DIRECTIONS: In an oven-ready skillet over medium heat, for about 3 minutes, saute onion, yellow pepper, and garlic. Add ground beef or turkey broken into crumbled pieces. Stir to cook evenly. Preheat oven to 375 degrees F. Add cumin, chili powder, and paprika to skillet mixture and stir well. Add black beans and diced tomatoes and stir into mixture. Reduce heat to low while you prepare cornbread in a mixing bowl. Adjust heat to medium if any liquid remains in the ground beef mixture. Turn stove off. Sprinkle 1/2 cup cheese over ground beef mixture. Spread cornbread evenly over ground beef mixture and cheese. Place in oven and cook until cornbread tests done, about 20 minutes. Sprinkle remaining cheese over the top of the cornbread and return to warm oven that has been turned off for about 5 minutes. Remove and let sit for about 5 to 10 minutes before serving. It can be sliced like pie or spooned out of the skillet to serve. Remember, the skillet handle is very hot. Garnish with sour cream, avocado slices, and cilantro. Your favorite salsa would be a great addition, too.