KXLY December 11, 2020 4:00 AM Dahna Chandler - Forbes Advisor Posted: Updated: December 12, 2020 7:18 AM Auto and home insurance companies look at your past claims when setting rates for you. But how do they know about your insurance past? A database called C.L.U.E. serves up your insurance history. What Is a C.L.U.E. Report and What’s in Yours? A C.L.U.E. (Comprehensive Loss Underwriting Exchange) report provides a history of your property insurance claims for homes, rentals and vehicles. It’s offered by LexisNexis Risk Solutions, and the information in the report is subject to Federal Fair Credit Reporting Act (FCRA) guidelines.