President trump is promising to repeal it. But what will a replacement look like and what will happen to health care for you and your family . Thats where this weeks health care starts. On inauguration day, President Trump signed an executive order to scale back many aspects of the Affordable Care act but has yet to announce a replacement. For many, obamacare remains controversial and confusing. 35 of those surveyed earlier this month didnt realize that the Affordable Care act or the aca is the same thing as obamacare. Whatever you call it, 20 million previously uninsured americans now have coverage. Anyone up to the age of 26 can stay on their parents plan and denial of coverage for a preexisting condition is prohibited. But obamacare fails to stop Rising Health care and insurance costs. For 2017, the price of the average plan increased by 25 . Insurance companies in many states are leaving Obamacare Exchanges after losing too much money. And in 2016, Overall Health care costs grew nearly 5 . Thats the smallest increase since 2001 but still well above the rate of inflation. Not all americans want the law repealed. At town halls across the country, protesters demanded the Affordable Care act stay the law of the land. Ron williams was the ceo of aetna when the Affordable Care act was being created. Today, he runs his own Consulting Firm and has a unique perspective on what Health Care Coverage could look like if obamacare is dismantled. Ron, thank you very much for being here today. Well, thank you for having me. Its a pleasure to be here. Its a pleasure to see you. A major challenge to obamacare was making the math work, having enough young people paying in to balance the Health Care Costs of older people. Right now it looks like that formula may have been flawed. What do you think . I think it was flawed. I think that in health care, you really need a balance of people who need health care today, tomorrow, and in the future. And the rate structure was set in a way that those who needed health care today got the most affordable premiums. That means typically older citizens got a much better deal. Younger participants in the exchanges and who purchase individual insurance paid more. And they just didnt see the value and therefore they did not come forward and sign up. So were missing their premiums. Thats causing the overall rate of increase to be greater and to help make the insurance pool unsustainable financially. We hear the word repeal all the time but we havent seen any details of what a replacement would look like. If you have insurance through your job today, are the reforms likely to change what you have . I try to avoid the whole repeal replace semantics, because i think at the end of the day, the consumerfriendly features are going to remain. These are things like young adults staying on their parents policies, a lot of the preventive services, guaranteed insurance regardless of health status. These types of activities will be with us, theyre here to stay permanently. Were likely to see a lot of other changes. But those are probably two years out in meaningful ways. The question becomes, if we keep all of those things, like the preexisting conditions and children up to age 26, the question still comes back to how do you pay for it. There have been some people who have floated ideas, said look, what you need is not the cadillac plan of coverage, what you need to offer is catastrophic care for younger people. What do you think is the proper answer . Well, i think you do need much more competition, and you need much more flexibility. I think the practical reality is that when you give people the absolute most comprehensive plans, there is a cost to do that, and that shows up in the premium. Thats one of the reasons young adults havent been buying the product, because they dont really see value in it. I think we do need lower costs, more flexible plans. So we need a range of options as opposed to a onesizefitsall approach. The average increase for Health Insurance under the Obamacare Exchanges was Something Like 25 . That has people speculating, as we see many insurers kind of pulling out of the state exchanges, that the whole thing will collapse under its own weight. Do you think tha my hope is there will be some regulatory changes. At the rate its going, the exchanges are unsustainable. It took years of negotiating and planning from hospital groups, insurance companies, drug companies, to try to get behind obamacare. Do you think that entire process is going to have to take place again . I think it does. I think we need to make changes in a thoughtful way. I think we need to level with the American People about the implications of the changes. We need the input of the hospitals, physicians, pharmaceutical companies, Health Insurers and most importantly, consumers. I agree completely, ron, thank you very much for joining us today. My plea now, a look at whats making news as we head into a new week on the money. Americans were busy shopping last month. Retail sales rose broadly in january up 4 10ths of a . Consumption makes up 2 3 of the american economy. Another record close for the dow on thursday, that was the sixth executi consecutive day. The nasdaq and the s p had a slight downturn. Stocks rebounded on friday. Janet yellen testified before congress this week and said a rate hike in march is on the table. At least three rate hikes from the fed are scheduled this year. An increase in march becomes more likely. There is a new battle for wireless customers. Verizon announcing the return of an unlimited data plan, and later in the week at t said it would offer increased access to its unlimited plan as well. Sprint and tmobile already offer unlimited data. Up next on on the money, a look at lego, how the toy giant stays relevant, fun, and profitable. And later, life on the links and off. Movie legend bill murray gives my golf game a few pointers, and trust me, i needed them. Right now, a look at how the stock market ended the week. Okay, lets call his agent. Im coming over right now. The newly advanced gle can see in your blind spot. Onboard cameras and radar detect danger all around you. Driver assist systems pull you back into your lane if drifting. Hi chief. Hi bobby. And will even help you brake, if necessary. It makes driving less of a production. Lease the gle350 for 579 a month at your local mercedesbenz dealer. Mercedesbenz. The best or nothing. Juswho own them,ople every business is different. But every one of those businesses will need legal help as they age and grow. Whether it be help starting your business, vendor contracts or employment agreements. 