Y Combinator backed Indonesian Fintech Finantier to Expand Operations into Emerging Markets Indonesia-based Fintech firm Y Combinator. Finantier will be joining Y Combinator’s Winter 2021 funding cycle, which is scheduled to begin in January 2021. Finantier is planning to expand its business operations into emerging markets outside the Southeast Asia region via its partnership with the accelerator. The Fintech firm allows companies or businesses to build and provide financial services to customers by offering accounts aggregation, income and ID verification, recurring repayments and subscription services. Finantier leverages machine learning to analyze raw data and then offer insights from several different sources.