Lake michigan it is frozen over. 80 of the entire great lakes are frozen over. Gerri new winter storm is on the way. And a new lawsuit against jim beam. The says popular bourbon says it is not what it says it is. Age every drop of jim beam twice as long as the law requires for a true kentucky straight bourbon. Gerri all that and more, coming up on the willis report, where consumers are our business. Gerri heres the latest message from our federal government, think of mother nature, not your stomach. A Government Panel recommending dietary guidelines. Want you to eat less meat to help the environment, guess what, it doesnt stop there. The panel pushing a tax on soda and sugary snacks. Here to weigh in from the Cato Institute chip, and author dr. David perlmutter, author of the upcoming book, brain maker. Great panel. Chip, i start with you, i started looking at this, i couldnt believe how much this report, 500 pages from this obscure Government Committee overreaching tells us not to eat meat because it hurts the environment. Is that their concern . You wouldnt think that the Dietary Council would be concerned about impact on the environment of the food were eating. It is completely overblown and not really anything that are you really that concerned about, when youre choosing what to eat for dinner . Gerri right, i couldnt agree more. There were other things i thought were amazing. They want obesity interventionists in your place of work. So i guess if you eat too many candy bars out of the wending room machine they will come for you. Unbelievable to me. Dr. David, to you, what do you make of these guidelines . Are they going too far . Well it is hard to say. It is a step in the right direction, that finally were getting decent guidance telling us that perhaps we need to cut back on sugar and carbohydrates. Up i think idea of becoming totally not eating meat is a bit draconian. I think the argument in terms of the meat issue or animal product issue in terms of the environment really needs to be substantiated. There is a lot of work that needs to be done. Further, the idea that Government Intervention and even taxing foods that are high in sugar and carbohydrates coming from Advisory Committee on nutrition, i mean it would be like asking your congressman for dietary recommendations. So that is a bit scary. Gerri like asking your doctor for tax advice. What does know, right . Kerrey to you there were other things i thought were coercive. They talked about electronic monitoring of your tv watching. Think about this. So the government will be on your shoulder, watching you watch oreilly or whatever making sure youre not sitting there too long. Taxes on desserts sugar soft drinks colas. Would that even work . A lot of this you have to remember, are recommendations okay . Doesnt mean it is going to happen. So lets just, clear that up. However, do i think a lot of might be overstepping . I think so. I dont really think that the consumer is going to be able to take all of this in and make all of these changes. Hey, this isnt because were stupid keri, come on chip, were not dumb, right . The real problem we understand what is bad for us. Were not taking the government recommendations. How, why would people be willing to make a change in their diet for the good . Well i think gerri ask chip. Okay. Well they shouldnt be based on false promises to save the environment. This all works into the president s sort of Climate Action plan because the Dietary Council giving out recommendations of Greenhouse Gas emission and which foods produce less. When you work through the numbers, none of them make any difference in the big picture. Highly misleading. Patently misleading. You want to say . A lot of dietary guidelines are for federally funded meal programs. Gerri dont have a very long arm. They will influence a lot of people. Make the difference what foods are sold and what foods are not sold. At end of the Day Companies make decisions about what theyre willing to invest in. Dr. David, to you do you go along with the idea this has been proposed numerous places, right here in new york city, for one, a sugar tax, maybe a soda tax . Do you go along with that . No, i dont. People should be a able to vote with their wallets. Shouldnt be a mandate but based on informed decision. Let me take you back, by and large a lot of government recommendations have been given to us by the u. S. Department of agriculture which really their mandate is really to help farmers grow and sell their goods. So really was never based upon what is actually good for a person in terms of his or her health. So we really have to take a step back, what are those fundamentals . You know there was actually a time in our distant history you know your older viewers may recall we were told we should eliminate fat or go on lowfat diet. Gerri right. What we really need to do stop sign advertising our food and science advertising recommendations. What foods allowed us to survive this day and stop making silly recommendations based on one or two reports. You make a really good point. If i could ask a question here. You know i think the government really kind of pushed us into eating carbs. Suddenly carbs are bad. I dont think we can just say carbs. Fruits and vegetables are carbohydrates which we recommend people eat more of. We recommend people eat whole grains. Science wise they have been found to help lowering cholesterol levels preventing heart disease. Were looking at the science. Dietary guidelines is what theyre doing. Maybe some recommendations gerri chip, to you, i think government created some of these problems because their recommendations were frankly