Information out appropriately so patients are confused and they dont know what to do. Gerri also were digging into a new report upending the conventional wisdom on wages. Exactly when does your earnings potential peak . Lottery fever nationwide. The Powerball Jackpot near 500 million. Yeah, i think you have to be in it to win it. Well definitely get a ticket. Gerri we have the man who says he won seven times. So what is his secret . All that and more, coming up on the willis report, where consumers are our business. Gerri we begin tonight with president obama slamming the Office Supply store staples over obamacare. In an interview with Buzzfeed Obama criticized staples for cutting hours for parttime workers to avoid paying for their health care but it seems the president doesnt have his facts straight. Here with answers, guy Benson SeniorPolitical Editor townhall. Com. Good to have you here. Hey, gerry. Good to be back. Gerri this story blows me away. What do you think of president obama, hear what he says about staples, what theyre doing with their employees. Listen this. I havent looked at staples stock lately or what the compensation of the ceo is but i suspect that they could well afford to treat their workers favorably. Shame on them. So at issue, whether staples was limiting workers hours so they dont have to pay health care fines. Tell me what you think . Well there are two issues here gerri. The first one is he is saying staples is blaming the Affordable Care act explicitly for this change in policy this is not a changed policy on their end. It has been in place a number of years that predates the socalled Affordable Care act. It is fair to argue that they are now enforcing that policy more urgently because of employer mandate and huge expense that entails for large employers like staples. But the weird thing is, you didnt play this part of the clip, but people go online to buzzfeed and actually watch it, he complains that staples management is somehow blocking employees from getting obamacare which is exactly backwards. They are not blocking their employees from getting obamacare. They are in fact encouraging their employees to go on the exchanges and individual market and purchase plans through obamacare by not providing Health Care Costs in their Health Care Coverage for their employees. Theyre actually sending them over to obamacare where things are supposedly great and inexpensive and wonderful. Although theyre not. Exactly. Gerri exactly right. The other weird part of the sound that we played is the president talking about how ceo of staples must make a lot of money and the stock is doing really well for investors. Okay, give you this, pardon me wrong number. The staples ceo does make a chunk of change but is that really issue here 10. 8 million . That is sort of a typical misdirection by the president saying look at this rich person over here and couldnt they look, it is up to the board and shareholders to make a decision whether or not the ceo is doing a good job for the company and ceo compensation is based on market and performance or at least it should be but when you look at profits he also cites for staples profits are not this magical thing that just disappear or go straight to fat cats. Profits are what pay dividends for shareholders. The company has an obligation to their shareholders, a fiduciary responsibility to maximize profits. They also owe that to their employees because if you then start complying, the reason that theyre holding these worker hours down and capping them at 25 hours, is they dont want to incur the huge expenses that would come with the employ every mandate kick in at 30 hours. So theyre scaling back. Employers wages which means that the employees, rather have less money to take home and buy obamacare. That is sort of like a separate issue here but for staples if they were to take on that massive, massive cost, that would not just happen in a vacuum. It would affect shareholders of course. It would also affect employees that would be laid off, stores that would have to close and consumers who would pay more for staples products. All that money has to come from somewhere. Gerri quickly before you go i find this is the problem were this administration, they call out companies by name all the time. Yep. Gerri president recently called out sony. Now theyre calling out staples. These are people youre hoping that will create a few jobs and hire a few people and make this economy go. But when you do this, it has a chilling effect. I mostly actually agree with him on the sony thing but that was completely different issue, freedom of speech, bowing to the terrorists and north koreans, but in this case it is so galling, i think, gerri to look at the president , shame on you to a company that is simply trying to live out the realities caused and exacerbated by his own policies. He is like saying hey our policies are good no matter how they reflect in the real world. If the real world happens to notice the damage that our policies are doing shame on them. You know he has it backwards again. Gerri one more time, thats right, guy benson. Thanks for coming on. Good to see you. Thanks gerry. Gerri we talked a lot recently about cyber hacks right . Well a slew of them could cost you your tax refund this year. Since november 2013 there have been at least five cases involving the theft of tens of millions of Social Security numbers, precious data for cyber thieves to steal your identity and cash in on your money. This is the time of the year they do it because it is tax season. So what can you do if your tax refund has been stolen . Joining me now tax expert, the author of how to win your tax audit. Dan, thanks for coming on the show. I guess irs will not do too much to help you, right . Tough to actually get the Internal Revenue service on your side. Lets start