Haiti officials say the quake with a magnitude of 5.9 struck last night destroying homes and other structures in Indonesia the number of dead in last month's earthquake and tsunami has topped 1700 a tropical system in the Caribbean could make its way to the Gulf in the next few days we potentially could have a hurricane on our doorstep maybe sometime Wednesday right around the panhandle of Florida so not much time to prepare that's Fox meteorologist Rick Reich me with gusty winds and torrential downpours could impact areas of Louisiana to the Florida Panhandle storm surge flooding and isolated tornadoes are also possible this is Fox News. Was the. But to nobody wants news channel real news real honest opinion secretary of state Mike Pompei o says he and North Korean leader Kim Jong un have made unspecified progress toward a deal for the North to give up its nuclear weapons but there's no immediate indication whether Secretary Pompei all managed to arrange a much anticipated 2nd summit between Kim and President Trump 3 people who used to be secretaries of state can be seen tonight on a popular t.v. Show a week after she made a cameo on Murphy Brown Clinton will appear tonight on c.b.s. Says Madam Secretary she's being joined on the show by former Secretaries of State Colin Powell and Madeline Albright Well the 3 of us are here on the set of Madam Secretary and we're having a great time in the episode secretary of state Elizabeth McCord turns to the former secretaries of state to ask their advice on how to respond to a delicate situation in Washington Rachel Sutherland Fox News from the screen to the stage and a celebration of a beloved boy back. And. It was a sound that sent teen girls screaming and the Boston boys will hit the stage to celebrate their breakthrough album. New Kids On The Block return to Harlem's famed Apollo Theater to celebrate the 30th anniversary of their breakout album. The iconic boy band returns to the same stage that literally launched their career during Apollo's amateur night where they debuted their hit song Please Don't Go Girl nearly 30 years ago you know Fox News stay album hang in tough sold more than 14000000 copies as for did not perform as planned last night he's in a California hospital after an infection on his hand required surgery I'm Pam who sale and this is Fox News stimulating talk Breaking news on talk radio 680 w c b m as you fall down this Sunday will give way to a partly sunny sky and another very warm day out there eyes the eighty's for the cloudy tonight could see some fog once again lower sixty's partly sunny for your calmest day Monday with over 20 percent chance for straight after a shower or storm high No 88 on top or whether tell or talk radio 688 if you see the studios are brought to you by safer time and solutions call our friend Rob Arroyo at 41261120 are on the website for time and Solutions dot com attention Baltimore area how would you like the chance to earn dollars every month in consistent mailbox money well listen to this actor Dean Cain known as Superman on A.B.C.'s hit t.v. Show Lois and Clark and now real estate investor with a national real estate network are giving away their riches in real estate kid for free to anyone who calls now they will show you their formula for flipping houses in your spare time for potential profits if you're interested in embarking on a new adventure. And possibly changing your life then you need to call right now call 180-614-9297 now to get your free riches in real estate kid call 180-614-9297 now and you'll also get free tickets to a live training event that includes a free smart watch and a free flash drive loaded with vital information just for attending call 180-614-9297 that's 180-614-9297 extension 4 your free riches and real estate kit today the principal retirement group specializes in the safe and secure retirement let me ask you for questions Number one do you think taxes will be higher in the future number 2 do you think benefits will be lower in the future number 3 do you think health care will be more expensive in the future and Number 4 do you have a plan to deal with these challenges we do call the principle retirement group at 888-979-5995 that's 888-979-5995. 6. The following w c b m program has been prerecorded at this time wealth without risk is brought to you by principal retirement group. This is Talk Radio City c.b.s. It's time now for wealth without rich your host Matthew all was good morning Baltimore welcome to wealth without risk my name is Matthew Wald one and I am the founder of the principle retirement group wonderful to be here on another Sunday morning to talk to everybody about a safe and secure retirement got a lot of interesting things going on right now I guess new programs that are promising to be very helpful in retirement that will protect people in the bad times and help them make money in the good times and that's something that we call bear market insurance so that you know you buy insurance to make sure that if something goes wrong. Wrong you're not harmed by it right car accident tree falls on the house things like that well the programs that we utilize act as what we call bear market insurance because in the bad times you won't lose any money critical if you are retirement overtire in age and you know my opinion has you know always been that north of 55 as you get closer to retirement you want to give some thought to how much risk you're willing to tolerate you know do you want to bet all of your retirement on the stock market now this really has nothing to do with whether the stock market is having a good year or a bad year we just know that it can go off it can go down it can go sideways if you can have a good 5 years you can have a bad 