A little bit but I think it's fine I think it's going to be Ok Or maybe the person that you're working with is saying don't worry about it it's all right all is well maybe it's time for that 2nd opinion with a specialist so why don't you come in and sit with our team of advisors so that you can see hey look this is how we put it all put it together this is how we're we're looking out for every single thing that you're going to encounter in retirement health care costs Social Security which to take that you know what happens if if there's a lot of pension because of a death what what about income What about taxes this is what we specialize in and we want to sit with you and help you they've got a call introduce yourself and set up a one hour meeting with us there's no cost no obligation sit down and let's get to know each other and see what's keeping you up at night so call now 970-446-1234 this is for the next 10 callers on the show today so pick up your phone right now 970-446-1234 great opportunity find out where you are find out how you can take advantage or at least get what's right fully yours out of the new tax program find out what your retirements going to be like get a layman Lewis retirement road map started today 970-446-1234 . You're listening to the layman Lewis financial hour on the retirement news network. You can choose a financial professional you've got a lot of big companies out there fancy logos the based out of state and you can call of 800 number and talk to them and figure it out right or you can choose a family. This right here in Colorado Financial Group chuckle a militia Loise father daughter team they're my friends they're experienced friendly professional that is Raymond Lewis check weighman Alicia Lewis the rest of the team will guide you through and make the very best decisions for your retirement how is the new tax laws going to affect you and your retirement when should you actually retire how can you build an income stream that's going to last as long as you do ask a financial professional Those questions have been who you're going to choose you can choose the logo or you can choose Chuck and Alicia and the home team at Lehmann Loise give him a call set up a meeting with the 97066912259706691225 Their website is Lehmann Lewis dot com meet up with the home team Lehmann Lewis my friends 170-669-1225 investment advisory services offered only by duly registered individuals through a wealth management l.l.c. . More of the layman Lewis financial our next but for a closer look at the markets and what's making headlines on Wall Street this is trending now with Joshua Lewis. Welcome to trending now it's a time in the program that we devote to the trends the forces that are shaping them and the implication that these trends might have on your hard earned wealth in retirement game plan our guide as usual the 3rd pillar from the family owned and operated Leymah Louis Financial Group Joshua Lewis So Josh Well what he got lined up for us today I want to talk to you guys about a little bit of optimism So the world's 2nd largest professional services firm p w c You guys might remember them as Price Waterhouse and they just released their annual c.e.o. Survey and among u.s. Business leaders optimism about the coming year has gone from 24 percent to $59.00 Well yeah considerable increase and what this survey measures is they're going to look at optimism about global growth and the worldwide economic environ. It all right so I like the I just the numbers right Joshua because this is why I love it when you come in and share this with this because I'm still not really understanding exactly what this is but here's what I heard the C.E.O.'s of America's corporations were feeling at only 25 percent of them are feeling really good about how things are and this latest survey that's more than doubled you know almost 60 percent of them now are optimistic and I know from a worker perspective a lot of people are feeling a lot more optimism after the tax plan passed because some of the really large corporations have been handing out bonuses to their employees so that's that's encouraging and optimistic but tell us more about the survey Well I think what's really great is that they're even more confident about their own company's prospects so when we look at a little more segmented almost a 3rd more than last year are optimistic about 2800 revenue growth for their own companies as well all right so what do you think is causing some of this optimism so p.w. See actually asked about that too so when we look back 3 consecutive quarters of 3 percent growth increased and is increasing consumer confidence and jobless rates are now under 5 percent So something else to I think some porn C.E.O.'s are more resilient these days so you think about kind of surviving a lot of this to mulch us political environment and current administration's 1st year I think a lot of C.E.O.'s have kind of learned to focus on the things that they can control and so suddenly we've kind of seen the sort of business centric approach where a lot of these guys are really now concentrating on growing their businesses reducing their costs creating these kind of strategic alliances and a lot of m.n.a. Type deals are happening as well so over half of the C.E.O.'s surveyed expect their employee had count. To increase in 28000 as well Ok so let's back up for just a moment there because you said a lot of him an ace What exactly does that mean mergers and acquisitions so all right that makes perfect sense now that a lot of that is going on right now as well absolutely and part of that's just in strengthening or forging those alliances but we're also seeing people kind of in this idea of streamlining a business why not own another business that we do business with because if our revenues increasing Well then generally speaking a lot of these corporations have the cash flow to begin expanding some of their own business structure you know and you mentioned one of the other things that this you know really brought out was this idea of these businesses who are working together these strategic alliances not necessarily buying each other but just working together and we talked about you know one of the previous the trending topics was all of the work that Amazon has been doing with the likes of j.p. Morgan and Berkshire Hathaway to come up with some health strategies you're absolutely right and I think a lot of that's just going to continue kind of in the future where you know as a business owner we want to focus on what we're good at and what kind of generates that revenue but how can we