with the other side of this proposition if we could though. What is information hackers need to steal your identity and hijack your refund . Wealth single most important thing, gerri, of course is the Social Security number and your name. Of course when they get information from your bank account or, steal it through the mail, however they get the stuff, they get the critical information they need. Once they got that Social Security number thats the key into the system to steal whatever they can steal. Gerri all they really need is your name and Social Security number two pieces of information . Pretty much. Gerri they dont have to have your bank account. They can put a p. O. Box address on this thing. They can make up virtually Everything Else on the tax form. Lets get to meat and potatoes here. If youre in one of these people youre in a situation where you find out somebody already applied tax refund and got your money, what do you do . First thing you need to do, gerri, need to be aware of document irs form has Identity Theft affidavit. This is irs form 14039. And it is an affidavit that allows you a document that allows you to submit a statement to the irs that in which you state that you either believe you have been hacked or had your identity stolen or that in fact it was stolen. Once you do that the irs will set up separate account for you. Theyre going to give you a separate identification number. Gerri a pin number right . Pin number exactly right. They will give you a separate number that allows you to file future tax returns under that number until you get the situation straightened out. Very important to use the Identity Theft affidavit if you start down some road without doing that, who knows where you will end up, except i will tell you wont fix your problem. Gerri i interviewed accountants about this very thing. What they say to me, gerri it may take you years to irs listen to what is going on. I heard of cases where people bring in Social Security number deeds, to their house so that you can see where they actually live. The scam works like this. So, what theyre trying to do essentially is get the earned income tax credit plus your refund. Thats right. Gerri they will claim that the address is p. O. Box somewhere where youre not. That you have a bunch of kids that you do not. And, it is easy enough for them to get your refund plus a earned income tax credit. They will maintain that you make a certain amount of money like 50,000, 60,000 so you get the eitc. Income is typically under the earned income cap, correct. Gerri so but here as the thing gerri. This Identity Theft affidavit is relatively new form. Look not my job to defend the irs. Ive been nations leading taxpayer rights advocate more than 30 years going on 35 years. I never accused irs telling the truth when it comes to taxpayers rights. The irs doesnt tell the truth regarding taxpayers rights. In all fairness theyre behind the curve because it is becoming such a big problem. Theyre starting to get on top of this now. This Identity Theft affidavit, something only been around for about a year. This is where you start gerri they create their own problems because they stroke that check for the refund before they even get the corresponding w2 information from your employer. Theyre assuming you got it right. No, wait a minute now. No gerri, not my job to defend the irs and i dont want to be in a position of defending irs here but the fact of the matter is, the fact of the matter is, irs processes over 2 billion information gerri feel sorry for them. Isnt that what we set them up for, come on. Gerri dont misunderstand me. I dont feel sorry for them either. This is the system they created. This is what they wanted. This is what they have, all right. They asked for it. They got it. I recognize that. All im saying now is that theyre starting to get on top of this a little bit. Gerri starting. But you as taxpayer have to be more let me tell you number one tip. Gerri first step all it take. Number one most important thing a citizen can do to protect themselves. In my book in my book, how to win your tax audit i have a section in there shows you how to get access to file irs keeps on you. Called individual master file. A transcript of your account. If citizens monitored that, gerri, on regular basis is very easy to get it. If you monitored that on regular basis you would know exactly what was going on with your account. You would know exactly whether there was a fake return filed on your behalf. Whether there was fake w2s or 1099s filed on your behalf. Would know whether the irs issued a bogus refund. You have to monitor that account. I show that how 20 do in the book, how to win your tax audit. It is laid out there including Identity Theft affidavit. Gerri dan, we have to come back. I appreciate your time. Thank you. My pleasure. Thanks for having me. Gerri we have a lot more to come this hour. The house voting on the Keystone Pipeline bill. Details in a few minutes here. Take a look at. That expected to pass and to straight to the president s desk. Well have the final vote tally after the break. Also a seventime lotto winner shares his tips on how you can win tonights half a billion dollar Powerball Jackpot. Does he really have a secret . Well find out. Experts say this is the year of the health care hack. How can you protect yourself . One state attorney general has some answers coming up. Gerri welcome back. We have some breaking news for you. The Keystone Pipeline legislation we talked about so much over the last, goodness, gracious two years passing the house. 