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My 5yearold, his friends in school, everybody plays with these things and they dont play with lincoln logs. Whats the secret . Were fortunate, the brand and construction play pattern that lego brick is known for is timeless. We know to keep that relevance and to keep connecting with future generations. What is it about staying relevant . Do you have to stay with the latest movies, the latest brands, the latest releases . How do you do that, how much of that is part of the secret . We look at our portfolio of products. Theres a role for the hollywood, the external ips, the movie themes. Equally a role for creator 3 in 1 or duplo that come with more inspiration rather than step by step directions. The movies are bringing appeal and a story line and giving the kids a universe to play in. Maybe those kids dont always love lego but they get attracted in. In the other themes, were able to help them find their inner joy of creating. I know youve been working on some projects, whats next . So weve actually were nearly 20 years into Technology Toys in a lego context. It started with mindstorms back in 1998. Weve been progressively updating the technology in that product to keep up with the times and remain relevant in that. Our age grading for that product is with 10yearolds. We see possibilities for younger kids starting at the age of 7 to participate. And our lego boost product that we have on the table. I cant put these things together. The beauty is this is for your 7yearold. When hes ready for that, this will be a great way for him to engage, not only with building and connecting with the physical experience, but then using technology as a way to animate the creation where hes in charge of how it animates, how it comes to giving it a personality, giving it sounds. Its a really interesting way forward in terms of enhancing the physical play and the digital. Is it good for the fine motor skills . It is very good for that. Skip, thank you so much for joining us today. My pleasure, thanks for having me. Up next, were on the money, planning to work in retirement . We have some job prospects you may never have thought of that can keep you in cash. Later, getting the workout without joining the gym. Its not what you might think. Well tell you how to keep your body and your wallet fit. You know your heart loves megared omega3s. But did you know your eyes, your brain, and your joints really love them too . Introducing megared advanced 4in1. Just one softgel delivers mega support. You knmegared omega3s. But did you know your eyes, your brain, and your joints really love them too . Introducing megared advanced 4in1. Just one softgel delivers mega support. I love how usaa gives me the and the security just like the marines did. At one point, i did change to a Different Company with car insurance, and i was not happy with the customer service. We have switched back over and we feel like were back home now. The process through usaa is so effortless, that you feel like youre a part of the family. I love that i can pass the membership to my children, and that they can be protected. Were the williams family, and were usaa members for life. Call usaa today to talk about your insurance needs. Deartheres no other way to say this. Its over. Ive found a permanent escape from monotony. Together, we are perfectly balanced, our senses awake, our hearts racing as one. I know this is sudden, but they say if you love something. Set it free. See you around, giulia not so long ago, the idea of working in retirement was not even a consideration. Today, 20 of folks 65 and older are on the job. Whether thats because of a financial necessity or a desire to just feel productive, there are some strategies you can follow to find a role thats right for you. Joining us is carrie hannon, author of getting the job you want after 50. Carrie, thanks for joining us today. Terrific, great to be here. If you are a mid or late career worker, you may be starting to think about your next move. You say there are steps for people to figure out what to do after they retire. What are those steps . Absolutely. First of all, give yourself as much time as you can to prepare for what you might want to do in retirement as a job. Number one, you know, i encourage people to do some soul searching. What do you want to do right now . What skills do you have right now that you can redeploy into another field or another kind of job . And you want to also moonlight, if you can, and apprentice. Thats a great idea, try it so theyre not jumping into something blindly. For those comfortable with the amount they have saved already, why should they consider working at least in some fashion . Lots of great reasons. Its a terrific safety net in general, even if you feel comfortable. A lot of people look at it just in that fashion. But there are so many mental and psychological reasons. You continue having a network, you feel relevant, you have social engagement. Are there