The dow plunged 179 points, the nasdaq 62, s p 23. Gold added 6 dollars and oil dropped 1. 09. Google is buying Home Automation Company nest lab for 3. 2 billion. Charter communications reportedly wants to buy time warner for 132. 50 per share. The government logged a 53 billion dollar surplus in december. Its expected to reduce the government deficit by 41 in the first quarter. The obamacare 2013 numbers are in. And show 2. 15 million americans signed up picked a health plan through Health Exchange websites. Jim richter of Performance Trust joins us on this Tuesday Morning for a closer look at the bond market. Good morning jim. Whats the bond market signaling about 4th quarter earnings . Good morning angie. Clearly bonds are strong this year. Had you asked 10 economists at the start of this year where rates were going they would all say they were going up. If you look at where 10 year treasury and long bond is trading they are down in yield and up nicely in price from the beginning of the year. Should investors be concerned about the way they invest in a low Interest Rate market vs. A rising Interest Rate market . Absolutely. Maybe too much information here but if you look at where bonds are trading today were probably 80 to 90 basis points higher in yield than we were a year ago. The important thing that you just mentioned is were still in a low rate environment and were still 100 to 150 basis points lower than where we were before the fed started buying all of these mortage backed securities and all these treasuries. So its definitely a time to be careful. Thank you for that jim. In our cover story, the bureau of labor statistics has revised its list of occupations it predicts will have Bright Futures over the next couple of years. Beginning with two jobs in particular under the broad umbrella of health care and information technology, highlighted by recent news events. When target stores announced that customer information had been hacked, recently, it had the effect of sending a warning to companies worldwide. It used to be just the government got breached, not its target. Tomorrow, it could be a hospital. And each time, it gets more personal. We know its going to happen, just like target did. Weve got to make sure were ahead of those guys at all times. In addition to information security, the bureau of labor statistics updated its list of promising job fieldsnearly half of them in health care, such as nurses who administer anesthesia and phlebotomists, technicians who draw blood, not necessarily in a hospital or doctors office. I think if you add phlebotomists, its a lower paying position but could do it at a walgreens or cvs without them having to hire a fulltime nurse to provide treatment to consumers. Rounding out the list, genetic counselors, alternative energy, such as wind turbine or solar panel technicians, despite the present supply of oil and natural gas, fundraisers, particularly for nonprofits, and Health Benefits analysts, the hr person who can explain to the cfo what costs the company will incur when the subsidies run out will be very valuable. Weve been hired to do that for some clients and its hard to make truly accurate projections. The complete occupational outlook handbook for 2014 and 2015 is Available Online at b lsdotgovbackslashooh. It includes 580detailed occupations, eduction and training requirements and earnings potential. Wary target customers are signing up for free credit monitoring after the retailers massive hacking scandal. Targets ceo said the chain is accountable and is conducting a criminal investigation into who installed malware at point ofsale registers, the retailer is offering customers a years worth of credit monitoring and Identity Theft protection for free. Target says customers may find details on how to sign upon its web site. A record year of jet deliveries for airbus, but it still lags behind top competitor boeing. Airbus delivered 626 planes in 2013. The record year for the European AerospaceCompany Still puts it 22 deliveries behind boeing. The american planemaker delivered 648 planes last year. Both Companies Stand to do well in the years ahead thanks to continued growth in travel and airlines looking to bulk up fleets and take advantage of new designs. A boeing 737700 jet flown by Southwest Airlines is back in flight after a strange stop. The Chicago Tribune reports, the Southwest Airlines flight from chicagos Midway Airport was scheduled to land at branson, missouri sunday night. Instead it wound up 7 miles away at taney County Airport and was forced to come to a quick halt because the runway is half the size of branson airport. No one was injured. An investigation has been launched. Jet blue projects passeger revenue in 2013 will top 20 12. The airline is projecting a 13 increase. Also, jet blue predicts the number of people filling seats on jet blue may come in 2 better than a year ago. And while operating costs are likely to weigh on the bottom line. The airline is out with tweaks to its Business Model that could trim costs. A new scandal is rocking Chris Christies role as governor of new jersey. According to reports federal officials are checking into whether christie misused Superstorm Sandy relief fund. Investigators are questioning if he used 2 million from the fund to create new jersey tourism ads featuring himself and his family. Meantime, a probe is underway into whether his staff maliciously shut down the George Washington bridge, the busiest bridge in the nation. Christie did not respond