5 years there are lots of times over history where you look at it and go Well you know there was a that was not a good decade or that was a very good decade and as you get closer to retirement what we need to do is number one is make sure the money's going to be there Ok that's number one make sure it's going to be there then number 2 is let's try and grow that money as safely as possible now that doesn't mean you abandon the stock market completely and stick everything in the bank and live off of next to 0 interest rates that's not what it means at all it just means should you re think how you address risk maybe will take some funds and put them where they're a little safer maybe War curtail the amount of risk we're taking in the market you know there's a lot of different things and everybody's risk profile is different and that's important there are lots of people that I have met over the years risk doesn't bother them and there are lots of people that I have met over the years which Don't you know who don't want any risk and lots and lots of people in between. So with that said we want to make sure that we're taking a look at certain aspects of our retirement portfolio our retirement nest egg and making sure that there are some of those dollars let's let's put these dollars over here where safety will be number one and growth will be nombre to rather than the other way around you know when you use when you retire use your retirement use the stock market to grow your retirement and that's a wonderful thing but when she you get to retirement how much of that do you want to leave in there and so I always tell people you know getting a little bit of those winnings off the table you know maybe folks the last couple years you hit a homerun that's wonderful Let's take some of those winnings let's get them off the table let's put them where they're protected Let's put them where they're never going to go down again where they can still get a good rate of return better than the bank and not have to worry if there is a problem that's what we call that bear market insurance I have had clients look at me and I've asked them you know let me ask you something you've been very successful why are you doing this and more often than not they say something along the lines of the pain of losing money now at this point in my life outweighs the joy of making money so you know they're in their sixty's they might be in their seventy's and just keeping what they have becomes even more important and not putting it at risk. One of my clients looked at me one time this was a really good he says the joy of watching my money grow does not match the pain of watching it go down and I always thought that was a very good one and you're talking about a gentleman close to retirement in his mid sixty's and that was his perspective and I thought you know that's that's probably a good perspective for many Americans in that same age group. Now of course they're going to be some who want no risk there are going to be some who are gone whoa and don't care about the risk ever to each is own right to each his own now with all of that said I want to talk about a program that I talked about this last week we'll talk about it some more which helps us to grow our money even better and at the same time eliminate the stock market risk and this one company they've had some good programs we've used to over the years I even have some of my own retirement money on deposit with this particular company but they now have a program where they give you 100 percent of the growth of the s. And p. 500 and none of the losses and what they do is they take a look at your at the s. And p. 500 and they take a one year average so if you were opening the account today then they would say Ok every month for the next 12 months we're going to take an average and then whatever that average is we're going that's what you're going to get so if you averaged 7 percent over the next 12 months that's what you would get and the easy way to do this is to take a look at where is the s. And p. Today one month from today 2 months from today 3 months from today you take all those and you take all those gains and losses averaged them out which helps to keep things stable that's the nice thing about it and the result is a handsome rate of return now if you take a look at one of the. Graphs at this particular. Company puts out then over the last 10 years you May 7 point 2 percent not a bad rate of return right it's not all whole of the stock market but 7.2 percent with no more acute risk is certainly an attractive way to grow your money and now I've got to emphasize something here. There are no fees in this account that's very important so there is no drain there's no money coming out that's a big deal because it's your money and it should stay there so if you'd like to learn more 'd our toll free number is 888-979-5995 that's 888-979-5995 you will hear recording just press number to leave us your name and number I promise we'll call you back s.a.p get you all the information you're looking for what we really want to do is give everybody a good education. That way you can understand exactly how this works and whether it's right for you and how we can benefit you if you look at it and say that will work for me great if he say that's not what I'm looking for also fine but the the 1st step in the process is always a good education so if you'd like to learn more about a new program that we've added to our portfolio it is you get 100 percent of the one year average of the s. And p. $500.00 so like I said if that was 7 then that's what you would get you would get a 7 if the s. And p. Had a really good year and that one year average was 10 that's what you would get