12 44 News Today : Breaking News, Live Updates & Top Stories | Vimarsana

All like to buy at the low and sell at the high. but we saw in march of 2009 a real bottoming in the market and we have been in a bull market since then. will it continue? we don't know. the real question -- this young woman should ask is, what is your time frame? and what do you need the money for? if you have a short time horizon, five years or less, you probably are better off not investing in the stock market. keep it liquid. if you have a longer time frame, five, ten years or longer, saving for retirement or a home, then by all means, develop a diversified portfolio and put it in the mark...

And next, we have this one from wisconsinment i have a home loan that is 12.44% interest and i want to know how to lower it. now the loan company told me they do not lower interest rates. john, what to do, because that is really high? >> well, 12% on a credit card is good, but 12% on a mortgage is brutal. look, you don't get 12% on a mortgage unless you have bad credit. step one, to increase the credit, because without great credit scores, it won't matter. there are programs to help her. the harp program under the president obama's making home affordable is a program designed for people with h...