bad, punk. They drove us to the wrong things to eat. Now were fat because we were sitting around eating pasta and chips and stuff like that. The government was recommending that. Well, the state of youre exactly right. The state of science changes over time. Gerri right. And as we as you heard what is going into these recommendations is not just science. There is politics involved to. You have to tyke this with are grain of salt. Does the government need to set policy based on these guidelines . Take it with a grain of salt but not two grains of salt. Let me go back to the statement about eating more fruits and vegetables but that is good recommendation but this is all about carbohydrates in terms of significant degree representing health risk. Consumers need to understand there are hidden sources of sugar in carbs. For example 12ounce glass of orange juice contains nine teaspoons of pure sugar. May as well drink a can of cola for breakfast. That is the type of education people need to get to make informed decisions. Idea of mandating that is a little bit draconian. Gerri im on your page. Keri is disagreeing with soda for breakfast. That is little farfetched, comparing orange juice, 100 orange juice to soda. That i wouldnt compare. Im glad it is farfetched. Thats good. Thanks so much for coming on. I knew it would be a good panel. Thanks to all of you. Thank you. Gerri i want to tell you im very happy to see my viewers are on the same page as me with this stuff. We asked to you tweet us, what is your guilty habit out there right . We got this from age i think. Movie nachos with fake cheese and too many jalpenos. I only feel guilty when the chips get soggy. Amen to that. Rick says this it is my sausage egg and cheese bagel. I love. That breakfast delight. You have to have a little bit of that every once in a while. Maybe dr. David has that right. What are we eating . Maybe keep eating more of it. More to come this hour including a major mistake surrounding obamacare forcing a Million People to delay apply filing taxes. Would you buy an drive a apple car . Could it soon be reality . Details coming. You show up. You stay up. You listen. You laugh. You worry. You do whatever it takes to take care of your family. And when its time to plan for your familys future were here for you. Were legalzoom, and for over 10 years weve helped families just like yours with wills and living trusts. So when youre ready start with us. Doing the right thing has never been easier. Legalzoom. Legal help is here. When heartburn comes creeping up on you. Fight back with lief so smooth. Its fast. Tums smoothies starts dissolving the instant it touches your tongue. And neutralizes stomach acid at the source. Tum, tum tum tum. Smoothies only from tums. 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Request a prospectus or summary prospectus with investment information, risks, fees and expenses to read and consider carefully before investing. Call us or your advisor. T. Rowe price. Invest with confidence. Gerri well, you probably heard the rumors. Apple reportedly working on a secret electric car and it could be coming to market as soon as 2020 believe it or not just five years from now. Reinforcing these rumors, the company gettingcaught up in illegal battle from poaching companies from an electric carmaker. Does apple have what it takes or should it stick to iphones. Were with former google tech manager sarah cooper. Welcome to the show. Is that a big leap from iphone to entire car . That is pretty big leap. If you have problem with ios 8, hopefully you get by with Good Customer Service but if you have a problem with your car gerri drive to somebody else. That would be pretty dire consequences. Gm dan akerson told reporters that no way apple can pull this off. I dont know if he is speaking from one of the biggest carmakers in the world and nobody can do what i do or is that true . Is it too hard capital intensive, too difficult. It is a difficult industry to get into. Most automate tiff Industry Experts you need five to seven years to develop a new car. Apple has zero experience developing a new car. They say they can do it by 2020 . Gerri 2020. That is five years from now. Gm did it in five years. Havent had that much success. Youre not seeing fiskar cars all over the darn street, thats for sure. Akersons point says there are too many players and margins are too small. You make a big Capital Investment and dont get a payoff what youre doing. Look at this number, apples cash hoard is 178. They can buyout right gn and in order, seven times over and little money on the side. Why dont they buy expertise. Gm and ford might not be up for sale. Well see if that is true. They have been talking to tesla but were not thinking actually tesla is actually for sale. Elon musk has too lofty goals for his company. He might make a partnership with them though. Gerri right, exactly. What does apple car look like . , i mean you know, it is interesting i have this theory about apple what they really want to be is the highend the elite brand like tiffanys of electronics. Yeah. Gerri so what would their car look like . Theyre known for their incredible design. So im thinking that the car would actually be incredibly sleek but it would have to be extremely Energy Efficient to compete with some of these electric cars. Theyre saying it might be a minivan. You can imagine a experience where in the front the parents are getting one Entertainment Experience and in the back the kids getting movies and games. Yeah, you never know. They might revolutionize this. If they do it with the phone maybe they can do it with a minivan. Gerri so they poached someone