partner with those other companies that are really going to add additional value to our business practices so is this optimism that we're seeing here is it exclusive to the you know American business leaders are we seeing this in other parts of the world as well so interesting Lee enough no a lot of global business leaders were included in this survey and 57 percent of them believe the same thing so when we look at the percentages that's actually more than double the year before so when we talk about increases this is the biggest increase for this survey since I began in 2012 so the real question is just because. There feeling good about it right are these businessmen right right is this a reliable indicator for you know that the Joe Schmoe Slike me to look at and go wow these guys are confident maybe I should be more confident that's a good question mentally answer with this so the International Monetary Fund the i.m.f. They just updated their global growth forecast for 28000 to 3.9 percent so I think that just kind of speaks about you know we have these feelings of optimism but when we look out into the world I think there's some some valid empirical evidence that's going to indicate we are growing not only domestically but as a worldwide economy as well all right so now we're on to something because we're looking for these things that are trending now so Joshua what what is that where is this growth going to happen where should we be looking at well worldwide when we look out you know what some of the top C.E.O.'s are identifying what's really going to be the u.s. As the top growth market for $28.00 teen which I think is exciting you know not only for us as consumers but for us as business owners and just citizens as the us come in and 2nd it's going to be China then Germany and then the u.k. India is number 5 and they're just come in and ahead of Japan for the 1st time actually and then in order so it would basically be the u.s. China Germany u.k. India and Japan while Are they foreign C.E.O.'s are they as confident as the American C.E.O.'s that their companies are going to shine in 2018 that's a really great question too so interesting Leigh enough it's a bit of a mixed bag I'm looking at some of the foreign C.E.O.'s they're really kind of under the belief that the world markets will grow in 2018 and most of them indicate that they believe their own country's markets are going to grow yet I think they're less sure their own companies will grow so. That's kind of the dynamic difference between the u.s. And the rest of the world so just to take a quick peek at the numbers foreign C.E.O.'s are almost 20 percent less confident than American C.E.O.'s that their businesses will grow in 28 team so I think maybe some of that is sort of framed up by just intense competitive pressures there in the global marketplace case that's a good good measure to look at here so if the competition is on the list of the top c.e.o. Concerns what else are they worried about you know disserve a look any deeper than that yeah absolutely so in a global sense they're concerned about terrorism I mean really who isn't you know current state of affairs but I think their concerns are a little more business centric than they were a year ago so kind of looking at some of the data I would say they're concerned about the availability of key skill sets in the workforce so they're concerned about impact of political populism and I think it's interesting when I read through the report they didn't closely define what they would consider political populism I mean I know what I think they mean but it's hard to say in that regard but ultimately I think a lot of these concerns of really ascendant as concerns about exchange rate volatility changing consumer tastes have descended and really universally the threat of overregulation that's just so huge extreme concern to most all C.E.O.'s and really a kind of comes back to a lot of people wondering how do we adapt our business to the advent of artificial intelligence or Ai you know what is that going to look like in a long term play and are we really setting up our business structures to take advantage of Ai or will we ultimately become the detriment of artificial intelligence so give us an idea Joshua what are the real takeaways that you had from the survey and how it might. It just or at least give you different insights on how you work with your clients at the layman Lewis Financial Group right so just a couple Cliff Notes So confidence is highest in North America and that's half the C.E.O.'s say they can weather the changes that are really coming down the pipe the lowest is going to be in the Asia Pacific and we're talking about only 8 percent are sure of them being able to make those changes I think there's optimism kind of bordering on excitement right now but I think it's key to remember that wherever there is a potential for massive change there's always an undercurrent of fear and trepidation So I think it's imperative that we watch these changes but we also don't become fearful of that because I think when we let too many of those emotions drive our financial decisions all timidly we can end up making some bad choices Joshua Lewis another eye opening look today at what's trending now and how it might affect your hard earned retirement dollars with the survey from the C.E.O.'s from around the world Joshua thank you for your time if you want to sit down and get an idea of what the you know perspective might be for your retirement strategy and how these or other events happening in the world might affect how your hard earned dollars develop as you get closer to retirement well then pick up the phone and call the layman Lewis Financial Group right now 970-446-1234 Yep it's that simple 970-446-1234 call the layman Lewis Financial Group today get started on your very own retirement roadmap so you can see what your retirement looks like charted out through the years this is an off the shelf it's not you know someone going to reach in a drawer and hand to you this is going to be crafted with you your information your hopes your. Dreams all laid out for you in a logical roadmap of your retirement pick up the phone and call him today 970-446-1234 this has been trending now with Joshua Lewis more of the layman Lewis financial our next. He taught me a lot not so much by what he said but by what he did he helped others find happiness in retirement and his son Chuck Lehmann Jr I decided to continue my dad's legacy and for the last 35 years I've been helping Coloradoans retire happy I'm so proud of you Dad I'm Melissa Lewis My husband Josh