now if it had a really bad year and it was negative negative anything negative 1020 doesn't matter then you would not lose any money you get a 0 and not lose money for that year and then you move on from there so to learn more the toll free number is 888-979-5995 you will hear a recording it is Sunday morning right so when you hear the recording just press number to leave us your name your phone number also e-mail addresses are very helpful in case we can't get you on the phone we can shoot a quick e-mail. What's a good time to call of have lots of people tell me don't call me until Tuesday afternoon I'm traveling Don't call me until Wednesday morning call me 1st thing Monday morning things like that so if there is a good time to call make sure you let us know the website is w w w dot principle retirement group dot com principle that's principle spelled with the p.l.o. . Principal retirement group dot com And one more time on the toll free that 888-979-5995 you're going to hear a recording just press number 2 and leave us your name and your number and your e-mail and so on I promise we will call you back a.s.a.p. Get you the information deliver it and get you a good education that's right and we're big on that big on education now so let's go back we'll do or quick review. On how this program works and let's say that you today was the day that you opened the account and what they do is every every month for the next 12 months they take a look and measure where the s. And p. Is going how is it doing and they take all of these numbers and they average them out and then whatever that number is you get a 100 percent of that growth and that's a big deal because now you're taking a look at getting it's an opportunity to get the lion's share of the s. And p. 500 growth but with none of the risk of the stock market now scratch your head for a 2nd ask yourself Is that possible yes it is is that too good to be true no it isn't and then pick up the phone and give us a call because I understand when you say something like you're going to get all of the growth of the stock market and none of the losses people want to go why hasn't my advisor told me how is that possible you can't do that that's too good to be true that's what Dad always said all these things and they're valid right you should be a little skeptical and that's why we start with a good education the reality is that these programs have been around for many many years Chase Bank figured out how to do this over 30 years ago and now they've been able to come up with ways that are a little more creative where they can give you the benefit of the growth of the stock market but not be harmed by any losses this is a great way to take a piece of the pie you know that retirement nest egg and protect it you know maybe somebody wants to say I've saved this much maybe we'll take 25 percent and Senator over here where if the market does take a hit I don't have to worry about that and that's not a bad idea because it takes it's easier to recover right maybe they'll take a bigger chunk and set it over on the side where yes it's growing nicely and with the mark to market takes a hit you don't have to worry and the next thing you know you're growing again so once again the program here the gist of the program is. You get 100 percent of the growth of a the s. And p. $500.00 to take a one year average you get 100 percent of that growth and none of the losses and it does require a bit of an education that's why I encourage people to pick up the phone and give us a call get the information get. Get a good education here and we will help you to learn more about how it works why it does what it does and how it can benefit you toll free number is 888-979-5995 that's 888-979-5995 you're going to hear a recording so when you do just press number to leave us your name and number e-mail address call you back all Monday gives you all the information you're looking for and let me ask you a question you think about this for a 2nd what if over the last 10 years you had earned 7 per cent compound it on your account on your Ira with out any stock market risk now whether we had a good 10 years or bad 10 years is not the point we know that there are fluctuations there are good days bad days good months bad months all of that there have been 3 down years in the last 10 years and 7 up ones so what if you got 7 percent compound over that time frame and never had to worry about you know a trade war with China or the market going backwards anyway break time is almost here so once again give us a shout the toll free number is 89795995 that's 888-979-5995 we'll pick this up on the other side of the break you are listening to wealth without risk on talk radio 680 w c b m principle retirement group specializes in the safe and secure retirement Did you know there are 4 steps you can take right now to increase your retirement income number one maximize your social secure. Benefits number 2 eliminate fees number 3 reduce your taxes and number 4 eliminate losses we do this every day for our clients give us a call at 889795995 that's 888-979-5995 . Fast is the nation's largest big Steve network beyond fast is the complete reliability of 4 g. L.t.e. Back out that means whether you're counting big files. Swiping bank cards. Or e-mailing your sales team or customers. Your business can go on even if the power goes out when you're a business owner you need speed and reliability for a limited time make the switch to Comcast business and get an amazing deal on faster liable Internet just one more way you can take your business beyond get started with $150.00 megabit Internet for just $8995.00 per month when you add 4 g. L.t.e. 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