My name is chris noth and i will listen. From maine to maui, thousands of High School Students across the country are getting in on the action by volunteering in their communities. Chris young action teams of High School Students are joining volunteers of america and Major League Baseball players to help train and inspire the next generation of volunteers. Carlos pea its easy to start an action team at your school so you, too, can get in on the action. Get in on the action at actionteam. Org. cause youll be in my heart yes, youll be in my heart from this day on now and forevermore. Narrator if animals are our best friends, shouldnt we be theirs . Visit your local shelter, adopt a pet. Youll be in my heart no matter what. Cbs cares. If you were a hippie in the 60s, you need to know. Its the dawning of the age of aquarius. Yeah, and Something Else thats cool. What . Osteoporosis is preventable. All osteos preventable . Right on if you dig your bones, protect them. On this veterans day, president obama said he is still not satisfied with the department of veterans affairs. The president ordered a massive overhaul last year. After reports that many vets were forced to wait months for treatment. Now Margaret Brennan reports the va paid millions in bonuses some of it to doctors under investigation. Reporter dr. David houlihan former chief of staff at veteran center in tomah, washington was nicknamed the candyman, he allegedly dolled out high amount of pain medications to patients. Yet the va paid houlihan, a 400 4,000 performance bonus last year. Being fired earlier this week. The v. A. Paid out 143 million in performance bonuses to employees in 2014. Several under investigation or accused of mismanagement, the list compiled by the House Veterans Affairs committee and evidence of the va disturbing trend of rewarding employees who preside over corruption and incompetence. In a statement the v. A. Said it needs to pay bonuses to attract and retain top talent and did suspend payouts last year to some senior executives, following revelations employees falsified wait lists to meet targets. V. A. Secretary bob mcdonald brought on the fix the wait list scandal said the agency has made progress but congress is in the way. My vision is being held hostage by politics. What i am trying to do is to work with the members of congress to leave politics at the door and focus on veterans. Reporter now, charlie, mcdonald Needs Congress to approve a more than 1 billion funding increase he requested to help overhaul the va. To serve the 23 million veterans in this country. Thank you, margaret. Two Fantasy Sports web sites said today they will fight to stay in business in new york state. The attorney general there whistled them for illegal gambling ordered them to stop taking bets in the state. Vladamir duthier is following. Reporter fanduel one week fantasy football leagues are paying 75,000 a week. Reporter fantasy web sites. Fanduel and draft kings have become cash cows and brought in nearly 1 billion in entry fees last year. Both companies spent 200 million on ads that seem to run nonstop during football games. This is the fantasy football season. That could change it all. Reporter the sites were exempt from a 2006 federal law that banned Online Gambling because they argued their contests involve skill not luck. But after investigating the two companies, new York Attorney general Eric Schneiderman is calling a foul. Its not some new variation on the traditional Fantasy Sports. Its just variation on illegal Online Gambling you cant do that in new york state. Reporter Fantasy Sports players like this man believe snyderman has gone too far. To make the whole thing illegal. I think he is going to get backlash. I dont think it will work out for him well at all. Reporter six states have banned Fantasy Sports for money. New york state has more daily fantasy players than any other. This sort of aggressive marketing. The instant payout. The fact you can do it on your phone any time. This is a very tempting venue for anyone who has gambling addiction problems. Reporter in a Conference Call with reporters, fanduel ceo, nigel echols said the company will pursue every legal action. Reporter draft kings and fanduel have five days to respond to the cease and desis order. Both Companies Plan on challenging the order, charlie. Until then the ceo says theyll offer paid contests to their new york customers. Thanks, vlad. We were reminded this week that cell phones can be dangerous in the hands of young people. There is a new case that involves sexting, which is sending messages of of a sexual nature. The case is on long island in new york, but it could happen anywhere. Jericka duncan reports. When i got the video i didnt know what it was. Reporter 15yearold a. J. Fenton and kieran failin were suspended from schools for opening a sex video on their smartphones sent to them on a group text message. I think it happens quite often. In all, about 20 long island students were suspended for up to five days for forwarding the video or simply receiving it. Two students were arrested and charged with felonies for distributing child pornography. Parents thomas failin and Andrew Fenton are fighting to overturn their sons suspensions. Nobody knows what is coming to their phone. If he is 18. Colleges are going to say suspended from school. He is going to say yes. Next question is why. According to what the was on his phone. Reporter this month officials in colorado reported at least 100 students at Canyon City High School used a secret app to exchange nude photos on their smart phones. Police in ohio are currently