and I are the Lewis part of Lean In this financial group growing up I watched my father find his happiness by helping others find theirs and I knew that that's what I wanted to do 3 generations with a 4th on the way layman Lewis Financial Group is your home team when it comes to planning for your retirement they don't answer to a big corporation they answer to you give them a call right now to find out what you need to know about the new tax laws and how they might affect your retirement income their number 970-964-6288 meet with the home team at Lehmann Lewis financial 970-964-6288 investment advisory services offered only by duly registered individuals through management l.l.c. I wouldn't tell you stories about Raymond Lewis Financial Group if I didn't know them personally of Chuck Alicia Josh they're my friends I've known him now for several years and it's easy to see why they're successful in what they do they really do enjoy helping others when it comes to choosing a financial professional you should choose a family business is based right here and asked us Financial Group I think given your stand what makes them so special when you meet with shock Alicia joshing the team at Raymond Lewis and there's a lot to know when it comes to planning for your retirement how did the new tax laws affect you when should you retire how can you build an income stream that will last for as long as you needed to ask the home team Lehmann Lewis they live here they work here and they do. Report to some big corporation in a big city they report to you give me a call right now schedule a meeting to learn how your retirement money can work for you 970-875-6411 that's 970-875-6411 The home team add Rayman Lou us 970-875-6411 investment advisory services offered only by duly registered individuals through a wealth management l.l.c. . This is the layman Lewis financial hour on the retirement news network I'm Robin here's the retirement news network and today we're here with Chuck clément and Alicia Lewis they are the father daughter team that helped make up the family owned and operated layman Lewis Financial Group Think about it this way for 3 generations they've been helping people just like you and me not just get to retirement but to actually navigate successfully through that it's literally their family business to help you when you decide you're done with business today we've been talking about how you can thrive perhaps in the trumpet Khana me whether you voted for him or not whether you like him or not or whether you'd just like to get your Twitter feed back whatever the case may be what's happening today could have a significant impact on the retirement that you have tomorrow so as we talk about this today Chuck you know one of the things that I know you've spend a lot of time talking about is how you know you spend your life working really hard and whatever your trade might be but then you get to that moment and you're ready to retire it's a different ballgame than it's been your entire working life Right exactly and you know and talking about Trump this whole hour like we mentioned earlier whether you like him or not you have to think about how President Trump and what his key to success has always been. It's been pretty simple if you think about it you know he has how many major hotels like 30 some hotels he has in the New York City Chicago Las Vegas overseas Have you ever wondered how he how he's been involved with this how much is he involved with it you think he goes around and checks on things every month I don't think so because if he did with $33.00 hotels that would that be a full time job right there of course he doesn't have the time to check in all these properties let alone as hotels he he's a president for goodness sakes and he's kind of hands full with things like North Korea health care tax reform just to name a few his best weapon for success has been and probably always will be strategic delegation you know he surrounds himself with the best advisors around the top experts in their field of expertise he realizes that he can't be an expert in all things any He's got to seek out and hire only the best experts this allows him to have the freedom to focus on what matters the most you know I fold they believe in strategic delegation one thing I really don't enjoy doing to my house is the law and my wife doesn't like cleaning the house which is why we hired an expert at both of those things we delegate an important activity to people that really know what they're doing and and they like it they like doing it so then I can focus on my wife and focus on what we really enjoy doing like gardening for example and I'm really good at it this delegation strategic delegation gives b. Freedom and I'm happier and this is exactly what Trump does in fact I found that some of the most successful multimillionaires delegate as many things as they can to add to experts that free him up to do what they want to do and you know I think of a couple clients of ours one of particular came in here he was a stockbroker for 30 years. And I thought to myself why is he coming in to see us and you know what he wanted to delegate it because he said I enjoy doing it but I just don't want to take the time and actually I really don't enjoy doing it anymore and I know you guys are experts at this so he delegated at us isn't that what you want to do I mean think about given enough time I could learn to become a dental hygienist an attorney a mechanic but that's foolish because my time is valuable I don't have enough time to have expertise in every one of those fields that's why you've got to depend on someone and as an x. Heard someone it is doing to us every day day in and day out so we're going to make an offer we're going to help you to get started in the right path creating implementing a periodic lay revisit in a strategy for protecting your retirement nest egg there's a lot of unique opportunities out there there's also a lot of challenges challenges that you I don't think you want to be in charge of so if this sounds like something that you think can and maybe I do need to have someone help me with this if you're one of the 1st 10 callers right now at 970-446-1234 you'll get our customized retirement roadmap and there's no obligation of this we'll look at the big picture talk with you about your needs your wants your goals what some of your fears are what keeps you up at night the base of that conversation will provide you with a retirement roadmap this developed based wholly on your individual circumstances so if you want certainty about your income in your financi