in time for our broadcast deadline. A piece of Atlantic City history has ceased operations. The Atlantic ClubCasino Hotels heyday included Frank Sinatra and dean martin but the venue has suffered of late, a victim of increased competition. The ap reports that despite once being Atlantic Citys topearning casino, the atlantic was bought by two competitors and is being stripped of its table and slots in a bid to decrease competition in the saturated market. Shopping malls could be a thing of the past in as little as 15 years. Cnbc reportsgiven steadily increasing competition from online retailers, real estate analysts are calling for a complete rebirth of the traditional mall saying the Industry Needs to embrace more practices of the hospitality industry. Foot traffic at brick and Mortar Stores was down nearly 15 this past Holiday Season according to shopper trak. Meanwhile groupon is hoping to make shopping easier with its buy of flash fashion retailer ideeli. The 43 million cash purchase expands groupons reach into the apparel sector. Ideeli offers daily deals on heavily discounted apparel in limited supply. But, analysts say flash fashion sales are out and ideeli is unprofitable, which may weaken groupons profits. After sales slowed considerably lululemon cuts its forecast. The Athletic Apparel maker says it expects 4th quarter revenue to come in shy and predicts a drop in samestore sales of about 1 to 5 . The company has suffered several quality and pr stumbles of late. Founder and ceo chip wilson was forced to step down after saying some womens bodies quote just dont work for the companys yoga pants. Suntory is buying beam inc. To become the worlds Third Largest maker of distilled drinks. Japanbased suntory is buying us based beam for 16 billion dollars, which will add jim beam, makers mark, courvoisier cognac and sauza tequila to suntorys range of whiskeys and midori liqueur. Analysts say japanese Beverage Companies are expanding overseas growth as population in their home market shrinks. More than 90percent of suntorys business is in japan. The beam business will continue to be run in the us. Doityourself soda maker sodastream hits a 52 week low with its stock price. The fall came after the Company Reported less than stellar 2013 earnings. Net income was forecasted at 54 million but came in 23 below that at 41. 5 million. Soda stream stock price slid more than 25 yesterday closing around 36. On the upside of stocks is merck pharmaceuticals. The countrys second largest Pharma Company is enjoying a bump after filing an application seeking approval for a new advanced melanoma drug. The application came earlier than investors expected. Mercks stock touched its 52 week high of 53. 44 and closed the day up nearly six and a half percent. Late last year the company said it would cut nearly 9thousand employees. Jumpin juniper. Shares of the networking equipment maker hopped more than 7 to 25 dollars monday on word activist Hedge Fund ElliottManagement Corp has a plan to raise the companys stock value. The hedge fund is said to have acquired 6. 2 of junipers stock. The fund thinks shares could be worth up to 40 dollars, if juniper increases buybacks, pays a dividend, cuts expenses and streamlines operations. Expansion is on the menu for dunkin donuts. The coffeeand doughnuts chain plans to open more than four hundred new shops in the us. 380 of the locations will be in new markets in the west including california, colorado and texas. Four hundred new shops in the us. 380 of the locations will be in new markets in the west including california, colorado and texas. The idea of allowing passengers to talk on cell phones during flights is not flying with americans. Soon,the fcc will officially open up a time period for the public to comment on cell phones use in flight. Based on about 400 comments comments already lodgedthe majority are against the idea. Heres the web address if you feel the need to air your thoughts fcc. Gov rulemaking 13157. Still to come ford rolls out a revoltionary way to build pickup trucks. Why its a big deal to the people who get behind the wheel. To the rescue the city of detroit gets a financial gift that could save the citys famous art. And why one money manager is looking at specialty banks to make a bundle. Stay with us. Im going to pass chemistry, and ill take it from there. Im going to do what makes me happy. Im going to work hard. Be independent. Live large. Make the most of every opportunity. I knew i wanted to go to college. But figuring out how to pay for it . I didnt have a clue. The u. S. Department of education has over 100 billion. And thats a lot of money. To help students pay for college. And the free application . You mean the fafsa. I did it online. It was easy. Im never giving up on my goals. I will make a difference. Im going to find out how to pay for college. Im going to college. Gov. Generous donors are stepping up with millions of dollars to aid the struggling city of detroit. Local and National Foundations have pledged 330 million to shore up the Pension Funds and protect the Detroit Museum of arts collection. Howeverthe bankruptcy judge in the case said that the pledges do not mean that the citys pensions or Art Collection are off the table in the bankruptcy. General motors stole part of the spotlight at the Detroit Auto Show on monday. Chevys corvette stingray and silverado pickup truck took carof the year and and truckoftheyear awards, respectively. All of the stingrays currently in production have been