WhatsApp Pay is live now; here's how to activate this feature The peer-to-peer (P2P) payment feature is designed with a strong set of security and privacy principles, including entering a personal UPI PIN for each payment, the company said BusinessToday.In | December 19, 2020 | Updated 13:41 IST The rollout of the feature could pose a major challenge to other big players like Paytm, Google Pay and PhonePe Facebook-owned WhatsApp, which is the most popular messaging platforms, said on Wednesday that its new payments feature WhatsApp Pay is live now. The payments feature is being supported by State Bank of India, HDFC Bank, ICICI Bank and Axis Bank through UPI for its up to 20 million users in India.