some unusual jobs you think are perfect for retirees . I like to look at two segments. There are jobs to ride the age wave, people in their 50s and 60s can do for 70s and 80s. And ones that you can tap into some of the growing fields. Number one, i love what about wheelchair repair . Some people are great at tinkering. If thats something you love to do, theres lots of jobs to repair gurneys and wheelchairs, all kinds of medical devices. How about a voiceover artist on a freelance basis . My own mother at 87 loves her massage therapist. You can specialize in senior Massage Therapy and focus on the senior market. Its not that hard, intense massage, its more gentler massage but it brings meaning to peoples lives and theres a real demand for it. Carrie, thank you for your time, those are some great ideas. Whether youre retired or not, staying fit is important to most people. If you work at home, there are thousands of options. You can do it on demand, on dvds, on television. But very few of them are actually live. Putting you in the class when the class is happening. That is about to change in a big way, thanks to a small new company. Diana olick has more. Reporter did you ever want to work out in one of those elite boutiques, manhattan fitness studios, but you live, say, here . Or here . One, two, three, four, five reporter now you can. Kind of. I realized the power of the studios. Reporter she was a wall street trader who traded it in for fitness and launched a tech company thats putting live cameras in the corners of boutique studios. These studios are very professional. When these trainers put that mike on, theyre doing a performance. Reporter that performance streams out live across 4ks web platform. For 39 a month or 288 a year, anyone, anywhere, can stream any class. Over the course of two years the pitch has become very simple. Everybody wants to be streaming. My job has become a lot easier. Reporter the studios get a cut of the subscription fees but they also get Something Else very valuable. From the streaming, thats always great, but i think the exposure to the brand and what we do is for us, number one. Reporter these are Live Streaming classes. But theyre also live paying clients. Not everybody wants to stream on the internet. Thats why each class has a dead zone. If youre over here, youre not online. But if youre in the class, youre not sevcensored either, which adds a certain amount of risk. What do you most worry about in a live class . Were not worried that much. Thats the beauty of what we want to see, this raw unedited footage. We want to see the person that doesnt do one pushup the entire time, we want to see the two friends talking. Reporter which adds an aspect of reality show to the workout. Forte is definitely unique with the live classes in the cameras. But in the basement, there is a lot of competition in the Live Streaming fitness base. And forte is a little behind on the technology. You still have to stream it through the computer onto your screen, as opposed to if i go to here you go my roku, i can very quickly get any number, beach body on demand, daily burn, right through the tv and get thousands of other workouts. Im sure theyll get here. Its just a matter of time, becky. Diana, did you find a way to work at home today . Reporter i kind of did. Love it. Thank you, diana. Up next on the money, a look at the news for the week ahead, and my conversation with one of the funniest guys around, bill murray. We talked to him about ghost busting, groundhogs, and looking good on the golf course. The new bill murray golf line. Im fishing for complements. Whether youre after supreme performance. Advanced intelligence. Or breathtaking style. Theres a cclass just for you. Decisions, decisions, decisions. Lease the c300 sedan for 389 a month at your local mercedesbenz dealer. Mercedesbenz. The best or nothing. What powers the Digital World . Communication. Like centurylinks Broadband Network that gives 35,000 fans a cutting edge game experience. Or the network that keeps a leading hotel chains guests connected at work, and at play. Or the it platform that powers millions of ecards every day for one of the largest greeting card companies. Businesses count on communication, and communication counts on centurylink. Their leadership is instinctive. Theyre experts in things you havent heard of researchers of technologies that one day, you will. Some call them the best of the best. Some call them veterans. We call them our team. Here are the stories coming up that may impact your money this week. On monday the markets are closed for president s day. On wednesday, well get a look at existing home sales for the month of january. Well also be getting the minutes from the feds meeting earlier this month. Thursday is the anniversary of the date on which one of americas most famous folk singers, woody guthrie, wrote this land is your land back in 1940. On friday, a read on the economy with the Consumer Sentiment index for february. Bill murray is known for going beyond the trappings of the typical hollywood celebrity. I caught up with him recently. Reporter its called the bill murray story, an outlandish yet plausible story that involves you witnessing bill murray doing something totally unusual, often followed by him walking up to you and whispering, no one will ever believe you. As an actor, hes beloved for films like ghost busters and groundhog day. Why do you think groundhog day has such longevity . Because amc can get away with showing it all day long. Reporter bill maurray is vey much like the rest of us. Hes got a cellphone. Not because hes eager to hear from hollywood types. I dont really like talking on the phone. I only got a phone to communicate with my son. And he doesnt answer the phone, he has children. But they will respond to a text, because its