Afraid to touch. Our Political Panel weighs in. A simple step to keep hackers away from your devices . Plus advice before your next hospital visit on what to do when the Insurance Company doesnt pay . All this and more coming up on the willis report where consumers are our business. Friends, we 3r 1 hours away from the deadline to file your taxes. If you are one of the last minute filers frantically running around trying to get this done, there is one question that may occur to you. Where exactly are my taxpayer dollars going . Here to answer that question is Heritage Foundation tax policy expert curtis debay. Welcome back to the show. Always good to have you here. Where does my money go . Well it goes to all sorts of things. I think taxpayers would be surprised to find out a lot of the money goes to Entitlement Programs like Social Security and medicare. People think they pay for them during working years and get the benefits back after they retire. It doesnt work that way. Theyre pay as you go programs. You pay during the working years to fund the benefits of those who retire today, and when you retire, current workers pay no taxes. Gerri curtis, i got to tell you youll get an argument from viewers who believe they put the money in the system they should be able to claim it when its available. Take a look at the list Social Security per person claiming about 2800 bucks. Medicare 2100. Food stamps 241 bucks. Other welfare programs 2500. Defense 1700 edtation 1300 and you got to pay for all, this right . The net interest on the debt which is 17 trillion dollars, 868 bucks. So you look at these number us and think theres all they do is go up every single year and in fact what you find this year, the federal government is collecting more from us, but theyre also spending even more. Tell us about that. Yeah, of course during times of economic expansion, the tax burden grows, the economy has been growing very slowly for about five or six years now. The tax burden has been expanding. Thats why we get in the situation where we have big deficits, even though we have record high cash revenues. The only way to get the tax burden under control is to get the spending under control. The way that government should spend what it brings in in taxes. It spends as much as it wants to spend. Men and women in congress as much as they want to spend and bring in cash revenue and the resulting deficit is it is what it is. The explosion in the spending of the Entitlement ProgramSocial Security and medicare means deficits and debts will reach unseen levels in the near future. Gerri essentially, we have given the government 9. 7 more than last year. Same time of the year First Six Months of the year take a look at this. 642 billion dollars. Individual taxpayers, not the corporations out there. So those numbers have gone up dramatically. I want to make a comparison here because its fun to look back at history, right in the tax code is 102 years old. And when it started out, the highest tax bracket was 7 . Today 39. 6 . How did this happen . It seems out of control to me. Well, yeah, so taxes are going up but have grown over time. The progressive nature of the taxes has gotten more and more progressive as things have gone on and were at a point where we desperately need cash reform to get things under control. Unfortunately, there is not a lot of appetite here in washington. Mostly from the president s position to push tax reform. So unfortunately i dont see a lot of relief coming any time soon. Gerri darn it i was hoping you would bring us tax relief on the eve of tax day. Curtis, thanks for coming on, so good to see you. Thank you. Gerri and now we want to know what you think . Heres our question tonight ill share the results at the end of tonights show. And onto politics. Hillary clinton kick off her First Campaign events in iowa today but no flashy rallies or rubbing elbows with big donors instead meeting Everyday Americans at coffee shops and colleges. With more on this guy Benson Senior editor for townhall. Com and dan heninger of the wall street journal. Dan start with you, its like fingernails on a chalkboard when i hear her talk about Everyday Americans. She has to talk about Everyday Americans gerri. It is more of the same. More big government. Its going to be pretty much what you guys were just talking about. Shes going to propose more programs, bigger programs, and its interesting why. She is running in an environment of economic anxiety. No matter what the stock market says. Poll after poll suggests the average person out there feels stressed. Their incomes arent rising. And Hillary Clintons message is going to be were the government and were here to help you. Gerri i want to interrupt you there thats the point i want to focus in on with guy here for a second which is that the economy is no great shakes, employment is not that terrific. A lot of elements trend downwards and not up. Its entirely possible that what weve been describing as a recovery is turning into Something Else entirely. To what degree is hillary going to have to defend obamas economic policies and how the holy heck can she do that . Youre right gerri. A mixed bag on the economy. What youll see from hillary is a lot of defense when it comes to obamas record look, we were in such a bad position after bush look how far weve come. Of course its not far enough. Im going to finish the job that president obama started and thats her line. And when you talk about Everyday Americans average americans that she wants to champion, this is what she says in opening video, i found it interesting that today in iowa she was blasting ceo pay, which, of course, is sort of a typical demagogic class far fare populist message to strike. She has to be careful here, this say woman who makes 300,000 per speech. Who made 14 Million Dollars for last book who has demands about the smallest private jet she will deem to fly onto private events. Shes going to try to be this class warrior. Thats the way shell present herself, its a tougher sale for her than a lot of democrats. Gerri she hasnt driven a car since 1996 is what i hear. It is a tough sell. Stan, you said Something Interesting to producers about cradle to grave mediocrity. I believe president obama looks to europe as the font the example that we want to follow here in this country with economic policies but is that the right idea . Its not the right idea. And question is whether the republican candidate will be able to make that clear. Look, we have had about 2 growth throughout the entire obama presidency. This country grew over 3 in the entire post war period. And basically the economy has flat lined thats what people are feeling. And question for Hillary Clinton is whether shes arguing the 2 growth is the new normal. If its the new normal, the government will step in with Free Education and programs like sdmashgs i dont know whether the American People are sitting there saying were done, were ready to turn into