investigating a sexting case involving 14 children ranging from 11 to 17. Computer expert and cnet editor dan ackerman says with modern technology there is no way to guarantee your childs safety. The one thing we discovered over the years is that anything that you put out there on the internet something you are posting publicly or sending privately exists in digital form. Can never truly be deleted. Looking back, kieran and a. J. Admit there is one thing they could have done differently. Good chance on not opening it. Deleting it right away. Reporter a lesson they didnt expect to have learned in school. Jericka duncan, cbs news, long island, new york. Coming up, debt from Student Loans could ruin retirement plans for millions. The out of this world offer for the blue moon diamond. Giant step. So how ya doing . Enough pressure in here for ya . Ugh. My sinuses are killing me. Yeah. Just wait til we hit ten thousand feet. Im gonna take Mucinex Sinusmax. Too late, were about to take off. These dissolve fast. Theyre new liquid gels. And youre coming with me. Wait, what . you realize i have gold status . Do i still get the miles . New Mucinex Sinusmax liquid gels. Dissolves fast to unleash max strength medicine. Start the relief. Ditch the misery. Start the interview with a firm handshake. Ay,no dont do that try head shoulders instant relief. It cools on contact, and also keeps you 100 flake free. Try head shoulders instant relief. 40 million americans have combined Student Loan Debt of 1. 3 trillion. A financial burden surpassing credit card debt. For many, paying off college could mean putting off retirement. Here is Anthony Mason with tonights eye on money. Some body read the title for me. Reporter when jess sanchez got his masters in education, the fifth grade teacher finished with more than 90,000 in Student Loan Debt. His first thought when he saw the bill crap. What did i do . The 35yearold southern californian was hoping to save for retirement and help pay for his 10yearold sons college one day. But sanchez says half his 50,000 a year salary will go toward paying off his loans. I have no budget for retirement right now. Right now just trying to keep afloat financially. Making sure i keep a roof over my sons head. Reporter the average Student Loan Debt of 35,000 can cost graduates nearly 700,000 in lost Retirement Savings over a 50 year period. Your fate is that you are not going to retire until 75 which is pretty sobering. Reporter a personal financial expert with nerd wallet. If you are faced with the choice of paying down your college debt or put money aside to save for the future what do you do . Dont look at this as either or. Reporter she advises them to modify or stretch their lens while cutting back on expenses. Even a small savings now will pay off hugely down the road. Albert einstein called compound interest the eighth wonder of the world. I think he was right. Reporter if a 23yearold earning the median salary who has 35,000 in student debt saves 6 they can expect to retire at 75. The retirement age drops by five years. The average student debt is now 5,500 higher than it was just three years ago. If that rises in some how slowed the student loan crisis could become a retirement crisis. Thank you, anthony. A major retail chain apologizes for an inappropriate holiday ad. Thats ahead. Welcome to cbs this morning. Were following breaking news. The busiest amtrak corridor shut down. No trains. Thats the derailed cars. On the front line behind me the police have fired stun grenades. The wind is pushing the flames up the hillside away from the highway. This was so devastating, charlie. How are you doing, mom . Im okay. The largest storm to ever hit the united states. Just one of the many areas that will likely be lashed by sandy. Would you take the country in the next four years . Everything takes longer than you look. Do you think you are the last . I will never, ever forget the last 48 hours. You have said a strong centralized government is in the dna of russia. In less than a month, the president of syria, president of iran, Prime Minister of israel. Who does he think he is . Charlie rose. Ive got you. You dont have me. In fear and panic, people stepped up to help one another. Good morning from the top of the new one world trade center. We are going to give you the first look at the spectacular views from the tallest building in the western hemisphere. People always say they love their fans. But there really is Something Special about you and your fans. You and i have been friends for a while. Im thinking so far, so good. Welcome back to cbs this morning. I said it was going to be a good morning. Best ever. Love being on the show. Im just star struck to be here. We are very good. Thats fantastic. Be here every day. Good company with us. Haha. Whoa. Cbs, everybody. Cbs in the morning, so yall keep watching. Once in a blue moon someone pays a record price for a gem. It happened today at sothebys in geneva. The rare 12carat blue moon diamond sold to a collector from hong kong for 48. 