The participation rate in an annuity refers to the percentage of the index’s return an insurance company credits to the annuity. If we consider the participation rate to be 80% and the index increases by 10%, the annuity gets credited with an 8% (80% of 10%) return. This is an important element to consider when […] The post What Is the Participation Rate in an Annuity? appeared first on SmartReads by SmartAsset.