sold, according to gm. Gm is heading into the new year free of government ownership and under incoming ceo, mary barra. Now on to ford, which is making headlines for its brand new f 150. Monday the automaker took the wraps off the pickup that is made almost entirely of aluminum. Joining us now from the auto show the ford chief operating officer mark fields. Good morning and why the change to aluminum from steel . First off, we listened to customers and what customers told us is they actually want more capability in their trucks and they want greater fuel efficiency. So in our next generation f series, which we are basically reinventing americas favorite truck, we have a high Strength Steel framewhich is the spine of the truck. Then the body is a groundbreaking use of high strength Aluminum Alloy and that allows the vehicle to shed about 700 pounds. That allows customers to tow more, to haul more, to accelerate faster, to stop shorter, and get great fuel economy. What will be the biggest growth area for ford this year. What can investors really count on for 2014 for the company . Overall were very optimistic about 2014. Were coming off an outstanding 2013 in terms of our Financial Performance. Also, its the 4th year in a row of good Financial Performance and we grew the business. 3 out of our 4 regions around the world grew our market share. In 2014, its all about a Record Number of global launches. Were launching 23 vehicles around the world to grow our business. We have our fastest maunfacturing expansion that weve had around the world in 50 years. Were hiring more than 11 thousand people around the world. 5 thousand of those jobs are here in the u. S. So were really positioning 2014 as the next step and critical Building Block as we move forward in building strong brands and growing our business with great products. Ceo alan mulally says he staying put with the company is that a relief . Was talk of him going to microsoft disruptive . Were glad the speculation is behind us and were absolutely focused on these 23 great launches that we have in front of us for this year. Were very excited about working on those and providing those products to our customers. Alright, that was a nice no comment. Thanks for being on our show today. Thanks angela. Coming up. Why the hack attacks at target and Neiman Marcus may be worse than suspected. Bill moller brings us the details. And bank check. Two Financial Firms that could come out with upside surprises this earnings season. Well be right back. There is no doubt the hackers are getting more sophisticated. The latest Security Breaches at target and neimens rattle all of us. So why cant systems be developed to protect us. It seems the bad guys are always ahead of the game. Lets talk with jerry irvine. He is the cio with Prescient Solutions. Youve just learned some new details about these latest hacks. What do we now know . Theres suggestion now that based on the amount of information and the different categories of information from user ids, passwords, Social Security numbers, all of that information that it was not just a point of sale system but potentially the back end servers as well. So much more deeply integrated. Its scary. Do we need to get used to these kinds of headlines . Unfortunately i think we do. The problem that we have is the hackers have the ability to share information openly without thought or fear of retribution. The individual companies if they share information they could be held liable. What percentage of retailers would you say have experienced a hack . Truthfully i would guess most if not all companies have had some type of breach. Whether they were minor breaches, denial of service attacks or Something Like that, all the way up to full breaches of personally identifiable. How fast do these bad guys operate . How quickly do they break through a Security System once its been put in place . Some of these events are long term persistent threats which could take years to get in. The important part is once theyve found out how to do it they recreate that incident across multiple facilities. So it could be days or weeks or hours in some cases where they hit another facility. So what do we do . It makes me feel like i want to go all cash and forget credit cards altogether. What kinds of proactive steps do consumers need to be responsible for doing . Not a bad idea but nobody can get rid of all of their credit cards. Having credit cards that you use online that have lower limits so that if it is breached information isnt stolen. Creating separate user ids and passwords across all of your individual accounts. Dont have the same one everywhere because as soon as they hack it once, they can use that information to go somewhere else. One more thing. Antivirus on your machines and dont use publicly accessible wifi. Jerry irvine with Prescient Solutions thanks so much. Thank you. Thank you bill. Just ahead why one money manager says there is money to made on banks. Maybe even this week. Chart talk is next. Its a big week for the banks. Joining us now is matt shapiro president of mws capital. Hes not here to talk about the big guns thoughthe jp morgans and citigroups of the world. Hes watching some of the lesser talked about banks and glad to have you do so on the show today. What are you looking at . Thanks angie. Obviously jp morgan, citigroup, bank of america has the headlines. Those conglomerate, supermarket big box banks. But my major Bank Holdings are in Northern Trust and us bank corp. They are a little