5 million. Well there was no gem. We have a new entry in the catalog of regrettable ads. Pbloomingdales put out a holiday ad. Showed a young man looking at a young lady with the caption spike your best friends eggnog when theyre not looking. After an uproar on social media, bloomingdales admitted the ad was inappropriate. The pandacam at the national zoo in washington captured a milestone. Beibei took his first wobbly steps on monday. He its just shy of 3 months old. His mother may zhong was there. For veterans, stresses of war melt away when they catch a lift. Thats coming up next. Woman what does it feel like when a woman is having a heart attack . Chest pain, like theres a ton of weight on your chest. Unexplained nausea. Cold sweats. Theres an unusual tiredness and fatigue. Theres unfamiliar dizziness or lightheadedness. Unusual pain in your back, neck, jaw, one or both arms, even your upper stomach, are signs youre having a heart attack. Dont make excuses. Make the call to 911 immediately. Learn more at womenshealth. Gov heartattack. Bipolar disorder is a brain condition that causes unusual or dramatic mood swings. It affects millions of americans and compromises their ability to function. When diagnosed, bipolar disorder can be effectively treated by mood stabilizers. But most people with bipolar disorder suffer for years without help because the symptoms are missed or confused with other illnesses, like depression. Learn how easily you can help keep this from happening to a loved one. On this veterans day we asked facebook friend to share pictures of veterans and families. Photos from all over the country. Here are just a few. Some served during world war ii, or korea, others more recently in iraq and afghanistan. For many vets the wounds of war are invisible. But some are on the road to recovery inspired by fallen heroes. Here is chip reid. Reporter every time former marine John Danzinger hits the treadmill and retired soldier pumps iron they say they feel transformed. If you are not physically fit. You are not mentally fit. If not mentally fit, you will not be spiritually fit. Both were diagnosed with psd and said working out may have saved their lives. Im sweaty. Reporter the men say Lynn Coughlin and her brother chris made it possible. My brother was my best friend. Reporter Corporal Chris kauffman was killed in 2009 in afghanistan. He was a lifelong fitness buff. Every time he went to the gym, he said he was going to catch a lift. After he died, i felt like i wanted to do something to capture him and his spirit. Reporter she was surprised to learn there was little in the way of exercise programs for combat wounded veterans. She created catch a lift, a charity that provides free access to gyms anywhere in the country. Even equipment for those who want to work out at home. Had you given up hope about life . When i got back, yes. Reporter the two started their workouts a year ago. The Science Behind exercise and releasing of endorphins and health aspect behind physical fitness makes you feel brand new person some times. Reporter since 2010, catch a lift sponsored 2,500 veterans. Some have lost more than 40 pounds. Many others have gone from more than 20 medications down to two it also helps them reconnect. When you get back, everybody from the military separates and goes their own separate way. All across the united states. And, you know its hard for them to find that camaraderie again. And catch a lift has built upon camaraderie. The gym also remind him of coughlins sacrifice. Some times i feel like he died so we could all live. My brother would really be proud to know that he helped do that through his death. Pain to purpose. Is what he used to say. Reporter veterans pushing through the pain to rediscover purpose in life. Chip reid, cbs news, baltimore. Thats the cbs overnight news for this thursday. For some of you the news continues. For others check back with us a little later for the morning news and cbs this morning. From the Broadcast Center in new york city, im charlie rose. Overnight news. Welcome to the overnight news. The battle over daily Fantasy Sports betting is just getting started. Fanduel and draftking say they will fight back after being ordered to stop taking bets in new york state. Fanduel says 10 of players are in new york. And the state attorney general has no right to declare their business an illegal gambling operation. Vladamir duthier reports. Reporter daily Fantasy Sports were exempted from a law that banned on line gambling, with the claim that they were examples of on line skill. With recent accusations of Insider Trading and bombardment of ads, investigators and legislators are changing the rule book. This is the fantasy football season that could change it all. Reporter a crackdown on daily Fantasy Sports, after new York Attorney general Eric Sneiderman ordered the two Fantasy Sports companies to stop accepting bets in the state. Daily Fantasy Sports which weve been looking into over a month concluded is not some new version of Fantasy Sports. It is really just a new version of gambling. Reporter snyderman sent notices to draftking and fanduel ordering the Online Companies to cease and desist concluding their contests are neither harmless or victimless. It really does lure in people most prone to gambling adiction. In a statement, fanduel responded saying Fantasy Sports is a game of skill and legal under new york state law. Draft kings called daily Fantasy Sports a game of skill. We strongly disagree with the reasoning in his opinion and will examine and vigorously pursue all legal options. Tuesday a notice, could further implicate major sports which have antigambling policies and investments in daily Fantasy Sports. Major League Baseball has undisclosed stake in draft kings. National Basketball Association has undisclosed stake in fan duel. Could create a lot of drama Going Forward and also going to cue things up for a lot of states looking at this at the same time. Reporter six other states have declared that daily Fantasy Sports is gambling. But according to Industry Research new york state has more daily fantasy players than any other. Last night on twitter, both come paend asked daily fantasy fans to