who designed a concept car for mercedes. Look at pictures of the car from mercedes because it is mighty pretty. This might be close to what youre talking about. Do we have the pictures i hope because theyre very beautiful, very sleek as you say hightech, cuttingedge, electronics. Is that something you think . Apple might do . I think it would have to be Something Like that. In order to actually differentiate themselves to say this is car Everyone Wants to buy which will probably be pretty expensive as well, it better be something completely different and revolutionary. Gerri talk about the batteries that is what it is all about, right . How far does apple have to go to create a battery that would fuel a car . That is why theyre poaching employees because they have the expertise to sustain a car an battery that would differentiate themselves. That technology could be used in any of devices. Maybe in this car doesnt go anywhere, it might do something else. Gerri they have so much cash. Billions of dollars. Sara, great to see you. Thank you. We want to know what you think. Here is our question tonight. Would you buy an apple car. Log on to gerriwillis. Com. I will share results at the end of tonights show. Later in the show, you knew we would talk about liquor. Jim beam claims its whiskey is hand crafted but is it relately . Well debate. The obama care enrollment session claimed was a huge success. There now forced to acknowledge a big big oopsy. Stay with us. You total your brand new car. Nobodys hurt,but there will still be pain. It comes when your Insurance Company says theyll only pay threequarters of what it takes to replace it. What are you supposed to do, drive threequarters of a car . Now if you had Liberty Mutual new car replacement, youd get your whole car back. I guess they dont want you driving around on three wheels. Smart. With Liberty Mutual new car replacement, well replace the full value of your car. See Car Insurance in a whole new light. Liberty mutual insurance. Its frustrating being stuck in the house. Good thing xfinitys got 2 hour appointment windows. They even guarantee theyll be on time or i get a 20 credit. Its perfect for me. cause i got things to do. Oh, yeah woooo with a guaranteed 2 hour appointment window and a 97 ontime rate xfinity is perfect for people with a busy life. Gerri latest obamacare blunder, this time the irs is to blame. Nearly one Million People were told that the irs sent them wrong information for tax returns. The government is asking in to delay sending in the returns until it is straightens things out. With us dr. Potarazu. Welcome back to the show. Tell us what the mistake was. The mistake was that the benchmark premium number used for the form was incorrect. And it is off of that number that is the calculations are based. And having been in the industry for over 20 years gerri you mean calculations for subsidies, right . The calculations of the subsidies, yes, thats correct. So having been in the industry managing Health Care Technology and data that kind of mistake is extremely serious. Because gerri it is also it is serious but also making people mad because if you delay them turning in their tax returns, they have to wait for their refund. Theyre currently being told that you cant file until march. Dr. P, you know how this works for so Many American families. You have that refun timed to the day. You have that monly already spent. This has a lot of people out there frustrated, wouldnt you say . That is the first domino, to fall gerri. Youre absolutely right, people will get frustrated because theyre only reporting 800,000. But im absolutely confident the problem is much more serious and what happens next is that were going to discover there are deeper issues, because the back end systems are having problems in terms of synchronizing data coming in from the irs, going to the insurance companies, and it is so complex that the number of problems and errors that can occur, are far more than what has been anticipated. The next domino to fall is when people figure out the actually dont have coverage when they thought that they did or they show up in the Doctors Office there is a problem. At which point, this act does not become affordable, and there is no care. Gerri let me interrupt you here for a second because youve been saying for a long time there are problems in the back end and they will only slowly show up but i want you to hear from the ceo of obamacare kevin carnahan. Listen to this. Were very pleased with the second year. Were not doing any victory laps. There are always opportunities for us to do things better which is what were committed to doing, were confident that next years open enrollment is going to be even more successful and easier for consumers. Gerri dr. P, is that just pr spin . The number is not in enrollment. That is a fallacy. It does not matter how many people enroll. The endgame is if those 11 Million People are actually paying the right subsidies, the math is correct and theyre able to get the care and doctors that theyre supposed to. Until we receive that end point, it is like giving people a ticket to an Amusement Park and there are no rides there is no cotton candy and nothing is working but you have 11 Million People in the Amusement Park. Theyre not going to be happy and thats where we are today. Gerri wow. So 11 Million People enrolled but 800,000 is a big percentage of that 11 million. And that is the tip of the iceberg. And i speak again gerri let me say i heard people talk about the proportion of folks who sign up, who typically actually send in the check, okay. That is not just for obamacare. It is for any health I