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Know, unilaterally disarm and not have any leverage with anything with the budget, the debt ceiling, which is a constitutional prerogative of congress. so whether it's an issue of trade or this or the executive amnesty, it seems like the congress has no problem whatsoever diminishing legislative authority, which i think going back to our previous conversation is what's driven so many people, so many conservatives a little bit crazy about mcconnell and boehner for all their strength. >> john mccain just coming out saying, it's the best deal we can get on this deal. we're hearing more and more j...

Know, unilaterally disarm and not have any leverage with anything with the budget, the debt ceiling, which is a constitutional prerogative of congress. so whether it's an issue of trade or this or the executive amnesty, it seems like the congress has no problem whatsoever diminishing legislative authority, which i think going back to our previous conversation is what's driven so many people, so many conservatives a little bit crazy about mcconnell and boehner for all their strength. >> john mccain just coming out saying, it's the best deal we can get on this deal. we're hearing more and more j...

Another credit or debit card. you can transfer once from your bank account for free every month. $1.50 for an atm withdrawal. if you don't use the card for three days in a row, you pay $30. bieber gets $3.75 million to put his money on it. spend smart issues the bieber card. it defends its fees, saying it's trying to help parents and teens start a conversation about reasonable spending and bieber helps get that message out. greg mcguide from bankrate.com says celebrity cards usually aren't the best value. >> consumers that are looking for lower fee, prepaid debit cards can find them. they're j...

Maybe that's why consumers don't mind they are pay be so much for prepaid debit cards. the amount put on tripled from 2008 to 2012 and expected to top $168 billion by 2015. that's a lot of money. nearly the gdp of kuwait or romania and enough to by 131 double-decker planes. industry trade groups say parents use them to teach kids about financial responsibility but financial advisers say there are better ways to do that. >> prepaid debit cards are spending money to use your own money but they don't necessarily fix your credit and it's too expensive. >> if you don't have a checking account, look...

Balance at an atm triggers a fee. >> reporter: maybe consumers don't mind paying so much for prepaid debit cards. the amount of money put on them almost tripled from 2008 to 2012 expected to top $168 billion by 2015. >> essentially it is spending money to use your own money. but they don't necessarily fix your credit. it's too expensive. >> reporter: mack says look for a credit union in the area. check out a smarter choice.org or go to join bankon to find a local bank to help you build your credit or open an account. christine romans, cnn, new york. the american dream is of a better future, a ...