29 democrats voting in favor of it. One republican voting against. You see the yeas and nays on the screen of the just happened right now. Now it goes to president s desk. In short order. It will be on president obamas desk and that is where the pedal hits the metal. Well find out if the president will veto that. What his action will be. Keystone pipeline passing the house. It has been you there senate. Now to the house. On to the president. Well continue to follow that. Meantime Health Insurer anthem is under fire from attorney generals from 10 states over well, a failure to communicate. It has been a week since the massive data breach affecting up to eight at this Million People broke. These 80 Million People. These folks have not heard directly from the company. With more on this the connecticut attorney general. Thanks for coming on the show. We appreciate your time. Tell me what is your beef with anthem tonight . Actually this afternoon, anthem did respond to us. Were grateful that they did. About 2 30 this afternoon they sent a letter to me where they detailed the rollout of the, for Identity Theft protection and credit monitoring that will begin on friday. That is welcome news indeed. I think to anthems credit they came out early they selfidentified when they learned of the hack. Then they, tripped up a little bit in not communicating clearly to consumers what their plans were for a rollout Going Forward but they have done so. George, this is hitting, you think this is adequate, getting back to consumers, a week later . Or would you like to have seen it sooner . I think i wish it could have been sooner. Gerri right. I dont know, you know, the infrastructure for 70 plus million consumer rollout is indeed challenging. The next big question implementing rollout effectively so consumers dont spend excessive time on the phone. Starting friday who are currently anthem customers, who have been anthem customers can go to anthems website in theory to get some relief. Gerri lets go over some details. To me this is probably one of the most significant hacks weve seen to date because they got Social Security numbers. Exactly. Gerri which is the big kahuna stealing your personal identity. People are really at risk here. Your office has been inundated with phone calls with people who are or worried. George, people dont understand if theyre even clients of anthem, maybe their Insurance Coverage carry as different name. There are lots of brand names out there. Tell us about that. People should check their insurance to make sure theyre not, to see whether they are anthem customers or if they have been a anthem customer they should also visit the website. When in doubt check the website and again well be monitoring it very closely to make sure the rollout is, performs well. Gerri what would you tell people to do besides checking the website, making sure whether or not theyre customers of anthem . What else should they be doing right now to protect themselves . They should check their Bank Statements and credit card statements to, so there is no unauthorized activity. They should do that on a regular basis. But most important thing will be to sign up starting friday for Credit Monitoring Services and for Identity Theft protection services. Also keep in mind that, anthem is offering a Million DollarIdentity Theft protection. Gerri Million Dollars . For anybody who can prove Identity Theft . That that is in the letter and were awaiting details but anthem is trying. Gerri wow. But again proof is in the pudding. Gerri thats completely right george. Well have to wait and see what happens. Hope you come back to talk to us more about it. Be happy to. Gerri sound like the company will say we will financially stand behind people if you get in trouble. Appreciate you coming on the show. Appreciate your time. Take care. Gerri freezing your Credit Information is the best way to go if youre worried about that. Coming up later in the show why that job in your tos might have 20s might set your income for the rest of your life. The feds are set to backtrack on cholesterol guidelines it had in place for generations, 50 years more details coming up after the break. Yor over 98 Million Dollars and creating over 2100 jobs. From long island to all across upstate new york, more businesses are coming to new york. They are paying no property taxes no corporate taxes no sales taxes. And with over 300 locations, and 3. 7 million square feet available, theres a place thats right for your business. See if startupny can work for you. Go to startup. Ny. Gov. So,as my personal financial psychic, im sure you know what this meeting is about. Yes, a raise. Im letting you go. I knew that. You see, this is my amerivest managed. Balances. No. Portfolio. And if doesnt perform well for two consecutive gold. Quarters. Quarters. Yup. Then amerivest gives me back their advisory. Stocks. Fees. Fees. Fees for those quarters. Yeah. So, im confident im in good hands. For all the confidence you need. Td ameritrade. You got this. Im almost done. [ male announcer ] now you can pay your bill. Manage your appointments. [ dog barks ]. And check your connection status. Anytime, anywhere. [ dog growls ] oh. So youre protesting . Okay. [ male announcer ] introducing xfinity my account. Available on any device. Gerri well is humble beg to become the new super food . Might be if new federal cholesterol paid lines come guidelines come to pass. Fed set to drop the cholesterol in food guidelines. We have the author of the small change diet. Carrie, welcome back to the show. We did the story last night. I think it is so important we had to come back to it again. A big change for a lot of people out there. Explain to us in essence what it means. This is possible. It doesnt mean it is definitely going to happen, but if it does it means the recommendations for limiting cholesterol to 300 milligrams a day will be no longer. Gerri okay. Here is what they actually said which is also hard to understand which is why i asked you to do it. Cholesterol they say is no longer considered a nutrient of concern for overconsumption. In other wo