western europe. I dont think thats going to work. Gerri another topic bubbling up i think both of you should weigh in on thats Chris Christie today talking about Social Security. Let me tell you, Social Security is something you do not want to touch, if you want to listen to our viewers. They believe they set this money aside themselves. Out of their paycheck, every single week, this is their money. Chris christie saying no maybe not, maybe were going to change the rules. If you have a decent income we might scale back your Social Security benefits. Guiding you first. Whats going to be the reaction to this . I think its a smart play by Chris Christie. As previous guest noted, our unpaid for promises known as the Entitlement Programs unfunded liabilities are the biggest driver of our debt a debt americans are concerned about. The question is what do we do moving forward and plans require leadership to push through my goodness this is the third rail of politics, though. Look if you do this if you do this, then all bets are off. Youve broken every promise. You promise these people these benefits theyre not going to be here you kidding me dan, weigh, in how do you view this . Im sure hes saying people receiving the benefits continue to get them. I agree with guy, this was a hail mary. This is Chris Christie saying im the antidemocrat. The democrats are proposing to increase Social Security. Gerri thats right. And i think christie is trying to play into his strength. The idea he talks turkey with people. Talk tough and can sell almost anything. Hes attracted attention back to himself in a very dramatic way. Gerri eliminating benefits entirely for individuals making 200000 or up. Let me tell you, if ive been earning money, having a paycheck seeing the Social Security payment taken out, payroll tax each and every week, i aint going to be too happy about that, and i think a lot of people agree with me. Other ways to fix the budget problems. There is overspending every way you look. Guy and dan, terrific to have you both here. Thank you gerri. Gerri shocking numbers on data breaches, is your information at risk . Send me an email or tweet me, well be right back. When the moments spontaneous, why pause to take a pill . Or stop to find a bathroom . 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Visit legalzoom today for the legal help you need to start and run your business. Legalzoom. Legal help is here. Is it the insightful strategies and Analytical Capabilities that make edward jones one of the biggest Financial Services firms in the country . Or is it 13,000 Financial Advisors who take the time to say thank you . night jim. Gonna be a while . I am liz got a little writing to do. Its why edward jones is the big company that doesnt act that way. Gerri cybercriminal gangs are Getting Better at sneak past Security Walls stealing your information. A new symantec report reveals hackers pulled off more than 300 major breaches against companies in 2014, a 23 rise from the year before, and individuals in hot water tonight. How do you keep your computer safe . Asking the director of Technology Solutions at rsa. Tell us about the big jump in Corporate Company breaches. Yeah, gerri, i think that what were seeing in the industry is a continued pattern of breaches in abuse. And what we have is a pattern where we have an extremely devious cybercriminal underground and a very trusting public. When you bring the two things together, it is a recipe for disaster. We have these ideas are very super sophisticated hackers that can get into any system get through any defenses, but what were seeing in the research in the industry in these reports is actually the techniques that theyre using arent that sophisticated. Theyre relying on the trusting user. Its true. Theyre relying on the trusting user whos going to click on the email, the one in four users who will click on the bad attachment and let that guy into the network. Gerri is that the weakest link . It often is. Some of this basic blocking and tackling where so Many Companies arent keeping up with this are the weak links. Another thing that we see is hackers are exploiting the wellknown bugs wellknown top ten vulnerabilities that theyre not addressing that let hackers onto the servers systems and applications. Gerri ill bite what are the top ten . Some of them are just wellknown vulnerabilities with very widely used software. Web Server Software common applications common operating systems so they know if they target a company typically theyll have Something Like this in place, that they can go after and find a way in. Gerri so its outdated software, maybe the security patches have not been updated not supported anymore. Thats a tough problem. You know, ive got to think. It is a gerri go right ahead. It is a tough problem. One of the things we find almost 40 of companies dont have a good problem to address the vulnerabilities and do it in a quick systematic up to date way. That creates opportunity. It really is. Its the basic blocking and tackling that organizations need to shore up. Gerri all right, organizations what i care about is the individual how is this hurting me . Well, certainly as consumers put more trust in the Companies Share more information with them, as more the commerce we do happens online, our personal information is at risk, our Financial Information is at risk. All this information that were sharing with these companies as we do business with them potentially can fall into the hackers hands. Gerri and, of course spam is a big problem. Spam is a big problem. This is a way thats been revealed in the research that a lot of hackers are gang their way. In sending the phishing emails that are convincing and trick companies and users into clicking on them, potentially opening up to attacks or revealing Sensitive Data like passwords or personal information that the hackers use to get into the personal systems. Gerri whats the red flag youre looking at spam. The biggest red flag when you start to look at spam or the phishing emails is something that doesnt look right. Doesnt have the same logo, doesnt have the same professionalism the english might be off. Something doesnt make you feel right. So the key is for consumers is to think before you click. Read through that say does this make sense . Is this something that companies they trust would be asking me for this information . Does this really make sense to me. Gerri hard to be on guard when email is such an important part of your life and youre in it all the time. Inevitably late in the day, you are scrolling through and say ive never seen that name and you open it up and it ends up being spam. So easy to fall prey. Robert, appreciate your time. Great thanks gerri. Gerri and later in the show a nearly 2 billion va hospital is not filled. Why the holdup and why the cost is going higher . And next did congress do the impossible and reach a compromise . 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