had to pick a better with the honda accord. Going back historically the best selling in the country now a redesign with 40 mpg. 200,000 miles on this is great. Gerri 200,000 . That is amazing. What pickup truck . These can be expensive they can go through a lot of guest. Absolutely theyre very expensive but they have come into alignment with construction and so for this similar to the silverado redesigned with the emphasis on fuel efficiency eric will be cheap to maintain in the long run. Gerri what fuel consumption and . Look at the sier the mid20s on the highway may be closer at 30 which is pretty good for the fullsized pickup. Gerri you like the already . That is the sweet kharkov a fantastic plane but they did not sacrifice fuel efficiency. You canget the 2liter turbo closed 35 miles per gallon on the highway so able save you cassette the pulpit and its appreciation of the best. Gerri and a very pretty. Here is a number. You love cars and happy to buy anything but the typical new vehicle only retains 39 of its original value after five years. 60 percent out the window. It is tough coverage you have great newproduct every year not to mention an used cars and on the road because they are produced at a better quality it is tough to read it but they do appreciate. No way to get around it. Gerri so with all these numbers, of what are the items that typically breakdown . Historically transmission and, where a and tear that will break down after 100th miles. The timing belts will go well but cars produced in the last five or 10 years is mu better than anything we have seen in a long time. Some resale most anything you can get 150 al maybe even 200,000 as in the case of honda. Gerri have a great weekend. We will have advice on how you can avoid the been part of the 6. 6 debtor unemployed. And new device to give ogle classic run for its money. It is amazing could ever your eyeballs . So i can reach ally bank 24 7, but there are no branches . 24 7. Im sorry, im just really reluctant to try new things. Really . Whats wrong with trying new things . Look mommys new vacuum cat screech you feel that in your muscles . I do. Drink water. Its a long story. Well, nohaving branches lets us give you great rates and service. Id like that. A new way to bank. A better way to save. Ally bank. Your money needs an ally. Smoke . Nah, im good. [ male announcer ] celebrate every win with nicoderm cq, the unique patch with time release Smartcontrol Technology that helps prevent the urge tomoke all day long. Help prevent your cravings with nicoderm cq. Afghanistan, in 20009. Orbiting the moon in 1971. [ male announcer ] once its earned, usaa Auto Insurance is often handed down from generation to generation. Because it offers a superior level of protecon. And because usaacommitment to serve current and former mitary members andheir families is without equal. Begin your legacy. Get an Auto Insurance quote. Usaa. E know what it means to serve. Gerri forget going to the movies or playing video games now you can do that with this. It is called is the person all mounted theater by directing it directly into your eyeballs. We have the ceo. We appreciate this. Tell me what this is and how it is supposed to work. We have this amazing new visual technology that there is no screen the image is projected directly into your ey every take this new technology to put it into a head the and of your phones see you can listen to music if you want a video that you are yearold movie theater. Gerri should i be concerned about my eyeballs of . Not at all. This is more comfortable the of the lcd monitor the use tear at all day it is the light here rise naturally see it seems more comfortable tuned real than any other display. Gerri how did you come up withhthis idea . We are doing crazy research for the government and i was called up what about projecting light directly in your eye . I fly out to i stuck my face into this contraption and there was a moment i thought something is happening. Gerri does it hit your retina . I cannot get over the technology. Do you need a tv ever again . No. You plug this and tear iphones or your tablets u. K. And street liked netflix or view games it feels like a huge personal theater it is an amazing experience. Gerri what is the cost . It is on kickstart right now you can buy this right now 489 499. Gerri are their other applications . People primarily love it but corporations have approached us with the concern like security they want to do computed without people looking over their shoulder or medical applications for those were visually impaired. Gerri and it comes in different colors is a teeeighteen yesterdays news . It is totally different market. To give people information but we try to give the ultimate experience. Gerri are there any medical applications . Definitely. People are very interested to potentially use it as the assistant to vice foreign visually impaired issues. Gerri you told me there are no problems over time and it safer than the of crt spirit we have shown hundreds of hours on this device to thousands of people the first thing they noticed is it looks so real a unit of natural is it also feels a lot more comfortable but were trying to create the Natural Light he would normally see. Gerri amazing technology. Thinks he for showing us. Civic Consumer Credit grows by the most of almost one year as a result of a sharp increase the credit card usage. Tal Consumer Credit rose by 90 billion cover more than 3 trillion use rose by five lead alone the can you imagine life without credit cards . Most of us dont want to let them go is impossible . We want you to help us find out by taking the cash challenge. Can you dont your credit cards to live off of cash only . We will want to talk to them. If you want to get rid of credit cards we will help you. Shouldnt you reserve the Engagement Ring if the relationship crumbles . How do you do that . The best wayo get the urge dream job while applying of wind. Online we asked people a question, how much money do you think youll nd when you retire . Then we gave each person a ribbon to show how many years that amount might last. I was trying to, like, pull it a little further. [ woman ] got me to 70 years old. Im going have to rethink this thing. Its hard to imagin how much well need for a retirement that could last 3years or mor so maybe we need to approach things dferently, if we want to be ready for a longer retirement. Does your mouth often feel dry . A dry mouth can be a side effect of many medications but it can also lead to tooth decay and bad breath. Thats why theres biotene. Available as an oral rinse, toothpaste, spray or gel, biotene can provide soothing relief, and it helps keep your mouth healthy, too. Remember, while your medication is doing you good, a dry mouth isnt. Biotene for people who suffer from dry mouth. Gerri finding a job in todays market is downright tough more speakers fled the web with your new prospects but errorext guest has tricks to landing the resin made at the top of the electronic file. From the Staffing Firm in chicago, great to have you here. People ponder how important it is to be highly visual on the web when looking for a job. Most employers will google you to check out your Facebook Page for precautionary measures so you want to have the Online Presence in make sure you cross your ts and dot your eyes to be sure you know, what other people see when they google you. Gerri is the paper resonate dead . Not at all that has spent a greatly exaggerated. There still is the need for that people still share this around the office. Happens if theres too creative with too many resonates they have fabrication. Make sure you write user bright tents in the right adjective but most importantly to say i m marketing here i am a journalist here. Gerri i dont mean lying to resonate or fabricating not embellishing. Gerri the fact supports your argument that they dismiss the are presentday seeking gate yourself from about. Talking about on line where the action is it is difficult to get your name for those considered for the job what web site should they go to . I realize you were in the business that is more old school but what matters . If you are looking for a job beyond monster, a Career Builder, dice, have your profile updated link to end. The realtors the present rate is a Marketing Tool for who you are if you are a job hopper over t next tender 15 years e says youre not a steady employee. Gerri talk about other tricks they sit if you talk about a marketing job with Procter Gamble what is considered the prime entry level there are thousands of people competing for the same job. How do you get your rest of the app talked . You have to be a networking get out of your house and get the profile but then get out. Networking with a you just gradted from college networking with friends of your parents are parents friends, or networking groups, Interest Groups in your field, or if you have been in the workplace your networking with people you used to work for in staying in touch to talk about relevant things keeping you eric the top of the mind for those who have the power. Gerri didnt have to go through the interview iiself then beat other people in the company. I think for a highprofile positions people hire people they already know. Somehow with that 7 degrees of separation is that what you are word describing . Of firms like mine they get paid fees to find people well that is true the rolodex is limitedut are you getting yourself in front of people then to have the perspective to say i need to brush up on this that is where most people feel they are not truthful. Gerri that is not on my reservation. [laughter] but most people want to know but the truth is it if